Jump to content


Andy Manx - V - Cap Quest


Please note that this topic has not had any new posts for the last 4193 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

Well Argos finally caught up with me, even though they had my address for over a year lol.

 

Here is their all red letter they sent to me and its soooo red that I am soooo scared and will pay up straight away NOTTTTTTTTTTTT. :D

 

CCA letter is being written!

 

23march.jpg

Check out the threads below for updates on the DCA's that I am dealing with.

 

GE Money/CL Finance/Howard Cohen & Co - AND - Aktiv Kapital/Appleton Massey Solicitors - IN COURT

Cabot x 2 for Vanquis & Hitatchi - DEFAULTED ON CCA REQUEST

Lowell for Capital One - CANCELLED DEBT!! Trying to get Default removed now

Moorcroft x 2 for Halifax Loan & Bank Account - RETURNED TO HALIFAX

Wescot for Halifax Bank Account - RETURNED TO HALIFAX

Cap Quest for Argos Card - RETURNED TO ARGOS

Link to post
Share on other sites

Yup - CCA them.......fuzzybobble has been dealing with an apparent Argos account for a long time - it bounces round many DCA's.......

 

p.s. HOW much red do they really need to use - idiots.......Oh, and just noticed they are saying you can pay by credit card. Naughty, naughty - it's against OFT guidelines to ask a debtor to pay by using methods likely to get them in more debt (credit cards/loans/borrowing from family or friends) - tut tut....

:)I am not an expert, but I can give good advice about Brighthouse:)

 

Am learning more and more about DCA's too :)

 

I have no legal experience and all advice given is based on the knowledge I've gained from this site.

 

<------If you think I have been helpful, please feel free to tip my scales - remember to put your CAG name though!

Link to post
Share on other sites

CCA Request:

 

Date: 2 April 2009

Ref:

By: Recorded Delivery

 

Cap Quest (aka The Big RED Scary Letter People)

Fleet 27

Rye Close

Fleet

Hampshire

GU51 2QQ

Dear Sir/Madam

 

I DO NOT ACKNOWLEDGE ANY DEBT TO YOUR COMPANY OR ANY COMPANY YOU CLAIM TO REPRESENT.

 

Please note my correct address, as above.

 

This letter is a formal request pursuant to s.77/78 of the Consumer Credit Act 1974. I require you to provide me with a true copy of the Credit Agreement relating to the above account, together with any other documentation the Act requires you to provide.

 

I expect you to comply fully and properly with this request, within the statutory time limit. You are reminded that should you fail to comply with my request, the provisions of s.77(6) will apply.

 

If it is your view that you are not the creditor, s.175 of the CCA 1974 applies in the case of a simple assignment, and places a duty upon you to pass this request to the creditor. In the case of an absolute assignment, you are a creditor as defined by s.189. If you contend that you purchased the rights but not the duties of any agreement, you are reminded that s.189 of the Act is clear that an assignment is of both rights and duties.

 

Your attention is drawn to ss.5(2), 3(b), 6 and 7 of the Consumer Protection from Unfair Trading Regulations 2008 (CPUTR).

 

I enclose a cheque in the sum of £1.00, which is the statutory fee. Note that these funds are not to be used for any other purpose.

 

If you are unable to comply fully and properly with this request, you should confirm this in writing at the earliest opportunity, and certainly within the statutory time limit for compliance, and return the fee.

 

I look forward to hearing from you in writing.

 

Yours Faithfully

 

Off to write the £1 cheque now... :razz:

Edited by andymanx

Check out the threads below for updates on the DCA's that I am dealing with.

 

GE Money/CL Finance/Howard Cohen & Co - AND - Aktiv Kapital/Appleton Massey Solicitors - IN COURT

Cabot x 2 for Vanquis & Hitatchi - DEFAULTED ON CCA REQUEST

Lowell for Capital One - CANCELLED DEBT!! Trying to get Default removed now

Moorcroft x 2 for Halifax Loan & Bank Account - RETURNED TO HALIFAX

Wescot for Halifax Bank Account - RETURNED TO HALIFAX

Cap Quest for Argos Card - RETURNED TO ARGOS

Link to post
Share on other sites

 

Off to write the £1 cheque now... :razz:

 

:rolleyes:

:)I am not an expert, but I can give good advice about Brighthouse:)

 

Am learning more and more about DCA's too :)

 

I have no legal experience and all advice given is based on the knowledge I've gained from this site.

