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Lizzy

Halifax SETTLED IN FULL

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Lizzy,

I am around the same time as you, our halifax claim was 'acknowledged' by the halifax on the 12 July, so I am just sitting and waiting at present.

 

Another member (duncans-mum) who had her claim acknowledged the same day as me has had her money deposited into her account today, so fingers crossed we shouldnt be too long now!


14/06/06 Data Protection Act Sent to SPML

28/06/06 - Info / statements received from SPML

2/8/06 Pre Lim to SPML for £324.72

16/8/06 LBA to SPML

28/9/06 filed MCOL

defence filing date extended to 22/12/06

28/12/06 copy of defence received from sch

16/01/07 AQ filed with court

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hi lizzy ive had the same only im claiming big money £4045.00 in total. acknowledged claim on 17th july im just waiting for responce . will let evrybody know Sims

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Just checked my account and there it is.....yipeeee £1155 (
they missed off the 10p but never mind)
I still need the charges though, but reading the posts here I think they come in the next couple of days, I will certainly not be letting them get away with it.

 

I did get the court papers saying they were going to defend in full so I never expected it yet.

 

Thanks everybody for all your help. I still need it, Birmingham Midshires Mortgage next.

I will be making a donation as soon as this has cleared on my credit card.

Hang in there everbody we are all doubting Thomas's at times.

 

LIZZY
:D
:D
:D
:D


 

Halifax

Sent LBA
27/6/06

Been on hol for a week, got home found letter from them dated
27/6/06 offer of £92 claiming £1155.10 so no deal.

Filed claim with Moneyclaim 12/07/06

Halifax acknowledged claim 25/7/06

Court papers received 28/7/06 Halifax intend to defend.

HALIFAX SETTLED IN FULL 1/8/06

Donation made

Birmingham Midshire (mortgage charges) Prelim letter sent 2nd Aug 2006, full offer received 11th Aug with conditions.

13th Aug accepted offer unconditionally.

BIRMINGHAM MIDSHIRES (MORTGAGE) SETTLED IN FULL 24/8/06

Sent SurlyBonds template letter to get defaults removed to Birmingham Midshires 27/08/06

DEFAULTS REMOVED 5/09/06.
THATS 9 DAYS LATER, YES 9 DAYS

 

 

 

 

 

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:D
Sorry to start new thread but I could'nt change the title and I wanted everyone to know.
Just checked my account and there it is.....yipeeee £1155 (
they missed off the 10p but never mind)
I still need the charges though, but reading the posts here I think they come in the next couple of days, I will certainly not be letting them get away with it.

 

I did get the court papers saying they were going to defend in full so I never expected it yet.

 

Thanks everybody for all your help. I still need it, Birmingham Midshires Mortgage next.

I have made a donation from my Halifax account Ha Ha.

Hang in there everbody we are all doubting Thomas's at times.

 

LIZZY
:grin: :grin: :grin: :grin:

 


 

Halifax

Sent LBA
27/6/06

Been on hol for a week, got home found letter from them dated
27/6/06 offer of £92 claiming £1155.10 so no deal.

Filed claim with Moneyclaim 12/07/06

Halifax acknowledged claim 25/7/06

Court papers received 28/7/06 Halifax intend to defend.

HALIFAX SETTLED IN FULL 1/8/06

Donation made

Birmingham Midshire (mortgage charges) Prelim letter sent 2nd Aug 2006, full offer received 11th Aug with conditions.

13th Aug accepted offer unconditionally.

BIRMINGHAM MIDSHIRES (MORTGAGE) SETTLED IN FULL 24/8/06

Sent SurlyBonds template letter to get defaults removed to Birmingham Midshires 27/08/06

DEFAULTS REMOVED 5/09/06.
THATS 9 DAYS LATER, YES 9 DAYS

 

 

 

 

 

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Well done - I can almost sense your glee:)

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Well done - don't update the court yet - not until you've had ALL of what's due to you, including all costs and interest (and daily rate from claim date to settlement if claimed).


Jeep (The Wife & I)

Halifax joint a/c (£3800 charges + £40 interest on charges over 11 years) - paid in full 23/06/06

Halifax joint a/c new charges £1100 - LBA sent 02/08/06

Halifax 2nd a/c (£1500 charges + £150 interest on charges) - partial payment received 13/07/06 (no s69 interest) - AQ filed 07/08/06 - Court awarded 50% of s69 interest (Bank didn't turn up!)

Halifax Visa (#1) Data Protection Act sent - statements arrived - £350 so far

Halifax Visa (#2) Data Protection Act sent - refunded £170

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Well done!!! Congrats!

 

What day did they acknowledge?

 

Mine was acknowledged on 18 July so any day now!!!

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Great result - spend it wisely (holidays, plasma TV, new car, etc)


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Partyboy, they ackowledged on the 25th of July, I then received the court papers saying they were going to defend in full.

 

Great timing for me both kids birthdays 19th and 21st August.


 

Halifax

Sent LBA
27/6/06

Been on hol for a week, got home found letter from them dated
27/6/06 offer of £92 claiming £1155.10 so no deal.

Filed claim with Moneyclaim 12/07/06

Halifax acknowledged claim 25/7/06

Court papers received 28/7/06 Halifax intend to defend.

