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    • She wouldnt be up for that and I wouldnt want her to either. She had her chance to successfully defend and she blew it so time to pay.  Apparently it's all my fault though.  Does anyone know where to find the 13 digit number she needs to make payment?    
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    • 1. sample schedule of loss - that's the official name for what you are claiming Preparing a schedule of loss for an unfair dismissal claim WWW.CITIZENSADVICE.ORG.UK Find out what to put in your schedule of loss and see an example of a schedule of loss for an unfair dismissal claim 2. 8% applies from the date of the award 3. That's what usually happens. Different rules apply if your claim is deemed vexatious. 4. "If you want to apply for a preparation time order, warn your employer you’re going  to ask for one before the hearing. At the hearing, you’ll need to write down how many hours you or an unpaid adviser has spent on the case and multiply it by the hourly rate. You'll also need to give the reasons why you're asking for the order." Just keep a tally e.g.  1 May, completing form X, 30 mins 3 May, bundle prep, 2 hours  
    • Yes I would like a peaceful life without the feeling that the claimant can threaten me when they want and discontinued the claim whenever they want and this goes on and on.  This is all so confusing.  Let's see what happens. CEL might just be trying their luck and nothing happens. 
    • Andy thank you for correcting me and thank you again for posting the Court Procedure rules. It makes interesting reading- 38.4 (1) Where the claimant discontinues under rule 38.2(1) the defendant may apply to have the notice of discontinuance set aside(GL). (2) The defendant may not make an application under this rule more than 28 days after the date when the notice of discontinuance was served on them. Was the delay in sending the Discontinuance notice deliberately held up to prevent Annabooo  from asking for a set aside.? It was well over the 28 days after the Discontinuance notice was received. I know that the 28 days applies after the Notice was served but could that be part of a reason to refuse CEL permission . I assume they haven't paid the Court  fee to initiate  proceedings again ?   38.7 [3]  3) The defendant shall inform the court in writing as soon as practicable whether the defendant asserts that permission is needed and, if so, whether the defendant consents to permission being granted. Has Annaboo been informed that she has the right to refuse consent ? Does she even have the right to refuse consent in this instance. I am assuming that Annaboo would prefer to refuse this resurrection on many grounds not only because she does have the right to enjoy a peaceful life.
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RBS/Capquest vs me, please help


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Hi, I was hoping someone could shed some light on a complicated subject.

 

Back in 2001 I opened a bank account with the RBS. I wasn't made aware that I was being charged on a monthly basis a fee of £3 to have this account open.

I moved to France for a while and whilst there had a French bank account. When I returned to the UK I found a mountain of letters from the RBS claiming I owed them in excess of £300. As I wasn't paying into this account and they were still charging me the hidden £3 I had fallen into my overdraft and then been charged, letters etc to the tune of £353. I took them to court and won.

Since then I have had letters and phone calls from different credit companies including Capquest chasing me for the debt. I had to fax each one telling them this had been settled.

When I checked my Experian report last year for the first time I realised I had a default against my name from the RBS. I phoned the courts and they passed on the relevant information to the RBS credit people who then had to pass it on to Experian before I could 'clear my name.' Which happened. Credit rating fine again.

Then the phone calls and letters started again from Capquest. I just checked my Experian report again and found this:

 

CAPQUEST (FORMERLY... Bank Default £353 12/04/2009

 

ENTRY NUMBER: C3

Name:MR Address:Date of birth:Company name:CAPQUEST (FORMERLY FTC)Account type:BankStarted:17/01/2002Default Balance:£173Current Balance:£353Defaulted On:06/09/2003File Updated for the Period to:12/04/2009

 

 

Sorry about the long post but I really want to finally get rid of this, any help would be greatly appreciated, thanks again.

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Hello and Welcome,

 

I'll move this thread to the appropriate Forum.

 

Regards.

 

Scott.

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Help keep it up and active, helping people like you.

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Hi

I am not sure how to help you with this but reading your case I can see quite alot of similarities b/w your case and mine. Please read my thread/case to give you insight

 

http://www.consumeractiongroup.co.uk/forum/data-protection-default-issues/192562-how-challenge-default-notice.html

 

I need your help in knowing how did you challenged RBS and managed them to clear your Experian Default as I am currently struggling with this. Did you wrote to Experian to get name cleared as bank charges are illegal or did you challaned them on basis of not sending Default Letter or something else? Please let me know as I desperately need your help with it.

 

Would look forward and appreciate your much valuable help

 

Regards

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Many Thanks Fastest Fox

 

I would be writing to EXPERIAN first & at same time contact RBS and challenge them for Defaulting me on basis of unfair charges for which I hope they clear my name as customer goodwill however IF not then I would definitely challenge them to court.

 

Did RBS or the court you went to raised the point or challenged you for you not paying in Service Charges? Is it something that can go against me? Or did this point got raised when you took RBS to court? Also did you also challenged RBS for not sending you DEFAULT LETTER?

 

As I can see the from your case too I have similar problem of not realising I had service charges set up on account with no overdraft limit which lead to RBS charging me all these bank charges one after the other.

 

Thanks again for guiding me towards first step and would look forward to your reply

 

Cheers

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