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Default issued after account settled

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A debt to Bank of Scotland was marked settled by them in 2003 (after I had signed a protected trust deed now ended) on experian.


But when looking at my credit file on equifax I have noticed a default issued for the same debt in 2006- how can they do this


[1] if the debt was settled (presumably they advised experian in 2003)


[2] I was in a protected trust deed


I am desperatley trying to clean up my credit file- can anyone advise


Many thanks

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