 

<------If you think I have been helpful, please feel free to tip my scales - remember to put your CAG name though!

Link to post
Share on other sites
Yup - CCA them.......fuzzybobble has been dealing with an apparent Argos account for a long time - it bounces round many DCA's.......

 

p.s. HOW much red do they really need to use - idiots.......Oh, and just noticed they are saying you can pay by credit card. Naughty, naughty - it's against OFT guidelines to ask a debtor to pay by using methods likely to get them in more debt (credit cards/loans/borrowing from family or friends) - tut tut....

Ooohhh well a complaint is also going to be fired of to the OFT. :smile:

Check out the threads below for updates on the DCA's that I am dealing with.

 

GE Money/CL Finance/Howard Cohen & Co - AND - Aktiv Kapital/Appleton Massey Solicitors - IN COURT

Cabot x 2 for Vanquis & Hitatchi - DEFAULTED ON CCA REQUEST

Lowell for Capital One - CANCELLED DEBT!! Trying to get Default removed now

Moorcroft x 2 for Halifax Loan & Bank Account - RETURNED TO HALIFAX

Wescot for Halifax Bank Account - RETURNED TO HALIFAX

Cap Quest for Argos Card - RETURNED TO ARGOS

Link to post
Share on other sites
:rolleyes:

S**t, does it matter if I send them a cheque instead of a Postal order? Its actually my Dad's cheque book (as I ain't got one) so they couldn't put it on a Dodgy Credit Agreement anyways.

Check out the threads below for updates on the DCA's that I am dealing with.

 

GE Money/CL Finance/Howard Cohen & Co - AND - Aktiv Kapital/Appleton Massey Solicitors - IN COURT

Cabot x 2 for Vanquis & Hitatchi - DEFAULTED ON CCA REQUEST

Lowell for Capital One - CANCELLED DEBT!! Trying to get Default removed now

Moorcroft x 2 for Halifax Loan & Bank Account - RETURNED TO HALIFAX

Wescot for Halifax Bank Account - RETURNED TO HALIFAX

Cap Quest for Argos Card - RETURNED TO ARGOS

Link to post
Share on other sites

Thought you were kidding - sorry. No, its fine if it is your dad's cheque.

:)I am not an expert, but I can give good advice about Brighthouse:)

 

Am learning more and more about DCA's too :)

 

I have no legal experience and all advice given is based on the knowledge I've gained from this site.

 

<------If you think I have been helpful, please feel free to tip my scales - remember to put your CAG name though!

Link to post
Share on other sites

Cr"pquest they are useless i had to explain what was needed for a notice of assignment last week, if they take over any more of my accounts il be celebrating.

 

Good luck your in good hands with clemma

 

GG

Link to post
Share on other sites
Cr"pquest they are useless i had to explain what was needed for a notice of assignment last week, if they take over any more of my accounts il be celebrating.

 

Good luck your in good hands with clemma

 

GG

lol. I'll get the champayne on standby for you.

 

Yes, Clemma is my little babes. :razz:

Check out the threads below for updates on the DCA's that I am dealing with.

 

GE Money/CL Finance/Howard Cohen & Co - AND - Aktiv Kapital/Appleton Massey Solicitors - IN COURT

Cabot x 2 for Vanquis & Hitatchi - DEFAULTED ON CCA REQUEST

Lowell for Capital One - CANCELLED DEBT!! Trying to get Default removed now

Moorcroft x 2 for Halifax Loan & Bank Account - RETURNED TO HALIFAX

Wescot for Halifax Bank Account - RETURNED TO HALIFAX

Cap Quest for Argos Card - RETURNED TO ARGOS

Link to post
Share on other sites
S**t, does it matter if I send them a cheque instead of a Postal order? Its actually my Dad's cheque book (as I ain't got one) so they couldn't put it on a Dodgy Credit Agreement anyways.

 

 

Now that would be really funny!

 

Judge- now how did Mr Manx senior's signature get onto this CCA?

Link to post
Share on other sites
lol. I'll get the champayne on standby for you.

