Cancellation Rights and Cancellable agreements.

[luckym5080]

I seem to be going around in circles trying to work this out. My credit agreement states that "I have no right to cancel this agreement". I have since found out that as this agreement was signed in my own home that there should of been some kind of cooling off period to protect people from pushy salesmen (which he was!) etc etc. I took the agreement out in Sept 2006 and it still has quite a while left to run. Could someone advise me as to what my rights may be regarding this matter. Many thanks x

[sequenci]

Is it possible to prove that the agreement was signed at your home?

[meshi]

I seem to be going around in circles trying to work this out. My credit agreement states that "I have no right to cancel this agreement". I have since found out that as this agreement was signed in my own home that there should of been some kind of cooling off period to protect people from pushy salesmen (which he was!) etc etc. I took the agreement out in Sept 2006 and it still has quite a while left to run. Could someone advise me as to what my rights may be regarding this matter. Many thanks x

 

I thought you had to also speak face to face with the creditor or an agent, and sign the agreement away from trade premises.

 

Anticeedent negotiations with oral representations

[sequenci]

I thought you had to also speak face to face with the creditor or an agent, and sign the agreement away from trade premises.

 

Anticeedent negotiations with oral representations

 

You're quite right although I think the OP is hinting that the sales person WAS in their home?!?

[luckym5080]

Hi, thanks for responding. Ive been looking at my original paperwork regarding this agreement. The only proof I have that it was signed in my home is the fact that I also have a copy of the order form for the conservatory which states the style/colour and brickwork chosen etc. The guy who signed us up took measurments and drew up a small plan of the structure. This form is dated the same date as the credit agreement as everything was done on the same day. Obviously he must of been in my home otherwise how did he get the measurments and the plan of where it was being erected.