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    • I have had a secondary thought.  I borrowed £s from a completely separate entity 6y ago. It was personal and unsecured. I was going to repay upon sale of the property. But then repo and I couldn't.  Eventually they applied and got a charging order on the property.  Their lawyers wrote that if I didn't repay they may apply for an order for sale.  I'm not in control of the sale.  The lender won't agree to an order for sale.  The judge won't expedite it/ extract from trial.  Someone here on cag may or may not suggest I can apply for an order v the receiver?  But could I alternatively ask this separate entity with a c.o to carry out their threat and actually make an application to court for an order for sale v the receiver instead?
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    • If the claimant fails to draft directions the court can order a Case Management Hearing to set them but normally in Fast Track claims the claimant sets the directions...Unlike small claims track which are always set the court.
    • Not Evris offer, the court offers mediation service.   All claims proceed to hearing if mediation fails /not happen.   Why do you not wish to attend in person to stand your claim ?     Absolutely you must comply with the courts directions or your claim risks being struck out. Preparation for a hearing should happen irrespective of mediation.   https://www.consumeractiongroup.co.uk/topic/460613-suing-a-parcel-delivery-company-when-you-dont-have-a-direct-contract-with-them-–-third-party-rights-copy-of-judgment-available/#comment-5255007   Andy  
    • LPA.  (I'm fighting insolvency due to all the stuff that he and lender have done).  He appointed estate agents - (changed several times). Disclosure shows he was originally appointed for a specific reason (3m after repo) : using his powers as acting for leaseholder to serve notice on freeholders (to grab fh).  There was interest from 3 potential buyers. He chose one whose offer depended on a positive result of the notice.  Disc also shows he'd taken counsel advice - which was 'he'd fail'.  He'd simultaneously asked to resign as his job (of serving notice) was done and he'd found a buyer.  Lender asked him to stay on to assign notice to the buyer.  Notice failed, buyer didn't buy.  So receiver stayed.  There was 1 buyer who wanted to proceed w/o fh but receiver/ lender wasted 1y trying to get rid of them!  Disc shows why. But I didn't know why at the time. In later months Lender voiced getting rid of receiver. Various reasons - including cost.  But there's a contradiction/ irony: as I've seen an email (of 4y ago) which shows the receiver telling lender not to incur significant costs and to minimize receiver costs.    Yet lender then asked him to serve another notice - again counsel advice indicated 'he'd fail'.  And he did fail.  But wasted 3y trying and incurred huge legal costs - lender trying to pass on to me. Lender interfered - said wanted to do works.  Receiver should have said no.  But disc. shows he agreed to step aside to let them do the works - on proviso lender would discuss potential costs first (they didn't), works wouldn't take long (took 15m), and lender would hold interest (they didn't) (this last point is crucial for me now - as I need to know if I can argue that all interest beyond this point shouldnt be allowed?)   I need to check receiver witness statement in litigation with freeholders to see exactly what he said about 'his position'. But I remember it being along the lines of - 'if the works increased the value of the property he didn't have a problem'.  Lender/ receiver real problems started at this point. The cost of works and 4y passage of time has meant there is no real increase in value. Lender (or receiver) didn't get any permissions (statutory or fh) (and didn't tell me) and just bulldozed the property to an empty shell.  The freeholders served notice on me as leaseholder for breach of covenants (strict no alterations).  The Lender stepped in (acting for me) to issue notice for relief of forfeiture - not the receiver.  That wasted 2y of litigation (3y if inc the works) and incurred huge costs (both sides).  Lender's aim was to do the works that every potential buyer balked at due to the lease restrictions.  Lender and receiver knew couldn't do works w/o fh permission. Lender did them anyway; receiver allowed.  Receiver remained appointed.  I'm arguing lender interfered in receiver duties.  Receiver should have just sold property 4-5y ago w/o allowing any works.  Almost 3y since works finished the property remains unsold (>5y from repo). The property looks brand new - but it was great before.  The lender spent a ton of money - hoping that would facilitate a quick sale.  But the money they spent and the years they have wasted has meant they had to increase sale price.  It's now completely overpriced.  And - of course - the same issues that put buyers off (before works) still exist.   The receiver has tried for 2y to assert the works increased value. But he is relying on agents estimates - which have proved highly speculative. (Usual trick of an agent to give a high value to get the business - and then tell seller to reduce when no-one buys.). And of course lender continues to accrue interest (despite 4y ago receiver saying pause interest). Lender tried to persuade receiver to use specific agent. Disc shows this agent was best friends with the lender's main investor in the property.  Before works this agent had valued it low.  After works this agent suggested a value 70% higher!  The lender persuaded receiver to sack one agent and instead use this agent.  No offers. (Price way too high).   Research has uncovered that this main investor has since died.  I guess his investment is part of probate? And his family want it back?    Disc shows the sacked agent had actually received a high offer 1y ago.  Receiver rejected it.  (thus I don't know if the buyer would have ever proceeded). He was relying on the high speculative valuation the agents had given him to pitch for the business. The agents were in a catch-22.  The receiver sacked them. Disc shows there has been 0 interest ever since (inc via new agent requested by lender). I don't think lender or receiver want all this to come out in public domain via a trial.  It will ruin their reputations. If I can't get an order for sale with lender - can I apply separately against receiver?
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why are councils reluctant to take the case back if you phone them?