 

Yes, Clemma is my little babes. :razz:

 

Mwah - big kisses my sweets ;)

:)I am not an expert, but I can give good advice about Brighthouse:)

 

Am learning more and more about DCA's too :)

 

I have no legal experience and all advice given is based on the knowledge I've gained from this site.

 

<------If you think I have been helpful, please feel free to tip my scales - remember to put your CAG name though!

Link to post
Share on other sites
Mwah - big kisses my sweets ;)

:razz:

Check out the threads below for updates on the DCA's that I am dealing with.

 

GE Money/CL Finance/Howard Cohen & Co - AND - Aktiv Kapital/Appleton Massey Solicitors - IN COURT

Cabot x 2 for Vanquis & Hitatchi - DEFAULTED ON CCA REQUEST

Lowell for Capital One - CANCELLED DEBT!! Trying to get Default removed now

Moorcroft x 2 for Halifax Loan & Bank Account - RETURNED TO HALIFAX

Wescot for Halifax Bank Account - RETURNED TO HALIFAX

Cap Quest for Argos Card - RETURNED TO ARGOS

Link to post
Share on other sites
Now that would be really funny!

 

Judge- now how did Mr Manx senior's signature get onto this CCA?

lol :-D

Check out the threads below for updates on the DCA's that I am dealing with.

 

GE Money/CL Finance/Howard Cohen & Co - AND - Aktiv Kapital/Appleton Massey Solicitors - IN COURT

Cabot x 2 for Vanquis & Hitatchi - DEFAULTED ON CCA REQUEST

Lowell for Capital One - CANCELLED DEBT!! Trying to get Default removed now

Moorcroft x 2 for Halifax Loan & Bank Account - RETURNED TO HALIFAX

Wescot for Halifax Bank Account - RETURNED TO HALIFAX

Cap Quest for Argos Card - RETURNED TO ARGOS

Link to post
Share on other sites
Well Argos finally caught up with me, even though they had my address for over a year lol.

 

Here is their all red letter they sent to me and its soooo red that I am soooo scared and will pay up straight away NOTTTTTTTTTTTT. :D

 

CCA letter is being written!

 

23march.jpg]

Link to post
Share on other sites
Well Argos finally caught up with me, even though they had my address for over a year lol.

 

Here is their all red letter they sent to me and its soooo red that I am soooo scared and will pay up straight away NOTTTTTTTTTTTT. :D

 

CCA letter is being written!

 

23march.jpg]

:-D

Check out the threads below for updates on the DCA's that I am dealing with.

 

GE Money/CL Finance/Howard Cohen & Co - AND - Aktiv Kapital/Appleton Massey Solicitors - IN COURT

Cabot x 2 for Vanquis & Hitatchi - DEFAULTED ON CCA REQUEST

Lowell for Capital One - CANCELLED DEBT!! Trying to get Default removed now

Moorcroft x 2 for Halifax Loan & Bank Account - RETURNED TO HALIFAX

Wescot for Halifax Bank Account - RETURNED TO HALIFAX

Cap Quest for Argos Card - RETURNED TO ARGOS

Link to post
Share on other sites

Crap Quest's reply to me on 5 April:

 

5aprilreply.jpg

Check out the threads below for updates on the DCA's that I am dealing with.

 

GE Money/CL Finance/Howard Cohen & Co - AND - Aktiv Kapital/Appleton Massey Solicitors - IN COURT

Cabot x 2 for Vanquis & Hitatchi - DEFAULTED ON CCA REQUEST

Lowell for Capital One - CANCELLED DEBT!! Trying to get Default removed now

Moorcroft x 2 for Halifax Loan & Bank Account - RETURNED TO HALIFAX

Wescot for Halifax Bank Account - RETURNED TO HALIFAX

Cap Quest for Argos Card - RETURNED TO ARGOS

Link to post
Share on other sites

Crap Quest's reply to me on 7 April:

 

7aprilreply.jpg

 

My reply is to follow shortly.

Check out the threads below for updates on the DCA's that I am dealing with.

