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Hi Can someone please help, and give me advice. I was employed by a carpet retail company for 15 year as Book Keeper. However the company went into receivership in December, I lost my job and have been unemployed for 3 months. I have received a letter from a Solicitors for a company that was a creditor who was owed £1500.00. They state that I signed a personal guarantee for this debt, It was in fact an Application for an account which was signed by me 10 years ago, but the last paragrah just before the signature states that I am personally responsible for default on the debt. Is the legal ? This has caused me no end of distress.

 

I would really appreciate any help on this

Thank you.

gatesgirl

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Have they sent you a copy of the paperwork they suggest relates to the PG?

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Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

 

 

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Have they sent you a copy of the paperwork they suggest relates to the PG?

Yes. On the application for account it states that the two Directors are responsible for the company. I signed this to open the account and never told at any time that this was a legal document or that I was responsible for any debt. I was only an employee of this company and had no legal obligations for any of it. I signed my name and signed as book-keeper, Accounts.

 

Thanks

gatesgirl

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Yes. It states on the Application for Credit Account that the two Directors are responsible for the Company. I signed this to open the Account, at no time was I ever made aware that this was a personal guarentee. I signed this as Book-keeper Accounts.

 

Thanks

gatesgirl

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Have you entered into any correspondence with them yet?

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Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

 

 

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Could you either post the document up here or email it to [email protected] and mark it for the attention of me please?

 

I would like to get someone to have a look at it so that we can offer some advice.

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Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

 

 

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Thank you for your help, Will do that tomorrow, Can I possibly fax them to you it will be quicker, have started a new job, and have access to fax, If you could let me have a fax no please. If not will do tomorrow afternoon. Thank you again

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We don't have any physical offices here as we are a web-based group, so emailing it will be the best option.

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Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

 

 

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