Jump to content

  • Tweets

  • Posts

    • not interested in silly letter   the CCa return please   dx  
    • This is interesting as I was not aware that there was a difference in the PPI claims/calculations.  Long story: I asked for this PPI reclaim over 5 years ago.  The Woolwich loan was taken out when I had a Woolwich current account.  The banking sort code for Woolwich was deleted off the banking system when Barclays inherited it hence they could not find my current account let alone the loan.  They had told me that I had provide proof of the loan as they could not locate it.  I did the FCA deadline search and it still was not located.  As this was the last resort, I had to go into the loft and found it by chance.  They changed the new reference number from the seach and attached it to the old past reference number as the complaint was still on their system.  Even speaking to them about their calculations and the one I got from the on-line calculators, no one can explain the difference, they just keep saying that they cannot speak to the PPI calculations team, they have to email them!  Also I thought the Plevin paragraph was standard information.  So this is where the mystery lies, I can reject the Plevin calculation and ask for calculations based on my actual PPI sums paid, would this then be in line with your calculator?
    • so who remembers this utter cobblers spun by the right wing (which was of course denied by Nissan - as it was cobblers)   https://www.thisismoney.co.uk/money/markets/article-7962367/Nissans-Brexit-boost-Car-giant-secret-plan-close-EU-factories.html
    • If only that was his worst .. absolute peanuts compared to his recent wastes though ..   £500 million to tory pals in failing to collect a couple of hundred spit samples a day £12 Billion on Trace a test which has largely collapsed at the very start of the winter upsurge £88-100 Billion+ on Brexit as of earlier this year just in lost growth (from memory) Over a £Trillion in assets fled to the EU (Including Redwood and Ress Mogg) £288 million a week ongoing for Brexit and post brexit customs bureaucracy - whenever they get the systems running Nissan and Toyota saying UK taxpayer pay any Brexit tariff bills or Plants including Sunderland are unsustainable   How much are the lorry parks costing?   ... and he still REFUSES to feed hungry UK kids  
    • If the windows had already been made and were ready to install, he would surely have offered to do it without further delay.   Instead of arguing the toss with you, why is he not trying to sort a day to install and rescue the situation.   Despite the good reviews for the company, I'm not impressed but see what Bankfodder suggests.
  • Our picks

    • Hermes lost parcel.. Read more at https://www.consumeractiongroup.co.uk/topic/422615-hermes-lost-parcel/
      • 49 replies
    • Oven repair. https://www.consumeractiongroup.co.uk/topic/427690-oven-repair/&do=findComment&comment=5073391
      • 49 replies
    • I came across this discussion recently and just wanted to give my experience of A Shade Greener that may help others regarding their boiler finance agreement.
       
      We had a 10yr  finance contract for a boiler fitted July 2015.
       
      After a summer of discontent with ASG I discovered that if you have paid HALF the agreement or more you can legally return the boiler to them at no cost to yourself. I've just returned mine the feeling is liberating.
       
      It all started mid summer during lockdown when they refused to service our boiler because we didn't have a loft ladder or flooring installed despite the fact AS installed the boiler. and had previosuly serviced it without issue for 4yrs. After consulting with an independent installer I was informed that if this was the case then ASG had breached building regulations,  this was duly reported to Gas Safe to investigate and even then ASG refused to accept blame and repeatedly said it was my problem. Anyway Gas Safe found them in breach of building regs and a compromise was reached.
       
      A month later and ASG attended to service our boiler but in the process left the boiler unusuable as it kept losing pressure not to mention they had damaged the filling loop in the process which they said was my responsibilty not theres and would charge me to repair, so generous of them! Soon after reporting the fault I got a letter stating it was time we arranged a powerflush on our heating system which they make you do after 5 years even though there's nothing in the contract that states this. Coincidence?
       
      After a few heated exchanges with ASG (pardon the pun) I decided to pull the plug and cancel our agreement.
       
      The boiler was removed and replaced by a reputable installer,  and the old boiler was returned to ASG thus ending our contract with them. What's mad is I saved in excess of £1000 in the long run and got a new boiler with a brand new 12yr warranty. 
       