HALIFAX SETTLED IN FULL 1/8/06

Donation made

Birmingham Midshire (mortgage charges) Prelim letter sent 2nd Aug 2006, full offer received 11th Aug with conditions.

13th Aug accepted offer unconditionally.

BIRMINGHAM MIDSHIRES (MORTGAGE) SETTLED IN FULL 24/8/06

Sent SurlyBonds template letter to get defaults removed to Birmingham Midshires 27/08/06

DEFAULTS REMOVED 5/09/06.
THATS 9 DAYS LATER, YES 9 DAYS

 

 

 

 

 

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Partyboy, they ackowledged on the 25th of July, I then received the court papers saying they were going to defend in full.

 

Great timing for me both kids birthdays 19th and 21st August.

 

Congratulations Lizzy!!

 

Fingers crossed as I had mine acknowledged on the 25th as well and nothing yet. :D


[FONT=Arial][SIZE=1]Proceedings issued....and acknowledged. [/SIZE][/FONT] [FONT=Arial][SIZE=1]Counting down to the 21st....[/SIZE][/FONT] [URL="http://thebighub.co.uk"]http://thebighub.co.uk[/URL]

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Congratulations Lizzy!! well done mine was acknowledged on the 26th but ive closed account so waiting for cheque!

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It seems they don't follow any kind of timescale.

 

I got a letter off them today which states

 

I have returned the form of acknowledgement of service to the Northampton County Court indicating that Halifax intends to defend our claim. However, on a purely commercial basis, it will cost the Halifax money to defend your claim in terms of the legal cost that will be incurred. It is unlikely that Halifax will be able to recover these costs (even if the bank wins) because your claim will probably be allocated to the small clams track, in which costs are not generally awarded.

 

For this reason, but without admission of liability, Halifax is willing to reimburse XXX in respect of the bank charges incurred, together with £xxxxx in respect of approximate interest that Halifax has calculated was charged on your account as a result of the charges.

 

Blah Blah Blah

with a note to reserve the right to close my account if I incurr any further charges (which I have).

 

Signed Emma Sheldon

 

 

SO THE LONG AND SHORT OF IT IS, KEEP IT IN THE SMALL CLAIMS AND GO FOR IT !!!!!!!!!

GOOD LUCK


 

Halifax

Sent LBA
27/6/06

Been on hol for a week, got home found letter from them dated
27/6/06 offer of £92 claiming £1155.10 so no deal.

Filed claim with Moneyclaim 12/07/06

Halifax acknowledged claim 25/7/06

Court papers received 28/7/06 Halifax intend to defend.

HALIFAX SETTLED IN FULL 1/8/06

Donation made

Birmingham Midshire (mortgage charges) Prelim letter sent 2nd Aug 2006, full offer received 11th Aug with conditions.

13th Aug accepted offer unconditionally.

BIRMINGHAM MIDSHIRES (MORTGAGE) SETTLED IN FULL 24/8/06

Sent SurlyBonds template letter to get defaults removed to Birmingham Midshires 27/08/06

DEFAULTS REMOVED 5/09/06.
THATS 9 DAYS LATER, YES 9 DAYS

 

 

 

 

 

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WELL DONE and CONGRATULATIONS LIZZY!!!

 

My moneyclaim was acknowledged on 27th July with the intention of defending in full..... so I am biting my nails, pulling out the grey hairs and counting down the 28 days !!!!


halifax: Data Protection Act sent 05.05.06

40 days up: 14.06.06 - no info received

sent lba 09.06.06 telling them they have 7 days (21.06.06) to comply

sent prelim letter, 22.06.06 - £4340.00!!

03.07.06 - offered £565 from Halifax

SENT LBA - 7TH JULY 2006

FILE MONEYCLAIM - 21.07.06!!

4.08.06 - ****** SETTLED IN FULL *******

 

Barclays: sent Data Protection Act 31.05.06

received some info 09.06.06, missing 3 years worth of statements- rang them, they now have 25 days to comply

sent prelim letter, 23.06.06 - £2520!!

SENT LBA - 11TH JULY 2006

20.07.06 - OFFER RECEIVED £900..... No Thanks!!

FILE MONEYCLAIM - 24.07.06

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:lol: Congratulations Lizzy!!!

Mine was acknowledge to defend on 28th so my fingers are crossed really need it now all!! Lisa

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This topic was closed on 09 March 2019.

If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there.

If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened.

- Consumer Action Group


 

Halifax

Sent LBA
27/6/06

Been on hol for a week, got home found letter from them dated
27/6/06 offer of £92 claiming £1155.10 so no deal.

Filed claim with Moneyclaim 12/07/06

Halifax acknowledged claim 25/7/06

Court papers received 28/7/06 Halifax intend to defend.

HALIFAX SETTLED IN FULL 1/8/06

Donation made

Birmingham Midshire (mortgage charges) Prelim letter sent 2nd Aug 2006, full offer received 11th Aug with conditions.

13th Aug accepted offer unconditionally.

BIRMINGHAM MIDSHIRES (MORTGAGE) SETTLED IN FULL 24/8/06

Sent SurlyBonds template letter to get defaults removed to Birmingham Midshires 27/08/06

DEFAULTS REMOVED 5/09/06.
THATS 9 DAYS LATER, YES 9 DAYS

 

 

 

 

 

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style="text-align:center;"> Please note that this topic has not had any new posts for the last 5125 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you
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