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    • After a repossession start 2019 the lender marketed the property and received offers within weeks - which were relayed to the mortgagor.  All were low offers compared to lender's original valuation.  2 of the offers were unable to proceed due to other legal issues. One was able to proceed - but lender failed to accept.   One year later lender organized sealed bids situation with agents to try gather interest.  The same buyer as one year earlier placed the highest bid - the same level as before.  However I now understand the lender is renovating the property with a view to rent it.  And now pursuing mortgagor for bankruptcy. What can mortgagor do? Lender has wasted 18months adding interest and extra costs.  And created a huge shortfall. Meanwhile, lender has refused to disclose costs or interest accrued since repossession     
    • Be aware that making a separate claim under GDPR is not as straightforward as making a part 7 money claim.There are risks and costs associated subject to what track its placed in.   It is possible to add an additional claim to a Counter Claim ...which would keep the claim in the same track and part of the Part 20 counterclaim.   https://www.justice.gov.uk/courts/procedure-rules/civil/rules/part20#20.7   Andy
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Tate-Lloyd/Claims Management UK

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hi spw78 i have had the money back off the credit cards that i paid cmuk i rang the credit card and told them it was fraud they said they would get the the fraud team in to have a look and if it was they would wipe the money off and they did. so good luck to everbody hope you all get a result

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Oh wow. That's excellent news. Thanks for that c123.

I think I'll give it a go.

Did they ask any questions regarding the money being paid to a claim management company and what it was for?

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  • 2 weeks later...
  • 4 months later...

Hi All




Tate Lloyd went bust after CM uk sent on thousands of their customers and tate lloyd told them ALL to stop paying as there was a dispute. Suddenly it all caught up and people were taken into court and demanding to pay the entire amount which no one had, leaving people with terrible credit ratings and loss of houses and personal items.


CM UK refer all thier customers to 2 companies.. Legal Redress and Tate Lloyd. Once tate announced they were bust legal redress (with no legal experience) taken on all the claims. Legal redress would basically just do the admin on the cases and once complete be passed over to the solicitor next door..


The fee you pay is basically there fee and at the end they take it from the other side... Thats if your loan hasnt already been paid off - bare in mind it can take a min of 2 yrs!!



once passed over to admin team they apply for a section77 which is a agreement that you signed. They then send this to a company called FAIR CLAIMS which assess it for them for free and gives them a basic what is wrong with your agreement. Once this comes back it can then be sent to the solictor given to another admin team which will write off to the company on your behalf.





  • If you change your mind for whatever reason the solicitor charges you for the time taken per an hour.. £250 per an hr fee
  • Small Print - Read it and don't sign it unless your happy with what it explains and not what they tell you!!
  • The work complete can be easily complete yourself and will be MUCH quicker!

Hope This Helps :rolleyes:

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Hi Yes i can


As mentioned in my previous message. Legal Redress have taken all CM UK claims so they would have you on there system. 0845 293 2873 You will need to hurry tho as my understanding is the company is going bust and setting up a new business.. Please see Websites by printing.com | all about printing.com


adz forgot to mention, do you have a number for CMUK as i have phoned one company called CM and they don't have my details anymore!!:( are they the same company, its so frustrating!! Help needed from anyone.
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  • 1 month later...

I have just read the Tate-Lloyd story, and I can tell you all that Tate is not "bust" and is infact still around and is also contactable. I also know of the ruthless money motivated spine twisting CMUK.


I have read through all of the posts and I can say that the system does work!!! However like with any company, if the manpower isn't there it won't work.


I can agree to disagree on some points, fro example, Tate was taking work at the same time as CMUK but from other sources and believed she could cope, well...... clearly not and due to this has been left out in the cold on her own.


They say that success can come at painful prices!!


Just thought this may be useful?



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  • 2 months later...

Looking at recent decisions by the Solicitors' Disciplinary Tribunal, I came across some interesting information that I thought I'd share:


On 2 February 2010, the Solicitors Disciplinary Tribunal made an Order in respect of one Geoffrey Lloyd, against whom an allegation of dishonesty was proved, and he was also found liable for costs. This is a matter of public record.


Geoffrey Lloyd was a solicitor's clerk, and a partner in a LLP called Swansea Legal Services which took over another solicitor's practice (PJ Williams).


What has all this to do with Tate-Lloyd, you may ask. Well, PJ Williams address was Corner Chambers, 53 Mansel Street, Swansea - the same as Tate-Lloyd! I note that the premises are currently to let.

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Company Profile Report (CPR)


Commercial debt managementlink3.gif



Print Report





Registered Number: OC343569


Registered Office: CORNER CHAMBERS





Incorporation Date: 24/02/2009


Country Of Origin: United Kingdom

Company Type: Limited Liability Partnership


Accounting Reference Date: 28/02

Last Accounts Made Up To:

Next Accounts Due: 24/11/2010


Last Annual Return:

Next Annual Return Due: 24/03/2010 (Overdue)


Company Status: Active - Proposal to Strike off

Type of Accounts: NO ACCOUNTS FILED Accounts


Nature Of Business: None Supplied



Filing History



04/05/2010 FIRST GAZETTE






Mortgage Data






Report Generated 01/06/2010

©2007 Credit UK Ltd.

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Yes we have seen this before-but this looks like an updated version.

very interesting.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.



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Martin - see my post above.


The date that Lloyd resigned coincides with the SRA investigation into his other activities.


Interestingly, at one point Tate-Lloyd claimed that they did not need to be licenced by MOJ because they were solicitors - they were not - Lloyd was a clerk.

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  • 2 months later...

an update... as of August 2010


According to Company House (tele: 03031234500) Claim Management UK based in Swansea are in liquidation. They referred me to the company handling this called Stone and Co. run by Gareth Stone, (tele: 01792654607) also based in Swansea. I was informed that CM had no assets so it was pointless to pursue them for any fees that I naively paid them (about £400). I had a right to claim but in his words "Whats the point"..


So there you go... [problem] artistry at its best. Worst thing is under company law... the Directors Chris and James, get away Scot free, able to open up another [problem] company and pry on the weak minded or the naive, I could kick myself.

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