      You only have to look at TrustPilot to get an idea of what this company is like.
       
        • Thanks
      • 3 replies
    • Dazza a few months ago I discovered a good friend of mine who had ten debts with cards and catalogues which he was slavishly paying off at detriment to his own family quality of life, and I mean hardship, not just absence of second holidays or flat screen TV's.
       
      I wrote to all his creditors asking for supporting documents and not one could provide any material that would allow them to enforce the debt.
       
      As a result he stopped paying and they have been unable to do anything, one even admitted it was unenforceable.
       
      If circumstances have got to the point where you are finding it unmanageable you must ask yourself why you feel the need to pay.  I guarantee you that these companies have built bad debt into their business model and no one over there is losing any sleep over your debt to them!  They will see you as a victim and cash cow and they will be reluctant to discuss final offers, only ways to keep you paying with threats of court action or seizing your assets if you have any.
       
      They are not your friends and you owe them no loyalty or moral duty, that must remain only for yourself and your family.
       
      If it was me I would send them all a CCA request.   I would bet that not one will provide the correct response and you can quite legally stop paying them until such time as they do provide a response.   Even when they do you should check back here as they mostly send dodgy photo copies or generic rubbish that has no connection with your supposed debt.
       
      The money you are paying them should, as far as you are able, be put to a savings account for yourself and as a means of paying of one of these fleecers should they ever manage to get to to the point of a successful court judgement.  After six years they will not be able to start court action and that money will then become yours.
       
      They will of course pursue you for the funds and pass your file around various departments of their business and out to third parties.
       
      Your response is that you should treat it as a hobby.  I have numerous files of correspondence each faithfully organised showing the various letters from different DCA;s , solicitors etc with a mix of threats, inducements and offers.   It is like my stamp collection and I show it to anyone who is interested!
        • Thanks
        • Like

Please note that this topic has not had any new posts for the last 3172 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

It is extremely unlikely that the rail company would seek to prosecute you because they have agreed a disposal. I have to say that I really am quite surprised that they allowed a settlement so quickly in this sort of case, but that is amatter for them of course

 

As for your friend, that's a different matter. Lending you his pass was a particularly stupid thing for any member of staff to do. It would seem that LUL have clearly discovered that you are known to each other and it doesn't take a rocket scientist to work out the likely scenario in that you didn't expect to get caught and he expected his pass back when your journey was done.

 

LUL are not obliged to issue him a new pass if they do not believe his story and if they believe that he has been complicit in assisting you to avoid a fare they could even prosecute him rather than dealing with it wholly internally and that would likely result in dismissal.

 

Even if they don't have sufficient evidence to proceed to prosecution, they do not have to re-issue a free pass to him if they believe that it was wilfully misused and that he and you have been untruthful.

 

.

Link to post
Share on other sites
  • Replies 533
  • Created
  • Last Reply

Top Posters In This Topic

thanks alot for your prompt reply. What if my friend tells the truth that he was not aware i had the pass and had used it until last week when his supervisor informed him that the pass had been confiscated from someone who claimed to be a friend of his.

He actually thought he had lost it because i had not told him i had picked the pass up to return to him when he had left it in the gym we go to together, but stupidily i used it the next day and got caught.

Would that have any bearing in his defence as i would not want him to lose his job over this. He only told his supervisor that he did not know me because he knew they would instantly accuse him of giving it to me with the intention of using it.

Link to post
Share on other sites
thanks alot for your prompt reply. What if my friend tells the truth that he was not aware i had the pass and had used it until last week when his supervisor informed him that the pass had been confiscated from someone who claimed to be a friend of his.

He actually thought he had lost it because i had not told him i had picked the pass up to return to him when he had left it in the gym we go to together, but stupidily i used it the next day and got caught.

Would that have any bearing in his defence as i would not want him to lose his job over this. He only told his supervisor that he did not know me because he knew they would instantly accuse him of giving it to me with the intention of using it.

 

It seems to me that is really down to who they believe.

 

From your post it seems that you told the inspector at the time it was your friend's pass and you say he didn't put that in his notes because 'he helped you out a bit' when you 'didn't want to get him in trouble'.

