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vrod

is this agreement valid

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Hi all

 

Would it be possible 4 any1 2 check if this agreement is valid need some help struggling to keep BOS of my case

 

If its not valid could u state which part of cca act they are non compliant with your help is gratefully recieved

 

What sort of letter would i need to send 2 hopefully have debt written off? Is there a template letter on this site?

 

Is it worth my while to inform OFT have informed FOS still have 5 weeks to wait while BOS are fobbing me off. Have informed FSA about my suspicions of a made up agreement they are to requesting details from BOS.

 

Spoke 2 BOS today advised them that the agreement was made up as they have just credited the Boots voucher offer to my account which wasn't on original applications form back in 2004 trying 2 cover their tracks.

 

They have also failed 2 sign and date the agreement have deleted my personal details was signed and dated by myself but not by BOS or date stamped

 

Also notice no header CREDIT CARD AGREEMENT COVERED BY CONSUMER CREDIT ACT 1974 doees this make agreement invalid?

 

New boy to the site not sure how 2 start new thread can any 1 :confused:

 

THIS SITE IS EXCELLENT WILL BE PURCHASING SMALL CLAIMS GUIDE AND A WILL KIT

 

Kind regards

 

vrod

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Edited by vrod

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i would repost this in the bos forum not here in the off topic chat section

i would also sort your images out, they are far to small to read.

 

dx


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Hi vrod, this is the link to the BOS forums.

 

Good Luck

 

Halifax Bank and Bank of Scotland - The Consumer Forums


 

 

If all else fails, kick them where it hurts and SOD'EM;)

 

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Thread moved. Your scan has no link we can use, can you try again please?


Some useful links.

FAQ's

Making Posts

Letter Template Library

Bank Contact Details

AQ Guide to Completion

Court Fees

Data Protection non Compliance

Witness Statements for Court Bundle

Banking Code Website

Limitations Act

Fast Track Costs

A-Z Index

Mis-Claim Tutorial

Step By Step Instructions

 

Remember: The Ark was built by amateurs-The Titanic by professionals.

 

Please click my scales if you find my advice helpful !

 

If your claim is successful, please donate 5% so that it can continue to help others.

 

Your decisions and actions are your own, and should you be in any doubt, please seek qualified professional legal Help.

 

WARNING TO ALL

Please be aware of acting on advice given by PM .Anyone can make mistakes and if advice is given on the main forum people can see it to correct it ,if given privately then no one can see it to correct it. Please also be aware of giving your personal details to strangers

 

HAVE YOU BEEN TREATED UNFAIRLY BY CREDITORS OR DCA's?

 

YOU CAN NOW COMPLAIN TO THE OFT ABOUT THEIR CONDUCT UNDER THE CONSUMER PROTECTION FROM UNFAIR TRADING REGULATIONS 2008.

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