Caravan Stolen dealer paid out not me

[bighomer46]

Hi,

just a quick one,

i sent my caravan in for a service whilst it was there it was stolen along with about ten or fifteen more, He was paid out by NFU Insurance without even cosulting with me about value or contents, After he got paid out for all the vans he went bust so no one got any money off him for the vans

 

Should I have been paid direct or not and do I have a claim against his insurers although they say they have settled it all with the dealer

 

I had no insurance on the caravan personally. Only insured on his policy as he had it in for service.

 

Thanks in advance

[Mossycat]

No, you should not have been paid direct, you had no insurance for the van and therefore no contract with any insurance company.

 

The insurers were correct to pay the policyholder (ie the garage), the garage should then pay you, you now need to sue them.

 

Mossy

[bighomer46]

Ohh well, It will not be possible to sue, He has gone bankrupt.

 

Caravan shop owner turns caravan thief

 

I am now in contact with the police (When) they reply, to see if my van has been recovered

 

Boss ?stole 16 caravans? (From Chorley Citizen)

 

 

Thanks

 

Bighomer