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linked address and credit agencies

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does any body no for definate how long linked address stay on your credit file,

ive been in contact with the cra and i would not trust them one bit,


under the dpa, the details should be deleated after six years, just like account info when the account is closed


any takers

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are you wanting to potentially take out credit on the old linked address? is that why you want to know? i'd say once linked, always linked my friend. take a look at the sticky re the N Hunter system. i'd say you have a good chance (especially if you have a mortgage somewhere in your name/national ins number/general details etc) of still being on the radar. although they would say they don't keep your details for a longer period then allowed, they probably do ;)


hope this helps.

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hi gaz


the point i am making is cra are only supposed to process your data up to six years after it was last active then deleate,


that goes for credit accounts/defaults/ccj etc


so why not linked address


why do they stay on your file after six years


can you demand that stop processing that data and remove the data also

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just bumping again


we all know the cra keep linked address on your credit file

its the searches i am disputing

i have a few linked address from a search by dlc from 10 years ago

the linked address stay there but not the company doing the search


any comments


its just i have 16 outstanding searches from linked address from 10 years ago all in dca names

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thought i would get to the bottom of this,

being a member of credit expert, i have just been on the phone to experian.

talk about waffle.

they maintain the 6 year rule is only for credit accounts, linked address do not apply,


well i spouted info comm, oft,

what statute they were relying on to continue to hold my data, etc


getting a call back now by 6pm, i hope


all this is over is welcome finance have been loged as a creditor doing a serch making the linked address 4 times,


i want welcome off my credit record, period


let you know about developments when they call


any sugestions also

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Did they ring you back regarding the linked address? I am also going through the same but the reply i got was 8 years even though there is nothing written down as such to back this up.

IVA Entry Removed

Nationwide Default Removed

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Natwest Default Removed

Blackhorse Car Finance Court Claim - Won

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