 

That doesn't mean he didn't tell his superiors later though does it?

 

Revenue & prosecution staff are usually very hot on following up matters that involve apparent staff fiddles in my experience.

 

When you were caught you said it was 'your friend's pass' and then later, he tells his supervisor he has lost his pass.

 

Next, his supervisor is advised by the revenue team that they have retrieved his pass being misused by you and that you have claimed to be 'his friend'.

 

His supervisor questions him about this and he denied knowing you.

 

If your friend now goes back on that and tells his supervisor that he does know you, but didn't know that you had his pass, who would you believe?

 

.

Link to post
Share on other sites

I understand the point you've made. This is all one big mess and am still unsure what can be done and what the outcome will be.

 

Thanks for all your advice.

Link to post
Share on other sites
  • 4 weeks later...

Hi,

I would like to ask what should I do and what penalty can I expect.

I was caught on the underground station by the inspector without a ticket. when I saw inspector I was trying to turn back but she asked me for a ticket and I admitted not having it. I entered the station through the gate behind someone. I did because I was trying desperately safe some money.

Now they sent me a letter saying that legal proceeding may be initiated. What should I write in responde and what maximum and minimum penalty can I expect.

Thank you very much in advance for any help.

 

Tom

Link to post
Share on other sites
Hi,

I would like to ask what should I do and what penalty can I expect.

I was caught on the underground station by the inspector without a ticket. when I saw inspector I was trying to turn back but she asked me for a ticket and I admitted not having it. I entered the station through the gate behind someone. I did because I was trying desperately safe some money.

Now they sent me a letter saying that legal proceeding may be initiated. What should I write in responde and what maximum and minimum penalty can I expect.

Thank you very much in advance for any help.

 

Tom

 

your looking at £250 + a criminal record, money wasted which you could of used for spelling and grammar lessons.

Link to post
Share on other sites
Hi,

I would like to ask what should I do and what penalty can I expect.

I was caught on the underground station by the inspector without a ticket. when I saw inspector I was trying to turn back but she asked me for a ticket and I admitted not having it. I entered the station through the gate behind someone. I did because I was trying desperately safe some money.

Now they sent me a letter saying that legal proceeding may be initiated. What should I write in responde and what maximum and minimum penalty can I expect.

Thank you very much in advance for any help.

 

Tom

 

Firstly, please ignore 'WeatherCold', everyone else does. It's a bit rich for him to suggest you need grammar lessons when he uses 'your' instead of the correct 'You are' or, 'You're'

 

You should write to the prosecutor's office asking whether you might be allowed to settle the matter 'out of Court'

 

They do not have to permit this and where there is clear evidence of an attempt to avoid paying a fare as your original post admits, it is unlikely, but you will not know unless you try.

 

The maximum penalty if convicted of the offence of 'intent to avoid a fare' is a fine of up to £1000. If it is a first offence and if you plead guilty, that is likely to be reduced to between £100 and £150. If you are lucky, you may get a very sympathetic Court and may even be fined less.

 

You would probably also be ordered to pay the costs of the prosecution, which will probably be in the order of £100 plus the unpaid fare and a 'Victim surcharge' of £15

 

If you are fortunate enough to get the prosecutor to agree to an administrative disposal, you can expect to pay around £100 - £150 to avoid Court action

Link to post
Share on other sites
Firstly, please ignore 'WeatherCold', everyone else does. It's a bit rich for him to suggest you need grammar lessons when he uses 'your' instead of the correct 'You are' or, 'You're'

 

You should write to the prosecutor's office asking whether you might be allowed to settle the matter 'out of Court'

 

They do not have to permit this and where there is clear evidence of an attempt to avoid paying a fare as your original post admits, it is unlikely, but you will not know unless you try.

 

The maximum penalty if convicted of the offence of 'intent to avoid a fare' is a fine of up to £1000. If it is a first offence and if you plead guilty, that is likely to be reduced to between £100 and £150. If you are lucky, you may get a very sympathetic Court and may even be fined less.

