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Firebird V Halifax

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Or to cut a long story short...........Halifax generally acknowledge within a week with an intention to defend then

pay up shortly after that.

Keep an eye on your account, as the money got to me before the letter!

Have a good week!

Halifax settled

Halifax (again) settled

Nationwide settled

Natwest settled

Don't forget to donate to this site, they gave us the backbone to put up a fight, we've learnt how to reclaim our rights and proved banks are all nothing but........ rubbish <wink>

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I went to check my Halifax account on-line and found access restricted.

Phoned them up, 08457 20 30 40 and found out my account was closed by Halifax on 12/08/06

This is more than likly because I owed them 210.00 and they lost out when I went bankrupt. Not just for the 210.00 I must hasten to add!!!!


How would they pay me the return of charges, assuming I win the case?

I filled in the 3 N1 forms and submitted them to the court with the cash fee on Friday just gone.

Will they post me a cheque? or what do they do, as they obviously can't transfer the money back into my account.

Any one else had this happen????

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have you opened a parachute account elsewhere, could you give them these details for them to transfer the funds to or to pay a cheque into.

'rise like lions after slumber, in unvanquishable number, shake your chains to the earth like dew, which in sleep had fall'n on you, ye are many, they are few.' Percy Byshse Shelly 1819

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Hello All,


Fortunatly I did open another account.

It is just a "cash only " accountand have only a cash card with it.

Has anyone else had a cheque from the Halifax, instead of them paying into your Halifax current account.


I received a cheque from the HBoS on a closed account.


I had another open account with the Halifax, and the reclaimed charges on that account were paid into there.


Hope that helps!

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  • 3 weeks later...

Friday the 6th is the 14th day.

Court papers served 2 weeks ago.

They said in previous letter that they would not give me a cheque if I was to win.

Now Halifax closed both my current and credit card accounts.

There is still money owe money to these accounts.

I went voluntary bankrupt, thats how the acc. got closed.

if I win, will they go against what they said earlier and issue a cheque, or can they put my charges into one of the accounts that THEY closed.

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Hello All,

I received ACKNOWLEDGEMENT OF SERVICE from Hbos Legal Services, dated 20 September 2006.


They indicate they will defend all of the claim.


The Acknowledgement says they have 28 days from the date of service.


What shall i do next.


All advice gladly accepted.

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