mackenzie hall / robinson way

[stubear]

Today 13th April received a letter from mackenzie hall (i shall scan it tomorrow and post letter up), Failure to responed letter for robinson way SUM of £391.47.

 

 

I think it for an O2 bill from April 2005 that i dealt with O2 with at the time and since then have heard nothing about it. What should i do next.

[cerberusalert]

If you don't know what it refers to make them prove a debt exists;

 

Dear Sir/Madam

 

Account no:

 

You have contacted me/us regarding the account with the above reference number, which you claim is owed by myself/ourselves.

 

I/we would point out that I/we have no knowledge of any such debt being owed to (insert company name).

 

I am/we are familiar with the Office of Fair Trading Debt Collection Guidance which states that it unfair to send demands for payment to an individual when it is uncertain that they are the debtor in question.

 

I/we would also point out that the OFT say under the Guidance that it is unfair to pursue third parties for payment when they are not liable. In not ceasing collection activity whilst investigating a reasonably queried or disputed debt you are using deceptive/and or unfair methods.

 

Furthermore ignoring and/or disregarding claims that debts have been settled or are disputed and continuing to make unjustified demands for payment amounts to physical/psychological harassment.

 

I/we would ask that no further contact be made concerning the above account unless you can provide evidence as to my/our liability for the debt in question.

 

I/we await your written confirmation that this matter is now closed. Otherwise I will have no option but to make a complaint to the trading standards department and consider informing the OFT of your actions.

 

I/we look forward to your reply.

 

**Edit to suit**

 

Remember, don’t sign the letter.

[stubear]

sent the above letter on 15/4/09, which the received on 16/4/09 and heard nothing back which i thought was good news until today. Received another letter threatening doorstep collection within 10days what is my next step with this lot.

 

Any help would be much appreciated.

 

Thanks stu

[deathbycrayons]

Send them this.

 

Dear Sir or Madam,

 

Account Ref:-

 

Please be advised that I will only communicate with you in writing.

 

Furthermore, should it be your intention to arrange a "doorstep call", please be advised that under OFT rules, you can only visit me at my home if you agree an appointment with me and I have no wish to make such an appointment with you.

 

There is only an implied license under English Common Law for people to be able to visit me on my property without express permission; the postman and people asking for directions etc (Armstrong v Sheppard & Short Ltd [1959] 2 QB 384

. per Lord Evershed M.R.). Therefore take note that I revoke license under Common Law for you, or your representatives to visit me at my property and, if you do so, you will be liable to damages for a tort of trespass and action will be taken, including but not limited to, police attendance.

 

Yours faithfully,

 

[stubear]

Is this also the same for scottish law?

[cerberusalert]

sent the above letter on 15/4/09, which the received on 16/4/09 and heard nothing back which i thought was good news until today. Received another letter threatening doorstep collection within 10days what is my next step with this lot.

 

Any help would be much appreciated.

 

Thanks stu

 

They are already in the OFTs radar, so make a complaint;

 

 

Make a complaint to your local trading standards & the OFT with regards to their harassment and threats, they are in clear breach of OFT guidelines & CPUTR;

 

http://www.oft.gov.uk/shared_oft/business_leaflets/consumer_credit/DebtCollectionComplaintForm.DOC

 

 

The Office of Fair Trading: Contact us

 

[email protected]

 

The Office of Fair Trading: Debt collection practices

[deathbycrayons]

Ah-ha!! Good point - I see Cerberus is watching this thread so he'll be able to answer that for you better than I can

[stubear]

thank you all, i shall deal with them when i finish work .

 

cheers

 

ill update once ive sent it all.

[ODC]

Dont waste either your time or money responding to these Cretins. They are the very bottom of the DCA dung heap

[stubear]

Hi All

 

As you can see been over 2years since i heard from this lot, thought id escaped them. Until today a letter arrived asking for me to validate my own details. I know this is for the suposed O2 debt i had in 20/5/2005, whicjh has how fallen off my credit file. What ground if any do the have to contact me, i understood that after the 6year period this debt could no longer be enforced.

 

Cheers Stu

[cerberusalert]

You can either ignore them or send the Statute barred letter.