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Hi, first post for me

 

Section 92 of the Courts Act 2003 and the Magistrates Courts (Civilian Enforcement Officers) Rules 1990 doesn't mention that it's necessary for a defaulter to pay through a bailiff and so the implied upshot is that the defaulter can still use the court-issued slip from a month or two ago or simply make a personal visit with a bag of money.

 

 

 

Now, when it comes to private bailiffs enforcing for council tax, speeding or business rates, is there any parallel legislation to keep bailiff involvement out? :???:

 

If not, what will the council do when they realise that someone has paid their council tax or rates arrears using last year's or two years ago's pre-printed bank slip issued by them?

 

When they find out, why would they refuse the money? If they accept the money, does it mean that they automatically call off Adolf, Saddam and PolPot Baliffs Inc? Or should the defaulter write to Adolf & Co to say that the pure debt has been extinguished and they can sue for their charges (max £24.50 + £18.00 or whatever)?

 

 

 

 

 

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yep pay the council direct

internet banking and you council tax number should do.

then as you say, the bailiffs can go swing dixie.

they cannot use the liabilty order to get their fees.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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"yep pay the council direct

internet banking and you council tax number should do.

then as you say, the bailiffs can go swing dixie.

they cannot use the liabilty order to get their fees"

 

 

They can if they have visited before you pay the council direct (Tom Tubby has posted many times on this). If they haven't visited - pay the council direct and the liability order is satisfied.

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they cannot get in unless you let them in so dont let them across the door threshold( very important)

Lol, a bit like vampires in that respect.............in fact a hell of a lot like vampires :p

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Never let them in and get rid of all cars. Not a very practical solution but bailiffs exist to levy goods and visit fees alone are not enough for them.

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Interestingly enough I paid a court fine on one of their slips a couple of months after they sent it, they sent a bailiff anyway. I phoned the court payment people and pointed out that it was already paid to the court. They said that the court would return my payment and that I had to deal with the bailiffs. I paid on the 14th April and to date have not had that money returned. I wrote to the bailiffs and told them not to send anyone to my property as I have paid the court but I have heard nothing back from that either.

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You can expect them to spit their dummy out over their fees,

 

if the liability order has been satisfied then they would need to putrsue you for their fees.

 

Bizarre really, there is no contract between you and the bailiffs, n outstanding debts via the liability order, yet they expect you to pay for a service that you didn't ask for and in all probability has been potentially grossly inflated by the "knuckle dragger" shouting through your letter box.

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tonyfedup

 

No, I was asking about the council, not the court.

I wish to ask a further question:

 

What happens if the bailiffs have already been, THEN I pay the council?

What can I expect?

 

Can I just make the point VERY CLEAR about this issue.

 

The legislation concerning COUNCIL TAX states that BAILIFF FEES must be paid first.

 

If for instance the amount on the Liability Order has been paid IN FULL before a bailiff has visited....then this payment can indeed go to the council and this will clear the Liability Order.

 

Lets assume that the Liability Order is £1,000 and the bailiff has made two visits to the property and was unable to either levy upon goods or gain entry into the house. If payment of £1,000 is then paid in full to the COUNCIL , it the council must then to REPAY the bailiff fees over to the bailiff company for the 2 visits (£24.50 and £18.00) .

 

The effect of this is that the Liability Order has NOT been paid in full as there is still £42.50 outstanding and the bailiff can legally then enforce for this small balance.....and do please believe me......they will !!!

