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    • Understood. Maybe as a first step it would be a good idea to write to Amazon and tell them that I would have selected the prepaid hermes drop-off option, like I always do, but I wasn't able to as that option wasn't available for the laptop. Additionally, after Hermes not collecting the item on two consecutive times with the Hermes home pick-up option, I was advised by a customer service assistant to organize the return myself as there is no point in choosing the home pick-up service for the third time. Following his advice and returning the laptop myself being the only available option to send it back to Amazon, I have decided to organize the return myself. I was told that I can use any of the shipping services. To quote I was told: "I could only find the pickup option. So you could arrange your own return using parcel monkey: www.parcelmonkey.com or any similar service. Keep the receipt and send it to: ...url... And we will refund you the postage fees". I didn't get any other instructions and I did what I was told by the assistant to the letter.  What else should I add? Should I mention anything else?   I understand that. I am not afraid of that, I do think that nothing protects them from having to compensate a consumer where they have failed to take reasonable care in performing the contracted service. They have a general duty of care, and they have also failed to provide the service paid for. I really hope that the judge sees it that way too. But maybe Amazon realize the mistake they made and I won't have to sue Hermes. To be honest I think it is disgusting what they do... There is no way to lose a package of 70X40X15. It is way too big. And what are the chances that they lose another package of mine that I send with the laptop at the same time? Obviously someone stole them. What else could have happened? How can they not find the driver who was responsible for the package at the time of moving it from the ParcelShop to the sorting warehouse? And if something happened to the car/driver, it must be logged somewhere. And I would like to see that log (I actually asked them to provide that in my last letter). The whole thing is just unbeliavable.
    • if other details match and this is as a result of say a marriage then yes. CCJ's are not against an address.    
    • Thanks DX and BN.   He did keep saying he’s done loads of parking cases in the past, over the 10 years he’d been doing it, so as you say he’s bound to have come across VCS stuff before isn’t he.   hopefully that’s the case then he just wants to go through it in a bit more detail. Either way you have given me a lot more confidence again now thanks.
    • From Alasdair Macleod , 40 years in stockbroking and financial  analysis  The Eurozone is bust. The deterioration of TARGET2 imbalances have been hardly noticed, but in recent months it has been alarming. Despite official denials over the years that it is a matter of concern, it is increasingly obvious that the national banks of Italy, Spain and other nations with increasing bad debts are hiding them within the TARGET2 system. The first wave of Covid-19, which is leading to bankruptcies throughout the Eurozone, is now being followed by a second wave, which will almost certainly take out a number of important banks, in which case the cross-border euro system will implode.   https://www.goldmoney.com/research/goldmoney-insights/the-destruction-of-the-euro
    • I agree but it doesn't change the fact they're all in the system the same way we are and they vote in certain ways for varying reasons that are far far away from our own motives.   The whole wretched system needs taking down and starting from scratch 
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    • I came across this discussion recently and just wanted to give my experience of A Shade Greener that may help others regarding their boiler finance agreement.
       
      We had a 10yr  finance contract for a boiler fitted July 2015.
       
      After a summer of discontent with ASG I discovered that if you have paid HALF the agreement or more you can legally return the boiler to them at no cost to yourself. I've just returned mine the feeling is liberating.
       
      It all started mid summer during lockdown when they refused to service our boiler because we didn't have a loft ladder or flooring installed despite the fact AS installed the boiler. and had previosuly serviced it without issue for 4yrs. After consulting with an independent installer I was informed that if this was the case then ASG had breached building regulations,  this was duly reported to Gas Safe to investigate and even then ASG refused to accept blame and repeatedly said it was my problem. Anyway Gas Safe found them in breach of building regs and a compromise was reached.
       
      A month later and ASG attended to service our boiler but in the process left the boiler unusuable as it kept losing pressure not to mention they had damaged the filling loop in the process which they said was my responsibilty not theres and would charge me to repair, so generous of them! Soon after reporting the fault I got a letter stating it was time we arranged a powerflush on our heating system which they make you do after 5 years even though there's nothing in the contract that states this. Coincidence?
       
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      The boiler was removed and replaced by a reputable installer,  and the old boiler was returned to ASG thus ending our contract with them. What's mad is I saved in excess of £1000 in the long run and got a new boiler with a brand new 12yr warranty. 
       
