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sainsburys bank credit card/charging order


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hi all! hope you guys can advise me .

i had a sainsbury cred card ran up 7k on it. cut long story short got a ccj on it last october agreed to pay £5 per mouth the i got a transfer of proceedings letter sayin it was being reconcidered the hearing took place in november but i didnt attend stupid i know! judgement was past against me and i was ordered to pay the balance of £7500 then i got a notice of change of solicitor (eversheds) on the 23rd of jan '09. on the 2nd of april i got a letter from eversheds sayin the had obtained an ordercharging my interest in my property.but in that letter they now state the with costs and interest i owe £19,838.00 . they are applying for a charging order. i dont reelly know what to do next please some advice? thanks

p.s this was origanally a credit card

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Hi Stelea.....I think a SAR to the original creditor is the first thing to do, and the only way out of this is to see the CCJ to see if interest was claimed and granted in your absence.......you could get this set aside if you have good grounds, please spend some time reading around these forums.... - Removal of CCJ's - Step by step guide to the process

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