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is this bos credit card agreement valid


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icon1.gif is this agreement valid

icon1.gif is this agreement valid

Hi all

 

Would it be possible 4 any1 2 check if this agreement is valid need some help struggling to keep BOS of my case

 

If its not valid could u state which part of cca act they are non compliant with your help is gratefully recieved

 

What sort of letter would i need to send 2 hopefully have debt written off? Is there a template letter on this site?

 

Have informed FOS still have 5 weeks to wait while BOS are fobbing me off. .

 

Spoke 2 BOS today advised them that the agreement was made up as they have just credited the Boots voucher offer to my account which wasn't on original applications form back in 2004 trying 2 cover their tracks.

 

They have also failed 2 sign and date the agreement have deleted my personal details was signed and dated by myself but not by BOS or date stamped

 

Also notice no header CREDIT CARD AGREEMENT COVERED BY CONSUMER CREDIT ACT 1974 doees this make agreement invalid?

 

New boy to the site not sure how 2 start new thread can any 1 help

 

THIS SITE IS EXCELLENT WILL BE PURCHASING SMALL CLAIMS GUIDE AND A WILL KIT

 

Kind regards

 

vrod

http://i671.photobucket.com/albums/vv78/vrod_01/img005.jpg

http://i671.photobucket.com/albums/vv78/vrod_01/img004.jpg

Edited by vrod
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Hi,

The links you provided don't work.

Could you upload the images on Photobucket (minus personal details)

 

fox

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Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

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  • 2 months later...

Hi again,

 

Having been slightly rebuked for giving a minor error out, I would wait for further confirmation but I am slightly concerned that the two images you posted may be the front and back of the same agreement.

 

Having said that, there is nothing on the front page referring you to the reverse although it does say in the declaration part that you will agree to be bound by the terms and conditions in the conditions of use leaflet. That's where my confusion lies.

 

Keep looking as someone with a bit more experience will surely have a look.

 

fix

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

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hi fox

 

thanks for the reply

 

the agreement was photocopied on to 1 A4 sheet of paper front and back

 

it does look like they have drawn up the document for my benefit.

 

the agreement seem to have my middle name when that wasnt provide to BOS , the card they have issued to me confrims this

 

 

regards

 

vrod

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