      You only have to look at TrustPilot to get an idea of what this company is like.
       
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    • Dazza a few months ago I discovered a good friend of mine who had ten debts with cards and catalogues which he was slavishly paying off at detriment to his own family quality of life, and I mean hardship, not just absence of second holidays or flat screen TV's.
       
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      If circumstances have got to the point where you are finding it unmanageable you must ask yourself why you feel the need to pay.  I guarantee you that these companies have built bad debt into their business model and no one over there is losing any sleep over your debt to them!  They will see you as a victim and cash cow and they will be reluctant to discuss final offers, only ways to keep you paying with threats of court action or seizing your assets if you have any.
       
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      If it was me I would send them all a CCA request.   I would bet that not one will provide the correct response and you can quite legally stop paying them until such time as they do provide a response.   Even when they do you should check back here as they mostly send dodgy photo copies or generic rubbish that has no connection with your supposed debt.
       
      The money you are paying them should, as far as you are able, be put to a savings account for yourself and as a means of paying of one of these fleecers should they ever manage to get to to the point of a successful court judgement.  After six years they will not be able to start court action and that money will then become yours.
       
      They will of course pursue you for the funds and pass your file around various departments of their business and out to third parties.
       
      Your response is that you should treat it as a hobby.  I have numerous files of correspondence each faithfully organised showing the various letters from different DCA;s , solicitors etc with a mix of threats, inducements and offers.   It is like my stamp collection and I show it to anyone who is interested!
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Golden Sands Rhyl...........Late payment


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Hey Larry havn't you had enough warnings about your conduct on here or is there an alterior motive........such as getting this thread closed;)

 

Red Rebel

 

 

I would love this thread top stay open. I think its great. None of my emails of late have been abusive or insulting. Merely just observations.

 

Hey, while your here, answer my questions about how long you had to pay your bills. They had to be paid march and you posted in May. No wonder you were asked to leave. It was the right call. You cant live, stay or rent anywhere these days without paying. Why should you be different.

 

:D

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It doesn't matter how long I had to pay the bill, I informed park management I was going to be a little late......2 days beyond there self inposed deadline to be precise but was removed from the park without warning. Does that sound fair to you? Larry

Come on the mighty reds!!!!!!

 

Lloyds TSB - Success - 14/7/07

Lloyds TSB - Pending -

Halifax - Pending -

 

 

Tip my scales if I have been of assistance :D

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It doesn't matter how long I had to pay the bill, I informed park management I was going to be a little late......2 days beyond there self inposed deadline to be precise but was removed from the park without warning. Does that sound fair to you? Larry

 

 

That doesnt sound fair, but thats not true neither, is it. You had to pay by March, and you still didnt pay in May. Thats alot more than 2 days.

And I find it very difficult to believe it was without warning. I myself in the past have had difficulty with bills, but I still got warnings of what would happen if I didnt pay. This is all fair enough. No pay, no play. We all know the rules.

:oops::D:oops:

 

Love the smiley faces!

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Yeah. Me and the rest of the "management" eh lol. Is that the best you can come up with. Havent we been here before? lol.

 

You crack me up :):):)

Typical is this your way of saying "no comment"

In the last ten years I have never seen so many empty bases on this site as there are now.

And does the fact that you new owners are paying more than the rest of us crack you up as well

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Larry i am afraid to disappoint you but at no point did management say my caravan was to be moved off if not paid by the deadline. Offer of Payment was made 2 days after the deadline (as explained in previous posts) but was refused point blank. Payment was due in April + i had paid a large proportion of the fee which in most cases would count for something.

 

Red Rebel

Come on the mighty reds!!!!!!

 

Lloyds TSB - Success - 14/7/07

Lloyds TSB - Pending -

Halifax - Pending -

 

 

Tip my scales if I have been of assistance :D

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I'm afraid I can't see the point of this thread. Was it asking for some assistance or advice or is it just a slagging thread.

 

Twice steven4064 has asked that someone put up some paperwork (#251, #254) so it can be looked at and no one has even acknowledged that request.

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Can someone post up a copy of a credit/HP agreement (personal details removed) that GS use - I would really like to see it.

 

Conniff maybe those currently contributing to this thread have not purchased a caravan from GS so dont have the information requested. But hopefully someone will soon ;)

 

Red Rebel

Come on the mighty reds!!!!!!

