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Hello all, not sure if this is the right place if not please can someone move it.

 

In 2001 my parter fell through a floor of a home he was renting, damaged his back and had a big gash on his leg.

He seeked legal advice with the accident group who soon after went bust. The claim was taken over by another company and eventually i won. I never received any money and didn't know where it had gone, i got told it got swallowed up in expenses.(it was no win no fee). Didn't think anyone would listen, so i let it go.

 

Having had numerous wins with bank charges and ppi, i have been giving this claim a lot of thought lately but had no info on anything regarding it .

 

I have just received my sars from HBOS regarding ppi and cc charges. When looking through the mound of papers they sent, i noticed paperwork regarding insurance cover taken out by the accident group on my claim. When looking closely they have actually taken all of my compensation to pay for this policy?

 

Is there anything that can be done ?

MY WINS PENALTY CHARGES

 

BARCLAYS SETTLED IN FULL DAYS BEFORE COURT

HALIFAX SETTLED IN FULL AFTER LBA

RBS SETTLED IN FULL AFTER PRELIM

GE MONEY (RIVER ISLAND CARD) IN FULL AFTER REQUEST FOR REPAYMENT

IKANO (OASIS CARD) IN FULL AFTER A LONG HARD SLOG NO COURT CLAIM ISSUED

 

MY WINS PAYMENT PROTECTION INSURANCE

 

ALLIANCE AND LEICESTER IN FULL + 8% INTEREST

RBS credit cards x2 in full without any interest

 

CURRENT CLAIMS

 

RBS AGAIN PENALTY CHARGES (confirmed hardship case)

GE MONEY PPI (breach of sars sent)

RBS CREDIT CARDS PENALTY CHARGES(declined)

HALIFAX MORTGAGE PROTECTION PLAN (declined)

HALIFAX CREDIT CARD CHARGES(no reply)

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  • 1 month later...

I sent them a letter asking them to comply fully with my sars request as they had sent me as little info as possible on these accounts. i also asked them to expain why they swallowed up my compo in their high interest charges etc.

Will keep you all informed

MY WINS PENALTY CHARGES

 

BARCLAYS SETTLED IN FULL DAYS BEFORE COURT

HALIFAX SETTLED IN FULL AFTER LBA

RBS SETTLED IN FULL AFTER PRELIM

GE MONEY (RIVER ISLAND CARD) IN FULL AFTER REQUEST FOR REPAYMENT

IKANO (OASIS CARD) IN FULL AFTER A LONG HARD SLOG NO COURT CLAIM ISSUED

 

MY WINS PAYMENT PROTECTION INSURANCE

 

ALLIANCE AND LEICESTER IN FULL + 8% INTEREST

RBS credit cards x2 in full without any interest

 

CURRENT CLAIMS

 

RBS AGAIN PENALTY CHARGES (confirmed hardship case)

GE MONEY PPI (breach of sars sent)

RBS CREDIT CARDS PENALTY CHARGES(declined)

HALIFAX MORTGAGE PROTECTION PLAN (declined)

HALIFAX CREDIT CARD CHARGES(no reply)

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received a letter from hbos re my claim with them, they gave me some advise (shocking i know) and told me to write to the solicitors who were dealing with my claim, they should pass my papers on to the insurance company who worked with the Accident group, the Abby, and i might get something back, maybe, hopefully, fingers crossed.

 

So i've set the wheels in motion and will let you all know how i get on.

MY WINS PENALTY CHARGES

 

BARCLAYS SETTLED IN FULL DAYS BEFORE COURT

HALIFAX SETTLED IN FULL AFTER LBA

RBS SETTLED IN FULL AFTER PRELIM

GE MONEY (RIVER ISLAND CARD) IN FULL AFTER REQUEST FOR REPAYMENT

IKANO (OASIS CARD) IN FULL AFTER A LONG HARD SLOG NO COURT CLAIM ISSUED

 

MY WINS PAYMENT PROTECTION INSURANCE

 

ALLIANCE AND LEICESTER IN FULL + 8% INTEREST

RBS credit cards x2 in full without any interest

 

CURRENT CLAIMS

 

RBS AGAIN PENALTY CHARGES (confirmed hardship case)

GE MONEY PPI (breach of sars sent)

RBS CREDIT CARDS PENALTY CHARGES(declined)

HALIFAX MORTGAGE PROTECTION PLAN (declined)

HALIFAX CREDIT CARD CHARGES(no reply)

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  • 4 weeks later...

Before any no win no fee agreement is taken out, the solicitors should have made adequate enquiries into whether you had any legal expenses cover under any insurance policies you had taken out. If you did have any legal expenses cover then a conditonal fee agreement would be nul and void.

 

I seem to remember that particular company being pulled up time and time again. Worth writing a letter to the Solicitors Regulation Authority...

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