 

You would probably also be ordered to pay the costs of the prosecution, which will probably be in the order of £100 plus the unpaid fare and a 'Victim surcharge' of £15

 

If you are fortunate enough to get the prosecutor to agree to an administrative disposal, you can expect to pay around £100 - £150 to avoid Court action

 

Thank you very much for your respond.

I intent to write to the prosecutor and explain my behaviour with financial problems and ask for out of court option.

I hope they will agree.

 

Thanks a lot once again

Link to post
Share on other sites
  • 2 weeks later...
Thanks for the help...what do you not believe? I am absolutely genuine on this...

 

Let me get this right...you used to work for TFL, you had a test pass you 'forgot' to hand in & also a PAYG oyster....you dont look at the credit remaining message when you tap in/out....and you seriously expect to be given the benefit of the doubt?

Link to post
Share on other sites

I have a question of my own and I have posted it in a seperate thread so spare me if you find this repetitive.

In nov 2004 I was travelling without a ticket and then was caught, I was new to the country then and basically agreed to whatever the ticket inspector said, they asked me to pay 20 pounds on the spot but I dint have that money then so they let me go after taking my address. I dint receive any letter from them for four weeks and then I changed my address. So after 4 months I got a call from old landlord informing me of a court summons letter he has got for me, I collected the letter and realised it was from marylebone magistrates court and fine for 150 pounds.

 

I immediately called them and paid 50 pounds and paid the other 100 in installments, until now I dint realise that this could possibly be a criminal conviction. It has stuck me now and I want to know if this was put down as a criminal conviction or judgement against me, I have checked the trustonline.org.uk register to see if there was any judgement against me but couldnt find anything.

 

Is there any way I can find out if there was a criminal conviction against me ?

 

your input will be highly appreciated..

 

thanks,

 

Golu

Link to post
Share on other sites

Firstly, do you still have the letter advising you of the fine?

 

If yes, it will tell you what offence was charged and therefore what you were convicted of.

 

Second, if it says it was a Byelaw offence, e.g: National Railways Byelaw 18.1 , then it is less serious than having been charged with 'intent to avoid a fare' contrary to Section 5 of The Regulation of Railways Act (1889).

 

Whilst there is a record of a conviction by a Court, this may not always make it on to the PNC and in fact, only a small proportion of such offences ever do at the present time.

Link to post
Share on other sites

thanks for your reply.

 

I cant find the first correspondences from the court, the only one I have says 'ORDER' and does not contain any information about any charge, it just says fine of 152.50 pence and its break down as

RAILWAY - FAIL PAY LONDON UNDERGROUND

FCOMP 2.50

FCOST 50.00

FO 100.00

 

It is from marylebone magistrates court ( mind you this was may 2005) and it also says failure to pay may result in warrant for your arrest.

 

It has a fine reference number on it. Can I contact the court to find out if this made to PNC.

 

I have also checked on trust online org uk which is now the register of judgements of magistrates court and county court but dint find anything on my record...

 

thanks again

Edited by learningtrade
Link to post
Share on other sites
thanks for your reply.

 

I cant find the first correspondences from the court, the only one I have says 'ORDER' and does not contain any information about any charge, it just says fine of 152.50 pence and its break down as

RAILWAY - FAIL PAY LONDON UNDERGROUND

FCOMP 2.50

FCOST 50.00

FO 100.00

 

It is from marylebone magistrates court ( mind you this was may 2005) and it also says failure to pay may result in warrant for your arrest.

 

It has a fine reference number on it. Can I contact the court to find out if this made to PNC.

 

I have also checked on trust online org uk which is now the register of judgements of magistrates court and county court but dint find anything on my record...

 

thanks again

 

I'd suggest that as this is five years old, if it had made it to PNC this is a relatively low level offence and the conviction will be 'spent'

 

I wouldn't worry about it now if I were you

 

.

Link to post
Share on other sites

Thanks CodjA, I called up the court today and they dont have any records on their system for a 5 year old case, they reckon they have archived my case and hence would have to retrieve it..

 

I have already sent them a written letter as requested by them to start retrieving the archive process...I am told it might take a month or so and may be charged..Funny thing is I have checked trust online org and there dont seem to be any information about me..

