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hi just to keep all up to date cccs appointment was yesterday but they rang and had to cancel unforeseen circumstances so they rearranged for tomorrow spoken to lbl advised i was in contact with cccs and they agreed to accept 40 per week for 8 weeks im hoping i can sort something more reasonable out after speaking to cccs they informed me 40 per week was going on in charges !!!!! so i pay 40 and they put 40 back on to settle goes upbout 100 per month im so frustrated :(

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  • 2 weeks later...

cccs have advised i have to continue payments to lbl or lose my car as it is hire purchase agreement ???? They e mailed template to send to my creditors and advised i look into if i am getting correct benefits i didnt find them so helpful

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  • 2 weeks later...

Hey xx (((((((((((hug))))))))))))

 

If you hand back the car then they will auction it and charge you for the difference between the piddly amount they will say they got for it, and the outstanding debt amount as it stands.

 

I'll ask someone to come help you a bit more dealing with these 'people'.

.

FSA Waiver on Bank Charges:http://www.fsa.gov.uk/pages/Doing/Regulated/Notify/Waiver/pdf/dir_quart_0709.pdf

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Hi browneyedgirl

 

It is relentless and hard to deal with but dont give up. I'm in the middle of it now, lost my job, logbook wouldn't help and didnt want to know.

 

Cut a long story short, trading standards and an independant solicitor have both told me that the agreement is unenforcable. So with that in mind, having spoken to everyone i can think of, local county court, royal court of london, putney trading standards, my trading standards, OFT, News Of The World paper, the Sunday Mirror and the Communities Legal Advice (0845 345 4 345 very helpfull), i have hidden the vehicle, and am in the process of dealing with a solicitors firm called Stephensons. They believe they can sort it out.

 

 

Give them a call

 

I lost my job and my house, I'll be f****d if i'm gonna lose my car to these sharks!!!!

 

G

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just been looknig at my bos it is witnessed by rep is this ok

 

No it isn't ok. The witness should be independent and not a beneficiary of the contract. Could be worth contacting your local trading standards department to see if they can offer any help.

 

This link may give you some ideas.

 

http://www.consumeractiongroup.co.uk/forum/log-book-loans-bills/186651-log-book-loans-again.html#post2062553

Edited by caro

 

What's Best for You?

 

 

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

 

Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007

Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06

Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007

:p

 

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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[Link removed]

 

Decent people.

Edited by steven4064
I agree but commercial links not allowed

.

FSA Waiver on Bank Charges:http://www.fsa.gov.uk/pages/Doing/Regulated/Notify/Waiver/pdf/dir_quart_0709.pdf

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contacted stephensons they are going to look into this mess advised i move vehicle and inform lbl when they contact that they are now involved . why does this whole situation over take my life all i seem to do is worry bout this whole situation they said i can get legal aid so thats good news im obsessed with this i only hope i can help some one else when its all sorted !!!!!

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stay strong -- I know from experience how awful LBL are.

 

xx

jaxads

 

Halifax - £2281, successfully refunded all charges after LBA letter & telephone call.

Have been offered the difference between the £20 and £12 charges from Capital One -- am sending LBA for remainder.

GE Money - Received settlement of £441, being total charges requested. No interest though.

CCA'd Bank of Scotland / Blair Oliver Scott to produce CCA Agreements on two Credit Cards - well in default, although still chasing payment!!!

EOS Solutions "ceased action on account" on behalf of a friend.

 

All in all, quite busy at the moment and enjoying every minute of it
:eek:

 

 

 

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