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Littlewoods catalogue and default help please

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I have an account with Littlewoods (eek) and defaulted almost 3 years ago on £80, paying it all off a couple of weeks later.


I was actually ill at the time and having tests for suspected cancer, so it was very stressful and I was really wasnt good under stress in paying bills.


I can get confirmation on this from the hospital/gp if required.


I really want this default removed somehow. I read on a website I could write to them and request they take it off in kind considering it was all paid.


Would this be an idea? Also I don't recall signing anything with them and didnt return the signed papers.


What steps can I take? My account is clean as a whistle since then and I really want to get a mortgage without this hanging over me.



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Actually I have just noticed that Shop Direct Financial Services is the name Littlewoods work under, specified on the credit report.


Its the same name I have for my current catalogue, which is all up to date and fine. So they allowed me an account again under Kays.


Could I mention this?


I was about to end my association with Kays but perhaps its worth waiting.

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