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Mortage with a default?


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Hi,

 

Iam looking to get a mortgage with my girlfriend. We have just over 10k saved for a deposit and have a joint income of approx £50000 per year. We have never had a mortgage before and only issue we have at present is that I have default which I am hoping will be removed against my name. Its for £126 from a mobile which I am currently disputing.

 

My question is would we be able to get a mortgage with this default against me? the worst case scenario is that this default isn't remove in which case will we have any chance of getting a decent mortgage if any? and are there any companies that are more sympathetic?

 

Have any of you had similar experiences etc?

 

thanks in advnace

 

James

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