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2 Default notices


aTaxiDriver64
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I have a default on my CRA report from welcome finance put on in november 2008 but that was when i recieved the second default notice off them for the same account, does a default appear on the CRA after them sending you a default notice, or could it be at anytime, as i recieved a default notice off them in the middle of 2007, but that isnt shown, should that be the date for it and not nov 2008.

I know i am stuck with these defaults but as all the others i have are from 2007 i had a 4 year plan to sort things out financialy, also i have satisfied this account with welcome now.

 

ataxidriver64

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I have a default on my CRA report from welcome finance put on in november 2008 but that was when i recieved the second default notice off them for the same account, does a default appear on the CRA after them sending you a default notice, or could it be at anytime, as i recieved a default notice off them in the middle of 2007, but that isnt shown, should that be the date for it and not nov 2008.

I know i am stuck with these defaults but as all the others i have are from 2007 i had a 4 year plan to sort things out financialy, also i have satisfied this account with welcome now.

 

ataxidriver64

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Just checked on experian and the red DEFAULT has now been replaced by a green Satisfactory, I am sure it wasnt like that yesterday but does say partial settlement in the notes.

 

ataxidriver64

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  • 2 weeks later...

Also on this account there was gap/shortfall insurance, being self employed when i took this car loan out and welcome knew i was self employed did they miss sell me the gap insurance, would it have payed out if i made a claim, if it was totaly useless to me, if so would that be the same as miss sold ppi?

 

ataxidriver64

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