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starting to put together cca requests, advice needed


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Hi there,

i have started to list my credit cards to request cca and would like to confirm which is the best letter to send ??

one thread said not to use section 77/78 CCA 1974 if you want the signed agreement?

 

ANY ADVICE?

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I think the CCA route is the best way to go in the first instance as the cpr route is still relatively new with us.

 

As said by Blueda, send the CCA letter

send a £1 postal order-no cheques

send recorded delivery

do not sign the letter

give them 12+2 working days to reply.

 

If the response you get from the creditors is less than satisfactory, then use the cpr 31.16 route but the creditors are being belligerent with that too and people are having to go through the courts to get them to comply.

 

fox

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