 

Lloyds TSB - Success - 14/7/07

Lloyds TSB - Pending -

Halifax - Pending -

 

 

Tip my scales if I have been of assistance :D

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I'm afraid I can't see the point of this thread. Was it asking for some assistance or advice or is it just a slagging thread.

 

Twice steven4064 has asked that someone put up some paperwork (#251, #254) so it can be looked at and no one has even acknowledged that request.

 

Unfortunately most of us are not computer litterate, we are slow,struggle with typing and spelling. we may not have the equipment or the Knowledge to scan - edit - and attach files.

 

The antagonists know that the bait will be taken by somebody.

Their sole purpose seems to be to disrupt or destroy this thread.

They have many questions but NO answers.

I am guilty of taking the bait. even though I try to resist.

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In answer tto the big question.....

 

The credit agreements are standard agreements from Black Horse Lloyds bank, they provided finance, not Golden Sands. The agreement is with Black Horse and until the finance is paid off Black Horse own the caravan. It is the same as HP with a car.

So Golden Sands do not lend anyone any money, it is the finance company that they use.

 

The licence agreements we all have are the same agreements that have been used under the old park owners (Jones family), so if you are not happy with your agreement then they are to blame.

 

The licence agreement states very clearly in section 3 under 'your obligations' that you are 2required to pay the pitch fee and any other charges due to us promptly on the days set out in the agreement".

It goes on to say in section 10 'When we may terminate the agreement', If you are in breach of any of your obligations under this agreement we may write to you asking you to rememdy the breach (Red Rebel you were given extra time to pay but missed the deadline by two days according to this string) within a reasonalbe time, if you do not comply we are entitled to terminate the agreement'.

 

It seems Red Rebel that yes they can do what they have done and yes it is perfectly within their rights as per your agreement.

 

So does this end this rather tedious list of petty squables?

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I'd rather not post it to anyone, Its my only copy and I dont want people to know my name (which is hand written on the front page) becuase the ones on Golden Sands who are trying to cause trouble will target me I am sure.

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Its bh and Hpa.org.

Once on the home page you can email enquire direct to them about any questions you have, you can also open articles by clicking 'visitor' so you dont have to be a member. Takes a while to open some of the stuff though.

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Its bh and Hpa.org.

Once on the home page you can email enquire direct to them about any questions you have, you can also open articles by clicking 'visitor' so you dont have to be a member. Takes a while to open some of the stuff though.

 

Thank's

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Justice

What is your grip with Golden Sands, you seem to be very very angry and yet still and owner? I am just curious.

My gripe with G/S is that they make rules and allow some people to ignore them, While others are expected to abide by them.

I like to be told the truth, ie increasing site fees to run the site for an extra 4 months, then spending the money on entertainment, Is not honest!

 

My other complaints are common to most other sites aswell.

So moving would only delay the inevitable confrontation.

I have been happy on the site for many years and hope to be again for many more.

I am not against progress, and would welcome changes that really improve the park. But I honestly have not seen any SUCESSFUL changes yet.

sorry got to go.

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Not quite the answer

In answer tto the big question.....

 

The credit agreements are standard agreements from Black Horse Lloyds bank, they provided finance, not Golden Sands. The agreement is with Black Horse and until the finance is paid off Black Horse own the caravan. It is the same as HP with a car.

So Golden Sands do not lend anyone any money, it is the finance company that they use. Yes, but do they get a commission and is that commision listed on the agreement?

 

The licence agreements we all have are the same agreements that have been used under the old park owners (Jones family), so if you are not happy with your agreement then they are to blame.

 

The licence agreement states very clearly in section 3 under 'your obligations' that you are 2required to pay the pitch fee and any other charges due to us promptly on the days set out in the agreement".

It goes on to say in section 10 'When we may terminate the agreement', If you are in breach of any of your obligations under this agreement we may write to you asking you to rememdy the breach (Red Rebel you were given extra time to pay but missed the deadline by two days according to this string) within a reasonalbe time, if you do not comply we are entitled to terminate the agreement'. Yes, but does the license allow them to change the terms of the agreement unilaterally at any time other than 1 January?

 

It seems Red Rebel that yes they can do what they have done and yes it is perfectly within their rights as per your agreement. Yes, but they can only do it if it is lawful

So does this end this rather tedious list of petty squables? I hope so

Steven

 

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What rules are you talking about that some people have to stick to and some not?

