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    • Hermes lost parcel.. Read more at https://www.consumeractiongroup.co.uk/topic/422615-hermes-lost-parcel/
      • 49 replies
    • Oven repair. https://www.consumeractiongroup.co.uk/topic/427690-oven-repair/&do=findComment&comment=5073391
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    • I came across this discussion recently and just wanted to give my experience of A Shade Greener that may help others regarding their boiler finance agreement.
       
      We had a 10yr  finance contract for a boiler fitted July 2015.
       
      After a summer of discontent with ASG I discovered that if you have paid HALF the agreement or more you can legally return the boiler to them at no cost to yourself. I've just returned mine the feeling is liberating.
       
      It all started mid summer during lockdown when they refused to service our boiler because we didn't have a loft ladder or flooring installed despite the fact AS installed the boiler. and had previosuly serviced it without issue for 4yrs. After consulting with an independent installer I was informed that if this was the case then ASG had breached building regulations,  this was duly reported to Gas Safe to investigate and even then ASG refused to accept blame and repeatedly said it was my problem. Anyway Gas Safe found them in breach of building regs and a compromise was reached.
       
      A month later and ASG attended to service our boiler but in the process left the boiler unusuable as it kept losing pressure not to mention they had damaged the filling loop in the process which they said was my responsibilty not theres and would charge me to repair, so generous of them! Soon after reporting the fault I got a letter stating it was time we arranged a powerflush on our heating system which they make you do after 5 years even though there's nothing in the contract that states this. Coincidence?
       
      After a few heated exchanges with ASG (pardon the pun) I decided to pull the plug and cancel our agreement.
       
      The boiler was removed and replaced by a reputable installer,  and the old boiler was returned to ASG thus ending our contract with them. What's mad is I saved in excess of £1000 in the long run and got a new boiler with a brand new 12yr warranty. 
       
      You only have to look at TrustPilot to get an idea of what this company is like.
       
      • 3 replies
    • Dazza a few months ago I discovered a good friend of mine who had ten debts with cards and catalogues which he was slavishly paying off at detriment to his own family quality of life, and I mean hardship, not just absence of second holidays or flat screen TV's.
       
      I wrote to all his creditors asking for supporting documents and not one could provide any material that would allow them to enforce the debt.
       
      As a result he stopped paying and they have been unable to do anything, one even admitted it was unenforceable.
       
      If circumstances have got to the point where you are finding it unmanageable you must ask yourself why you feel the need to pay.  I guarantee you that these companies have built bad debt into their business model and no one over there is losing any sleep over your debt to them!  They will see you as a victim and cash cow and they will be reluctant to discuss final offers, only ways to keep you paying with threats of court action or seizing your assets if you have any.
       
      They are not your friends and you owe them no loyalty or moral duty, that must remain only for yourself and your family.
       
      If it was me I would send them all a CCA request.   I would bet that not one will provide the correct response and you can quite legally stop paying them until such time as they do provide a response.   Even when they do you should check back here as they mostly send dodgy photo copies or generic rubbish that has no connection with your supposed debt.
       
      The money you are paying them should, as far as you are able, be put to a savings account for yourself and as a means of paying of one of these fleecers should they ever manage to get to to the point of a successful court judgement.  After six years they will not be able to start court action and that money will then become yours.
       
      They will of course pursue you for the funds and pass your file around various departments of their business and out to third parties.
       
      Your response is that you should treat it as a hobby.  I have numerous files of correspondence each faithfully organised showing the various letters from different DCA;s , solicitors etc with a mix of threats, inducements and offers.   It is like my stamp collection and I show it to anyone who is interested!
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off topic stuff from Carmel Butler / House of Commons thread moved to the BG.


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Banker Rhymes with is certainly gaining notoriety/respect for this.

 

I am sure to forward this post by he or she in respect of a a very very wicked plan I have to a person or persons renowned for getting up the shirt tails of these wickless wonders.

 

Did have an idea though - we won't name, shame and PUBLICISE if they start treating us fairly - permanently - for the lifetime of our contracts?

 

Didn't think so peeps, so in that well worn legal phrase 'for the avoidance of doubt' - trawlers consider this as our full and final offer!

 

Oooh If only you trawlers knew which persons are in mind???

 

Scary!!

 

There will be more oooh so much more to come!

 

NOW SIT UP AND BEHAVE YOURSELVES!

 

(Unless your are Just obeying orders from your SPiV masters)

 

Are you on medication ?

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Get lost SBT.

 

You are getting nothing more out of me. That is plain abuse.

Keep the faith. EiE.