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So..., just for my overworked and lonely brain cell...

 

When the regs say:

 

Distress

45.—(3) If, before any goods are seized, the appropriate amount (including charges arising up to the time of the payment or tender) is paid or tendered to the authority, the authority shall accept the amount and the levy shall not be proceeded with.

 

Does that mean that (including charges arising up to the time of the payment or tender) now includes bailiff charges?

 

How did that happen?

 

I thought that only referred to the charges incurred by the council when they obtained the Liability Order.

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Can I just make the point VERY CLEAR about this issue.

 

The legislation concerning COUNCIL TAX states that BAILIFF FEES must be paid first.

 

If for instance the amount on the Liability Order has been paid IN FULL before a bailiff has visited....then this payment can indeed go to the council and this will clear the Liability Order.

 

Lets assume that the Liability Order is £1,000 and the bailiff has made two visits to the property and was unable to either levy upon goods or gain entry into the house. If payment of £1,000 is then paid in full to the COUNCIL , it the council must then to REPAY the bailiff fees over to the bailiff company for the 2 visits (£24.50 and £18.00) .

 

The effect of this is that the Liability Order has NOT been paid in full as there is still £42.50 outstanding and the bailiff can legally then enforce for this small balance.....and do please believe me......they will !!!

 

I DO NOT doubt that what you say is legally correct, but in my case the council DID NOT pay the bailiff fees out of the money I had sent them.

 

Moreover, the bailiffs gave up without me paying them a £42.50 charge or anything else.

 

This may be because I was the 'customer' from hell from the bailiffs' point of view and refused to give them a microsopic fraction of a centimetre let along an inch, but I suspect that in many cases where the amount demanded has been dishonestly inflated above the lawful £42.50, the bailiffs will not pursue the matter once they are aware that the debtor is wise to their tricks and that they will, eventually, give up.

 

I also feel strongly that in any case where the bailiffs have overcharged, there is no longer any moral obligation on the victim of this fraud to pay them anything: one bad turn deserves another!

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I understand all of that, but the question still stands: When I called the council, they wouldn't take my money, saying "It's with the bailiffs now".

 

Why?

 

It doesn't makes sense. I owe them, so I tried to pay them and they won't take it.

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pay it by internet banking.

the bailiff cannot use the liabily order to then get his fees, it then becomes a civil matter between you and him.

 

i've done this three times in about 7 yrs

 

you get the normal aggro, butthey just give up inthe end as there is nothing they can do about it.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I understand all of that, but the question still stands: When I called the council, they wouldn't take my money, saying "It's with the bailiffs now".

 

Why?

 

It doesn't makes sense. I owe them, so I tried to pay them and they won't take it.

 

So your not willingly refusing to pay, and the council are not accepting the payment of the amount they say they're owed.:confused:

 

Im sure there must be a statue to say something like:

 

'..... creditors must not willingly allow debtors further charges/debts/distress on refusal of debt satisfaction'

 

Surely the debt is satisfied and closed?

 

 

Also, if the bailiff is adding charges,this cannot be added to the debt as its a new debt ? ie council distress/debt over 2 years/gone to court .Resolved by bailiff. For bailiff to demand payment ,surely they should have to go through due process, not just add it to the debt?

 

Fwog

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Don't bother phoning the Council. In my case they were working in a Call Centre and were very sympathetic, but when I wrote in as advised I was told the debt was with the Bailiff and I needed to contact them.

 

The Council DID take back the debt (eventually), but only after I'd completed an I&E form - which they ignored and denied my request. However, after I'd emailed them quite upset stating that my debt was from 2006 - 2007, I'd paid them direct after Equita and Newlyns wouldn't take my payments, and subsequent council tax bills were paid in full - they took the debt back this week - all £269 worth.

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Im sure there must be a statue to say something like:

 

The council have a contract with the bailiffs, they have engaged their services to collect the debt, therefore they have to allow the bailiff to do it.

 

The bailiffs will generally only have a small period of time to collect the debt (3 to 6 months in most cases) if they cannot collect the debt within that period, the account is returned to the council and you can then make an arrangement to pay the council directly.

 

The key is to ask the council to take the debt back, they can do this and do so quite often, but will state the opposite. Make it plain that you are not refusing to pay, but you will not deal with the bailiffs for whatever reasons you have.

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