 

GE Money/CL Finance/Howard Cohen & Co - AND - Aktiv Kapital/Appleton Massey Solicitors - IN COURT

Cabot x 2 for Vanquis & Hitatchi - DEFAULTED ON CCA REQUEST

Lowell for Capital One - CANCELLED DEBT!! Trying to get Default removed now

Moorcroft x 2 for Halifax Loan & Bank Account - RETURNED TO HALIFAX

Wescot for Halifax Bank Account - RETURNED TO HALIFAX

Cap Quest for Argos Card - RETURNED TO ARGOS

Link to post
Share on other sites

When did you send CCA request?

 

Also, they are full of what "might happen". All the talk of bailiffs is rubbish - they would only appear IF they managed to get a CCJ against you and you the ignored it......

 

The second letter - send them nothing at all! I cannot believe they are asking for this information.

:)I am not an expert, but I can give good advice about Brighthouse:)

 

Am learning more and more about DCA's too :)

 

I have no legal experience and all advice given is based on the knowledge I've gained from this site.

 

<------If you think I have been helpful, please feel free to tip my scales - remember to put your CAG name though!

Link to post
Share on other sites
When did you send CCA request?

 

Also, they are full of what "might happen". All the talk of bailiffs is rubbish - they would only appear IF they managed to get a CCJ against you and you the ignored it......

 

The second letter - send them nothing at all! I cannot believe they are asking for this information.

CCA sent 2 April.

Check out the threads below for updates on the DCA's that I am dealing with.

 

GE Money/CL Finance/Howard Cohen & Co - AND - Aktiv Kapital/Appleton Massey Solicitors - IN COURT

Cabot x 2 for Vanquis & Hitatchi - DEFAULTED ON CCA REQUEST

Lowell for Capital One - CANCELLED DEBT!! Trying to get Default removed now

Moorcroft x 2 for Halifax Loan & Bank Account - RETURNED TO HALIFAX

Wescot for Halifax Bank Account - RETURNED TO HALIFAX

Cap Quest for Argos Card - RETURNED TO ARGOS

Link to post
Share on other sites
Now that would be really funny!

 

Judge- now how did Mr Manx senior's signature get onto this CCA?

You will soon get another letter from Crap Quest saying they are ''working on behalf of our client ans a deed of assignment is not applicable'' this comes shortly after the request for information !! CrapQuest Muppets

Link to post
Share on other sites
  • 1 month later...

I WON!!!!!!!!!!!!!!!!!!

 

Crap Quest have given up, ran off with their tail between their legs and have returned the debt to Argos. HAHAHA!!!!!!!!!!! :D:D:D

 

Thanks CAGS and Caggers for your support. :p:p:p

 

21mayreply.jpg

Check out the threads below for updates on the DCA's that I am dealing with.

 

GE Money/CL Finance/Howard Cohen & Co - AND - Aktiv Kapital/Appleton Massey Solicitors - IN COURT

Cabot x 2 for Vanquis & Hitatchi - DEFAULTED ON CCA REQUEST

Lowell for Capital One - CANCELLED DEBT!! Trying to get Default removed now

Moorcroft x 2 for Halifax Loan & Bank Account - RETURNED TO HALIFAX

Wescot for Halifax Bank Account - RETURNED TO HALIFAX

Cap Quest for Argos Card - RETURNED TO ARGOS

Link to post
Share on other sites

Well done you :D:D - perserverance pays off in the end.

:)I am not an expert, but I can give good advice about Brighthouse:)

 

Am learning more and more about DCA's too :)

 

I have no legal experience and all advice given is based on the knowledge I've gained from this site.

 

<------If you think I have been helpful, please feel free to tip my scales - remember to put your CAG name though!

Link to post
Share on other sites
If only you could do a return charge call to an 0870 number.

:lol:

Check out the threads below for updates on the DCA's that I am dealing with.

 

GE Money/CL Finance/Howard Cohen & Co - AND - Aktiv Kapital/Appleton Massey Solicitors - IN COURT

Cabot x 2 for Vanquis & Hitatchi - DEFAULTED ON CCA REQUEST

Lowell for Capital One - CANCELLED DEBT!! Trying to get Default removed now

Moorcroft x 2 for Halifax Loan & Bank Account - RETURNED TO HALIFAX

Wescot for Halifax Bank Account - RETURNED TO HALIFAX

Cap Quest for Argos Card - RETURNED TO ARGOS

Link to post
Share on other sites
  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...