 

Also I am going to do a basic disclosure CRB on me to see if there are any unspent conviction on me...

Link to post
Share on other sites

SRPO is spot on IME.

Also the TOC might take notice of their RPIs opinion in this matter, most experienced staff have a finely tuned bullsh*t detector, if they believe your mistaken rather than dishonest in any way it'll go in your favour.

Link to post
Share on other sites

hi everyone,

as stupid as it may sound but i was caught using my parters over18 student oyster card on the bus. now i have received court summon, and i am helpless and can't think anything else other than getting a criminal conviction..any idea and help is highly appreciated...please

Link to post
Share on other sites

please help me!!!

i was caught using someone else freedom pass on the Underground around 23 march 2010, and i didn't received anything yet...

at that time i told them my details, address, and they kept the freedom pass(this belongs to someone that is living with me)...

please tell me what should i do in this case?

i have to receive a letter from court? or what?

I WILL HAVE A CRIMINAL RECORD????

WHAT SHOULD I DO???

please please help me...please...because i can't sleep at night!!!

 

AND ALSO WHAT SHOULD I DO - CALL THEM BEFORE I RECEIVE THE LETTER? OR WAIT FOR THAT?

 

what's the telephone number wher i should call the underground to settle this out of court???

 

please please

Link to post
Share on other sites
please help me!!!

i was caught using someone else freedom pass on the Underground around 23 march 2010, and i didn't received anything yet...

at that time i told them my details, address, and they kept the freedom pass(this belongs to someone that is living with me)...

please tell me what should i do in this case?

i have to receive a letter from court? or what?

I WILL HAVE A CRIMINAL RECORD????

WHAT SHOULD I DO???

please please help me...please...because i can't sleep at night!!!

 

AND ALSO WHAT SHOULD I DO - CALL THEM BEFORE I RECEIVE THE LETTER? OR WAIT FOR THAT?

 

what's the telephone number wher i should call the underground to settle this out of court???

 

please please

 

Yes you will receive letters from the prosecuting agency & the court.

Yes you will receive a criminal record.

You dont know who is prosecuting yet so you cannot call anyone.

They wont settle out of court unless you can show extremely mitigating circumstances as this type of offence is thought to be very serious in the eyes of TFL.

 

Unfortunately you will have to wait until they contact you.

Link to post
Share on other sites
  • 3 weeks later...

Hi,

 

Although I have read as much posts I could I would like your opinion to my situation.

I was caught by an inspector using a student card although I am not a student.

I was asked some questions and then he wrote my answers down along with my statement that I really regret and I am willing to pay a fine. Then both my oyster cards were taken.

Some days before that incident I was issued a 25 pounds fine because I was using that Oyster card.

 

Will they be able to find out both fines?

 

If the letter from tfl comes and I state them that I did a wrong thing and I am accepting to pay any cost my action caused and any fine I deserve will they accept to settle it without without going to court?

 

THanks for any replies

Link to post
Share on other sites
Hi,

 

Although I have read as much posts I could I would like your opinion to my situation.

I was caught by an inspector using a student card although I am not a student.

I was asked some questions and then he wrote my answers down along with my statement that I really regret and I am willing to pay a fine. Then both my oyster cards were taken.

Some days before that incident I was issued a 25 pounds fine because I was using that Oyster card.

 

Will they be able to find out both fines?

 

If the letter from tfl comes and I state them that I did a wrong thing and I am accepting to pay any cost my action caused and any fine I deserve will they accept to settle it without without going to court?

 

THanks for any replies

 

Much of the answer really depends on what is in that statement 'that you really regret'.

 

What is it that you said, which you now regret?

Did you you give false details to try to make out the card was your own?

 

Yes, the system records all of the Penalty Fare issues, so the earlier one can be taken into consideration.

 

It seems clear that you were using someone else's student card and that is a breach of trust, which may be regarded as a serious offence.

 

.

Link to post
Share on other sites

Please note that this topic has not had any new posts for the last 3172 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Guest
This topic is now closed to further replies.
  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...