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Axamentia vs Cabot


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Old debt from 2003, nearly stat barred, however need default removed.

 

Sent Cabot a nice e-mail to set things rolling:-

Sirs,

 

Further to my telephone call, earlier today with reference to erroneous data reported to Equifax in my name.

 

You are reporting on information held at

 

Please accept this written confirmation that I do not acknowledge such debt to yourself.

 

I also like consider this matter of serious dispute and request you consider it as such with regard to the

following particulars

 

1) No such deed of assignment has been received, or properly executed allowing you no legal right to act on alleged matter

2) No notice of default has been issued (By your own admission, you had and incorrect address for me) so any default reporting acts invalid

3) No statement of accounts have been issued as required by UK credit law

 

I require you remove the default data, as I consider the matter in serious dispute and do not recognize your right to process my data.

 

By your own admission, you did not serve notice of assignment or notice of default to me, as this was not properly

executed it is invalid, and data provided to the Credit Reference Agencies is incorrect and in breach of the DPA.

 

As I do not acknowledge this debt, I require proof in the form of a signed agreement under the terms of the Consumer Credit Act 1974 s.77/78/109.

 

Any further reporting, until such is provided shall be considered breach of relevant legislation. Any breach of this will be high-lighted to relevant authorities CCS, OFT, ICO, FSA etc.

 

Should you require clarification of relevant legislation, please contact me where I will be happy to educate you on

relevant consumer, credit and data law.

 

Though I’m sure an organization such as yourself, would have experience in complying with relevant legislation.

 

I look forward to your thoughts by reply.

 

Regards

 

Axamentia

 

Sent by: Electronic delivery this day 6th of April 2009

Edited by ScarletPimpernel
Original name removed by site team
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