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    • Former billionaire Hui Ka Yan has been fined and banned from the financial market for life.View the full article
    • In terms of "why didn't I make a claim" - well, that has to be understood in the context of the long-standing legal battle and all its permuations with the shark. In essence there was a repo and probable fire sale of the leasehold property - which would have led to me initiating the complaint/ claim v SPF in summer 19. But there was no quick sale. And battle commenced and it ain't done yet 5y later. A potential sale morphed into trying to do a debt deal and then into a full blown battle heading to trial - based on the shark deliberately racking up costs just so the ceo can keep the property for himself.  Along the way they have launched claims in 4 different counties -v- me - trying to get a backdoor B. (Haven't yet succeeded) Simultaneously I got dragged into a contentious forfeiture claim and then into a lease extension debacle - both of which lasted 3y. (I have an association with the freeholders and handled all that legal stuff too) I had some (friend paid for) legal support to begin with.  But mostly I have handled every thing alone.  The sheer weight of all the different cases has been pretty overwhelming. And tedious.  I'm battling an aggressive financial shark that has investors giving them 00s of millions. They've employed teams of expensive lawyers and barristers. And also got juniors doing the boring menial tasks. And, of course, in text book style they've delayed issues on purpose and then sent 000's of docs to read at the 11th hour. Which I not only boringly did read,  but also simultaneously filed for ease of reference later - which has come in very handy in speeding up collating legal bundles and being able to find evidence quickly.  It's also how I found out the damning stuff I could use -v- them.  Bottom line - I haven't really had a moment to breath for 5y. I've had to write a statement recently. And asked a clinic for advice. One of the volunteers asked how I got into this situation.  Which prompted me to say it all started when I got bad advice from a broker. Which kick-started me in to thinking I really should look into making some kind of formal complaint -v- the broker.  Which is where I am now.  Extenuating circumstances as to why I'm complaining so late.  But hopefully still in time ??  
    • At a key lecture in the City of London, the shadow chancellor will also vow to reform the Treasury.View the full article
    • Despite controversy China's Temu is becoming a global online shopping force.View the full article
    • The retailer has come under fire for an advert showing motorcyclists wearing trainers and doing wheelies.View the full article
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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

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      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Check Judgments Online - Trust Online developed by Registry Trust - current at 21.09.2015


ukaviator
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Trust Online has been developed by Registry Trust. The non-profit company which gathers information from six jurisdictions, including the Register of Judgments, Orders and Fines for England and Wales under contract to the Lord Chancellor.

 

All the information held by Registry Trust is now available to the public online for a fee of £8. The database contains over six million registrations, some dating back six years. CCJs, high court judgments, fines defaults, child support liability orders and administration orders are available.

 

Scotland, Ireland, N Ireland, Isle of Man, Jersey court judgments and decrees are on the searchable register.

 

 

 

Check your own record:

 

 

Check the registers for your CCJ, judgment and fine records - Trust Online

 

Check others:

 

Check other people and businesses for CCJs, judgment and fine records - Trust Online

WARNING TO ALL

Please be aware of acting on advice given by PM .Anyone can make mistakes and if advice is given on the main forum people can see it to correct it ,if given privately then no one can see it to correct it. Please also be aware of giving your personal details to strangers

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Just noticed this thread, before anyone gets too over enthusiastic about this Non-profit making organisation just understand exactly what it is.

 

This is an organisation set up by Malcolm Hurlston. The very same Mr Hurlston who set up the CCCS charity which helps so many thousands of people in debt (and a good job they do too ).

 

The Registry Trust as stated above by UKactivator gathers CCJ - County Court Judgment information from all those jurisdictions which the likes of you and me get if we don't pay our debt -AND THEN THEY SELL THAT INFORMATION TO THE SUB-PRIME MARKET BROKERS!

 

I have a business, so I wrote to Registry Trust and posing as a potential buyer of this information asked for a price list. £80,000 :eek:

 

Now these sub prime lenders and brokers (although there are not so many as there used to be post crunch) used this information to send out those flyers you get through the door offering loans, sub-prime loans, because no high street lender will give a loan if you have a CCJ. Just do an SAR on any leaflet sender (or just phone and ask) and you'll see where they got your name from.

 

Once done, the borrowers who are now paying much higher interest rates and as we read on here, suffering tremedous pressures and fees and so on from the lenders get themselves into more debt as a result of these high repayment charges and pop off up the road to the CCCS charity to get help.

 

All not-for profit? The Government pays Registry Trust a Consultancy fee and Mr Hurlston no doubt invoices through his own consultancy a nice fat fee each month too. Still not for profit? £80k for a list of ccj holders? Still not for profit? Yeah, pull the other one.

 

To cap all that Mr Hurlston very kindly sat on a panel of Judges for the Credit Today awards to select the Debt Collection Agency of the Year a few years ago.

 

See how it all works? :wink:

 

Teach your kids to live without debt. It's a rocky road to ruin from the minute they open an account. Control, that's all this is about - they want to control YOU! :mad:

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