 

Capstone Mortgage 'Services' - Sub-prime garbage - unlawful behaviour/MULTIPLE consumer abuse, TOTALLY in Defiance of REGULATIONS and the law

 

http://www.fsa.gov.uk/pubs/final/gmac_rfc.pdf

 

CONTACT CIB Here

 

http://www.insolvency.gov.uk/Complaintformcib.Htm

 

Kevin Hughes(Compliance Manager-main) @ 02920 380 633

 

Lee Jenkins(prosecuting Amany Attia) 02920 380 643

 

Mark Youde(accounts compliance) 02920 380 955

 

Charlotte Allan @ 0207 596 6108 investigating all the Lehman lenders

 

Jeremy Pilcher 0207 637 6231

 

NO KAGGA LEFT BEHIND...

 

"We would not seek a battle, as we are; Nor, as we are, we say we will not shun it"

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Clearly a trawler trying to slow us all down.

Keep the faith. EiE.

 

Capstone Mortgage 'Services' - Sub-prime garbage - unlawful behaviour/MULTIPLE consumer abuse, TOTALLY in Defiance of REGULATIONS and the law

 

http://www.fsa.gov.uk/pubs/final/gmac_rfc.pdf

 

CONTACT CIB Here

 

http://www.insolvency.gov.uk/Complaintformcib.Htm

 

Kevin Hughes(Compliance Manager-main) @ 02920 380 633

 

Lee Jenkins(prosecuting Amany Attia) 02920 380 643

 

Mark Youde(accounts compliance) 02920 380 955

 

Charlotte Allan @ 0207 596 6108 investigating all the Lehman lenders

 

Jeremy Pilcher 0207 637 6231

 

NO KAGGA LEFT BEHIND...

 

"We would not seek a battle, as we are; Nor, as we are, we say we will not shun it"

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Yes. Whatever. End of Posts between us.

Keep the faith. EiE.

 

Capstone Mortgage 'Services' - Sub-prime garbage - unlawful behaviour/MULTIPLE consumer abuse, TOTALLY in Defiance of REGULATIONS and the law

 

http://www.fsa.gov.uk/pubs/final/gmac_rfc.pdf

 

CONTACT CIB Here

 

http://www.insolvency.gov.uk/Complaintformcib.Htm

 

Kevin Hughes(Compliance Manager-main) @ 02920 380 633

 

Lee Jenkins(prosecuting Amany Attia) 02920 380 643

 

Mark Youde(accounts compliance) 02920 380 955

 

Charlotte Allan @ 0207 596 6108 investigating all the Lehman lenders

 

Jeremy Pilcher 0207 637 6231

 

NO KAGGA LEFT BEHIND...

 

"We would not seek a battle, as we are; Nor, as we are, we say we will not shun it"

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Clearly a trawler trying to slow us all down.

 

 

I apologise again, I did not intend to slow anyone down. I wanted to learn more about securitisation, as it might help me in the future.

 

I am sorry if my questions have pestered anyone. I only joined CAG because a friend said that there were a lot of helpful here.

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I apologise again, I did not intend to slow anyone down. I wanted to learn more about securitisation, as it might help me in the future.

 

I am sorry if my questions have pestered anyone. I only joined CAG because a friend said that there were a lot of helpful here.

 

 

Don't be perturbed by the odd person not being on the same wavelength when each of us have our own cases and pressures. This has been pandemic throughout the life of CAG, we are all here for the same reasons, apart from the odd troll - put a bunch of people together who have never met before like on Big Brother and the sparks fly after just a week or so, we are all coming in with knowledge and ideas and of course they'll clash but that's the whole point of CAG - sharing ideas and experiences and views. We won't and can't expect to hone into each others wit, thoughts or views immediately or ever, we are all different, but everyone's view wit and thoughts are as valueable as everyone else's. The whole idea of empowering ourselves is to learn and that's what we are doing. Ride over these personal chips and keep focussed and between us we'll get there... Here endeth the first lesson and the vicar for next week will be pinned to the notice board...:D

 

SC

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Sadbuttrue,

 

You really are very aggressive and nasty.

 

Perhaps you would like to declare who YOU really are. Are you somebody who has got it in for Carmel Butler? Why does it matter to YOU?

 

Supersleuth is Supersleuth the same manner as you are SAD but true

Edited by supersleuth
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Sadbuttrue,

 

Tell us, are you a lawyer or a banker working for the criminal "lenders" against Supersleuth? Do tell us your motivation. It's a fair question. Who are you the person who chooses to call themselves SADBUTTRUE.

 

Is it a sad truth that you are a troll? Is it a sad truth that you have misrepresented yourself as "someone who may need help" when in fact, you are nothing more than a judas that has wasted the time of good, honest people on this site who would offer their altruristic help for FREE. In my opinion, you have exposed yourself for the fraud that you really are.

