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Welcome Finance - multiple accounts on credit file


shanef1981
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Hi Folks,

 

I was one of those silly people who took a load from Welcome Finance almost 6 years ago now - and still owe them more than I originally borrowed.

 

However, every time they have agreed a new payment plan for me they have closed the account, created a new one and charged me a % of the balance as a fee for the privilege of doing this, all without telling me.

 

As a result, my Experian file shows six entries from Welcome Finance for one loan. Five of them do show as settled, but it makes my credit report look very busy, which I'm sure has put lenders off in the past.

 

Is there anything I can do about that?

 

Thanks :)

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