Jump to content


  • Tweets

  • Posts

    • Case Stay Lifted on 21/05/2024 General sanctions order was made on 21/05/2024   they didnt file their questionarre on time. So they have another 7 days
    • Thank you BankFodder and jk2054. Dear Mr ***** *****, Re: Letter of Claim, Lost parcel delivery P2G123206851 Case Number 3348098 I write in response to your offer of £75 for the loss of the above parcel which I reject. Your offer comes nowhere near the value of the parcel that you were contracted to arrange the safe delivery of. You state that as I did not take out insurance to cover the full cost you will not be making any other offer. Attempting to limit or exclude your liability under the Supply of Goods and Services Act 1982 and your insistence on paying something in addition to the agreed contract price for the service is unfair and contrary to the Unfair Contract Terms Act 1977. If I do not have a satisfactory outcome by the 10th July I will be issuing court proceedings. Kind regards,      
    • Thank you, I suggested a particular approach in my first post. Will you now follow the advice so that we can then understand exactly what has happened and advise you as to what to do.  
    • I'm not sure whether you will succeed in having the case transferred – but why not try? Whatever, if you don't hear anything – don't take anything for granted and attend at the designated court. If you can show that his licence was in force – back to back despite the various investigations – then there should be no problem. In any event, he should plead not guilty and then explained carefully to the court – maybe with a large diagram which he contender in evidence – and make it clear that if there is any offence is because of some misunderstanding but actually, the charge has been caused by a bureaucratic misunderstanding by the charging authorities. If he gets a "not guilty" then he should certainly ask for the costs of attending court. Don't go for a money grab but keep petrol receipts et cetera. He should point out to the court that he is very straight dealing. He abide by all regulations. He makes all disclosures. He is very concerned about road safety and understands exactly why these requirements are put in place for a man of his age. He should not be challenging in court
    • This happened approx 18 months - 2 years ago. I have not been out of pocket. eBay instantly paid the money to me and then investigated once the buyer claimed the item did not arrive. They favoured towards the buyer and therefore made my ebay account minus £9000. Subsequently the ebay account got suspended and I since cut ties with it and no longer have access to it.  
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

RBS/Capquest vs me, please help


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 5531 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi, I was hoping someone could shed some light on a complicated subject.

 

Back in 2001 I opened a bank account with the RBS. I wasn't made aware that I was being charged on a monthly basis a fee of £3 to have this account open.

I moved to France for a while and whilst there had a French bank account. When I returned to the UK I found a mountain of letters from the RBS claiming I owed them in excess of £300. As I wasn't paying into this account and they were still charging me the hidden £3 I had fallen into my overdraft and then been charged, letters etc to the tune of £353. I took them to court and won.

Since then I have had letters and phone calls from different credit companies including Capquest chasing me for the debt. I had to fax each one telling them this had been settled.

When I checked my Experian report last year for the first time I realised I had a default against my name from the RBS. I phoned the courts and they passed on the relevant information to the RBS credit people who then had to pass it on to Experian before I could 'clear my name.' Which happened. Credit rating fine again.

Then the phone calls and letters started again from Capquest. I just checked my Experian report again and found this:

 

CAPQUEST (FORMERLY... Bank Default £353 12/04/2009

 

ENTRY NUMBER: C3

Name:MR Address:Date of birth:Company name:CAPQUEST (FORMERLY FTC)Account type:BankStarted:17/01/2002Default Balance:£173Current Balance:£353Defaulted On:06/09/2003File Updated for the Period to:12/04/2009

 

 

Sorry about the long post but I really want to finally get rid of this, any help would be greatly appreciated, thanks again.

Link to post
Share on other sites

Hello and Welcome,

 

I'll move this thread to the appropriate Forum.

 

Regards.

 

Scott.

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

Link to post
Share on other sites

Hi

I am not sure how to help you with this but reading your case I can see quite alot of similarities b/w your case and mine. Please read my thread/case to give you insight

 

http://www.consumeractiongroup.co.uk/forum/data-protection-default-issues/192562-how-challenge-default-notice.html

 

I need your help in knowing how did you challenged RBS and managed them to clear your Experian Default as I am currently struggling with this. Did you wrote to Experian to get name cleared as bank charges are illegal or did you challaned them on basis of not sending Default Letter or something else? Please let me know as I desperately need your help with it.

 

Would look forward and appreciate your much valuable help

 

Regards

Link to post
Share on other sites

Many Thanks Fastest Fox

 

I would be writing to EXPERIAN first & at same time contact RBS and challenge them for Defaulting me on basis of unfair charges for which I hope they clear my name as customer goodwill however IF not then I would definitely challenge them to court.

 

Did RBS or the court you went to raised the point or challenged you for you not paying in Service Charges? Is it something that can go against me? Or did this point got raised when you took RBS to court? Also did you also challenged RBS for not sending you DEFAULT LETTER?

 

As I can see the from your case too I have similar problem of not realising I had service charges set up on account with no overdraft limit which lead to RBS charging me all these bank charges one after the other.

 

Thanks again for guiding me towards first step and would look forward to your reply

 

Cheers

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...