 

So tell us SADbuttrue, what is the purpose of your attack? What do you hope to gain you fraudster?

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You are so rude, I have only been asking questions.

 

You don't have to be "SMARTER THAN AN 8 YEAR" to put two and two together.

 

This is taken from the report

 

I am British Citizen resident in the UK and a qualified lawyer admitted to practice in New York, U.S.A. I have an LLB Laws from the London School of Economics and a JD (Juris Doctor) from Columbia University, New York. I practiced securities law at Sidley Austin LLP New York office from September 2006 to December 2007.

 

Superslueth has posted:

 

Quote:

Originally Posted by supersleuth viewpost.gif

I worked on securitisation transactions both the transation documents and writing the prospectuses, so know the rot from the inside, plus I have two law degrees (LLB from the UK and JD from the USA), so I do have some savvy on Trust law. equity law, contract law etc.

Supersleuth

 

and

 

Quote:

Originally Posted by supersleuth

Also, the Treasury Select Committee are doing an inquiry on the "banking crisis". I am preparing some evidence from the consumer perspective and hope they'll take note.

Supersleuth

.

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Your passive agressive "it was only a question" doesn't wash. You are a fraudster and your questions are not genuine. You are here to assist the criminal lawyers and bankers.

 

So you want us to believe your passive agressive "it was only a question" rubbish - so tell us, why does it matter to you -

 

If you are sooooo smart to have (as you say) and decided on your evidence then why do you have to ask the question? You clearly don't need to ask ANY questions because you have a habit of answering your own questions anyway - or is it all becuase your mother taught you to ask question on which you already have decided the answer? You are a fraudster my dearie, it is a plain SAD BUT TRUE truth!

 

Answer the question SAD - why does it matter to YOU?!

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It was not an attack, it was a question

 

Also even if SS was Carmel Butler what business is it of yours - More to the point is tell us who YOU are

 

We all operate under pseudonyms here & unless we as individuals choose to declare ourselves that's our choice not yours.

 

If you are a genuine debtor in need of help, which like SS I now sincerely doubt, then you have shot your bolt as a result of your latest missive

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Thanks JonCris,

 

That's probably the last of SAD but true....these cowards will play passive aggressive but guarantee SAD will not answer the question specifically because he/she is a fraud. Just got to watch out for when they come back signed up under another pseudonym.

 

The good news is, that going to these extremes to undermine the Carmel Butler and or the Supersleuth arguments just goes to show that they're scared. The arguments are clearly powerful. Why would they bother attacking them in a fraudulent manner on this site if the arguments had no substance?

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Keep feigning a lack of understanding so you can tease out the arguments in order to prepare the counter arguments

 

They mentioned OTHER threads gonna do a bit of searching methinks;)

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Hi JonCris,

 

You're right, I've been aware that they've TRIED to tease out the arguments that are specific to my case BUT I have not said anything publicly with respect to the arguments that I will argue in court.

 

Another piece of circumstantial evidence that shows the power of my argument is that the Barrister who is arguing for the "lender" has managed to get the case transferred to a court where his buddy will preside over the hearing. This is the real reason why the court keeps "adjouring" the trial date. But I know that the Barrister and the Judge are buddies. I've written to the court to tell them I know this fact. So there is no depth to which these powerful people will not stoop - they'll even control the judge that presides. The odds are so heavily stacked against the consumer so that the court can find for the lender in a carve up. Again it is very SAD but true!

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I assume that IF it does go ahead at the court of their choosing you'll be asking the said Judge to recuse themselves failing which & dependent on the outcome, you'll appeal

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Who do you think you are ?

 

You are nothing more than a bully !

 

I have been asking questions to find out about securitisation. After all isn't CAG a consumer help site ?

 

At every turn you are there laying down the rules according to Superslueth. You have to be one of the rudest, aggressive people I have ever had the misfortune meet on a forum.

 

I asked if you were Carmel Butler because your arguments are very similar. Both her report and your posts refer to clavis, you said you would submit evidence and your qualifications are the same.

 

I did not think that asking a simple question could be said to be a personal attack ?

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Hi JonCris,

 

Given the letter that I've written to the court, the Judge, if he has ANY integrity at all (which I doubt), he should recuse himself. But yes, there will be major Article 6 rights violations - but then again - they are the law and they can and will break it at their whim. And yes, there will be an appeal, but I've no doubt that the Barrister's buddy Judge will refuse permission to appeal, so there'll have to be a permission to appeal hearing first.

 

Noticed that SAD is back, but hasn't answered the question. Says it needs "help" and that I'm a bully. So, doesn't answer any questions and actually doesn't need any help. As for my being an alleged bully, that's an opinion on which SAD is entitled to hold.

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