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    • I does sound like it, unfortunately when you get to cars of this value, you have to take into account what sort of profit margin the dealer is going to be taking out of it, and what sort of potential after sales service this can support realistically. the end result is when you get to the bottom of the market you've got the more arthur daley type retailers who are making money either from expensive finance options for people with poor credit ratings, or from essentially ripping people off by selling cars at the full retail mark up, but not giving the backup one would expect after paying the top whack forecourt price.   I think there's an argument when you're in this price bracket for buying privately after doing some research into the type of car you want, you'll end up paying less, and you can put the money saved aside for the inevitable repairs and maintenance.
    • A very odd story indeed. I think I would start off by writing a letter to the court – sent recorded delivery – and also a letter to the police. You need to make sure that you have a paper trail for this. Who is the sender of the letter? Is it the CPS? Send them a letter as well – recorded delivery. I'm not quite sure what else to suggest but may be somebody else will come along with other ideas. But anyway send the letters I have suggested whatever happens
    • I am wondering if anyone can help me or direct me to a template letter. My daughter received a court letter,  she opened it not even checking who it was addressed to. It was addressed to a male who she has never heard of and was a letter detailing sexual offences  and giving a date for a court appearance! She was horrified that someone was using her address and rang the police who told her to ring the court. The police said that they may visit her to check that he doesn't live there, even though she told them that she lives with her son and has done for 10 years. We have googled the offenders name and have no clue who he is or why he has chosen my daughters address. What we do kno3w is that he is a serial offender. My daughter is going to write to the court but she's  very worried. Clearly the man will not be at court as he hasn't got the letters! a warrant will be issued and she is worried that she will come home from work to find her door kicked in. My grandson is only 10 and obviously she's concerned for him too. Any advice would be appreciated
    • One option could have been to open a  not as described case.  but you might have ended up with an automated return label and automated refund. : ? (another karma issue)   ( just to note: that hyper link in my message above is created automatically by this forum . i can not remove it)
    • hello   I was involved in an unpleasant incident at a company which I spotted was a regular thing happening there. It was not nice for me as I was mildly allergic, and I knew that it could have an even more negative reaction in some people. and so I had to do something to stop it.   I did not want to be aggressive in my response. I just said it was not malicious and tried to be helpful and reasonable, as there was risk of the same thing happening again to others, I was very helpful.   I was 'eventually' assured it would not happen again.   I thought I might be eligible for some form of compensation. They would not send me their policy’s when I asked.They would not discuss compensation funds. But they asked for my address and sent me a surprise gift, a rather large package of alcohol  beverages which most people would be overly happy about. Unfortunately  I cannot consume Alcohol.  I am old enough,  although, they did not check ID. I used cash at the company, no cards Although I did state my age by email.   It is hard to return a gift, it pulls on the heart strings.  But I politely said thank you very much, but I cannot consume alcohol due to my beliefs and please may I return the package and asked for a voucher or perhaps suggest something else.   They politely said to offer the alcohol to someone who could enjoy it and thanks for all the help.   Can anyone give any thoughts on this? Was I wrong to ask for the return of the package?   Thank you very much.    
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David v RBOS

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Hi all,


Have today sent my request for my banking history. What would you say the average time is to get an acknowledgement or to actually get the information from RBOS?


It feels really good taking on RBOS, so will keep you posted.

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I've been a bit disappointed: submitted history / DPA request on 12 July but not a peep yet. I fear that they might be taking every minute of the full 40 days. Bah!

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Mine took about 30 days, still not a full disclosure only the statements. still its a start



** We would not seek a battle as we are, yet as we are, we say we will not shun it. (Henry V) **


see you stand like greyhounds in the slips,

Straining upon the start. The game's afoot:

Follow your spirit; and, upon this charge

Cry 'God for Harry! England and Saint George!'

:D If you think I have helped, informed, or amused you do the clickey scaley thing !! :D

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I got mine about 10 days after I sent the request, only the statements though. Think the postman hated me!!!

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Cheers for the replies. Will wait and see how long they will take to send me my information!


Keep up the good fight!!!!!!

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