Double Whammy or Single blow?

[Loula]

Evening All!

 

Have already written to my branch for my sole account asking for details of charges etc.

 

Have just checked the joint account and have over £650 of charges without checking the last 12 months. The account is with another branch of Lloyds TSB.

 

Should I send a letter to this branch as well or wait and see what my own branch says?

 

Has anyone else had this dilema?

 

All advice gratefully received!

 

LOULA

 

You have to go as fast as you can to stay in one place, to get anywhere you have to go faster than that!

[richardc]

Write to the second branch. You can combine the claims later.

 

Have you opened parachute accounts yet. I would do so now. Lloyds are a particulary predatory lot.

[Loula]

Husband has opened another account as they have really messed him around. He is about to start work on his own atatements and claims.

 

I only use the account for child benefit and maintenance so can easily change to building society cash card account.

 

I do still have a credit card (with no charges against it) would LTSB stuff that up for me?

 

Loula

[richardc]

They might. All I am suggesting is that you prepare for all possibilities.

[Loula]

What do you think if I proceed with the Joint account claim and my husbands claim as they are with the same branch?

 

I will proceed on my sole account (another branch) when and if they give me the information I require!

 

I know we will pay two lots of court costs but I think this is a small price to pay to get the ball rolling and get potentially £1500 back sooner than later.

 

WHAT DO YOU THINK??????

[Loula]

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