I have only ever onwed on Golden Sands although we looked at a lot of others in the area and it is by far the best, cleanest, safest park for our family in the area.

 

Shame you have had a fall out, hope you can get it sorted soon.

 

 

Steve, the finance agreement says nothing about any commision to the site, it only talks about the agreement with Black Horse and the Ts and Cs, I have not idea if Golden Sands got a commision when I bought it. Does that even matter to any of this if they?

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taking a commission and not declaring it when acting as an agent (which they do for Black Horse) is unlawful. It would also potentially make the loan agreement unenforceable - so, yes, it matters

 

As far as this thread is concrned, I think the other point is more important - whether they have the right to change terms of the license mid-season, since that is the root cause of Red Rebel's problem - they changed the terms, that resulted in an additional charge which RR was late in paying (and which some other posters haven't paid at all - hence the one rule for some...) (At least that is how I understand it amidst all the other junk on this thread)

Steven

 

Using CAG Toolbar will generate much needed income - Download Here

 

Confused by Simple Interest? Confounded by Compound Interest? Read my Interest Tutorial

My Wins

 GE Money Won unconditionally May 2007

NatWest Won unconditionally August 2007

Brighthouse Won unconditionally August 2007

Goldfish Won unconditionally April 2008 (including CI on the basis of Sempra)

Clydesdale Financial Services (now BPF) Won unconditionally February 2008

 

Any opinions are without prejudice & without liability. Do not take any legal action on my advice alone. Almost everything I know concerning the law I learned from this site.

 

Please note, I will not give advice by PM. Please send a link to your thread and I will do my best to answer there.

 

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You are wrong about RedRebel, the extra 12 month season was not even announced until June. RedRebel left in May becuase he didnt pay his original site fees that we due in March.

 

I guess the finance stuff is something the FSA should pick up with the major bank lenders then. Like I said it doesnt say anything at all in my agreement about commision so we should not just assume that there was any?

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You are wrong about RedRebel, the extra 12 month season was not even announced until June. RedRebel left in May becuase he didnt pay his original site fees that we due in March.
OK I accept my ,sitake but it is hard to follow the actual 'meat' of this thread amongst all the bickering.

... Like I said it doesnt say anything at all in my agreement about commision so we should not just assume that there was any?

I am always suspicious when I see the same finance firm being used by a company like this. My feeling is that it indicates that commissions are being paid, just not declared. To find out though would be difficult butnot impossible.

Steven

 

Using CAG Toolbar will generate much needed income - Download Here

 

Confused by Simple Interest? Confounded by Compound Interest? Read my Interest Tutorial

My Wins

 GE Money Won unconditionally May 2007

NatWest Won unconditionally August 2007

Brighthouse Won unconditionally August 2007

Goldfish Won unconditionally April 2008 (including CI on the basis of Sempra)

Clydesdale Financial Services (now BPF) Won unconditionally February 2008

 

Any opinions are without prejudice & without liability. Do not take any legal action on my advice alone. Almost everything I know concerning the law I learned from this site.

 

Please note, I will not give advice by PM. Please send a link to your thread and I will do my best to answer there.

 

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So summary:

 

1. Original thread is about perhaps rather harsh treatment of someone who didn't pay their site fees on time

 

2. This is interspersed with a couple of interesting but, in the end, irrelevant issues regarding the caravan site industry in general

 

3. It is also interspersed with loads of bickering which is irrelevant to both the above and generally unhelpful. This has taken a lot of team time.

 

4. I feel this thread has outlived its usefulness

 

My question - why it should stay open?

Steven

 

Using CAG Toolbar will generate much needed income - Download Here

 

Confused by Simple Interest? Confounded by Compound Interest? Read my Interest Tutorial

My Wins

 GE Money Won unconditionally May 2007

NatWest Won unconditionally August 2007

Brighthouse Won unconditionally August 2007

Goldfish Won unconditionally April 2008 (including CI on the basis of Sempra)

Clydesdale Financial Services (now BPF) Won unconditionally February 2008

 

Any opinions are without prejudice & without liability. Do not take any legal action on my advice alone. Almost everything I know concerning the law I learned from this site.

 

Please note, I will not give advice by PM. Please send a link to your thread and I will do my best to answer there.

 

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Please note that this topic has not had any new posts for the last 4076 days.

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Thank you

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