Newbie against Barclays

[purplepomegranite]

Hi all,

 

Well, I've been reading this and other sites on the bank charge subject for a good few months now - and would like to thank everyone that has been giving the good advice!

 

I am now at the Moneyclaim stage against Barclays, the 28 days were up yesterday, and surprise surprise right before their time was up they filed a defence, so I am waiting with anticipation (lol) for the next stage.

 

I hadn't bothered working out the 8% yet (though did keep the boxed ticked to allow me to add this...), but think I wil do this now simply because the evil Barclays are making me work to get MY money back from them.

 

I have opened a current account with Smile and will be closing my Barclays account as soon as I get my money back. I'll also be moving my business account. I never really realised what a poor interest rate Barclays offered until moving - they are simply not competitive at all!!

 

I'll post again when I see Barclays' defence.

 

[thewifeandI]

Well done for getting so far already. Good luck!

[purplepomegranite]

Well, here I am again months later!

 

My court date is set for 11th October in Winchester Combined Courts. I got my documentation to the court on 26th September (fortunately realising just in the nick of time that it had to be with all parties 14 days before the court date!). Special delivery to Barclays got the documents to them just in time too.

 

I haven't heard anything from Barclays yet - going on other threads here I was expecting offer of settlement, but we will see. I am pretty much ready for court now if it comes to that, will just need to print off the relevant parts of the UTCCR and other advice from this site (the arguments against the defences that Barclays are likely to use).

 

What did amuse me was Barclay's standard defence. It is obviously what they have sent to everyone, and the first point they made was that I was not specific as to the charges I was claiming. Shame they didn't read my MoneyClaim submission first.. I was actually very specific including dates, etc., so they've made themselves look daft already.

 

Anyway, ten days to go... wonder if they will settle or I will be one of the few to actually go to court?

[thewifeandI]

Make sure you are well prepared just in case. For my case the bank didn't even turn up and I received a copy of the Judgement in the post this morning. Just waiting for them to pay up! By the way - now's a good time to be posting in the Barclays forum rather than continuing in here.

[healthlyappetite]

Hello fellow claimers,

 

Could anyone give me the correct headoffice address to send my Data Protection letter?

 

Many thanks,

 

Lesley

[thewifeandI]

Have a look at the posts at the top of your bank's forum - there's usually a post there with all the useful addresses.