Jump to content


  • Tweets

  • Posts

    • Euro have got a lot wrong and have failed to comply with the Protection of Freedoms Act 2012 Schedule 4.  According to Section 13 after ECP have written to Arval they should then send a NTH to the Hirer  which they have done.This eliminates Arval from any further pursuit by ECP. When they wrote to your company they should have sent copies of everything that they asked Arval for. This is to prove that your company agree what happened on the day of the breach. If ECP then comply with the Act they are allowed to pursue the hirer. If they fail, to comply they cannot make the hirer pay. They can pursue until they are blue in the face but the Hirer is not lawfully required to pay them and if it went to Court ECP would lose. Your company could say who was driving but the only person that can be pursued is the Hirer, there does not appear to be an extension for a driver to be pursued. Even if there was, because ECP have failed miserably to comply with the Act  they still have no chance of winning in Court. Here are the relevant Hire sections from the Act below.
    • Thank-you FTMDave for your feedback. May I take this opportunity to say that after reading numerous threads to which you are a contributor, I have great admiration for you. You really do go above and beyond in your efforts to help other people. The time you put in to help, in particular with witness statements is incredible. I am also impressed by the way in which you will defer to others with more experience should there be a particular point that you are not 100% clear on and return with answers or advice that you have sought. I wish I had the ability to help others as you do. There is another forum expert that I must also thank for his time and patience answering my questions and allowing me to come to a “penny drops” moment on one particular issue. I believe he has helped me immensely to understand and to strengthen my own case. I shall not mention who it is here at the moment just in case he would rather I didn't but I greatly appreciate the time he took working through that issue with me. I spent 20+ years of working in an industry that rules and regulations had to be strictly adhered to, indeed, exams had to be taken in order that one had to become qualified in those rules and regulations in order to carry out the duties of the post. In a way, such things as PoFA 2012 are rules and regulations that are not completely alien to me. It has been very enjoyable for me to learn these regulations and the law surrounding them. I wish I had found this forum years ago. I admit that perhaps I had been too keen to express my opinions given that I am still in the learning process. After a suitable period in this industry I became Qualified to teach the rules and regulations and I always said to those I taught that there is no such thing as a stupid question. If opinions, theories and observations are put forward, discussion can take place and as long as the result is that the student is able to clearly see where they went wrong and got to that moment where the penny drops then that is a valuable learning experience. No matter how experienced one is, there is always something to learn and if I did not know the answer to a question, I would say, I don't know the answer to that question but I will go and find out what the answer is. In any posts I have made, I have stated, “unless I am wrong” or “as far as I can see” awaiting a response telling me what I got wrong, if it was wrong. If I am wrong I am only too happy to admit it and take it as a valuable learning experience. I take the point that perhaps I should not post on other peoples threads and I shall refrain from doing so going forward. 🤐 As alluded to, circumstances can change, FTMDave made the following point that it had been boasted that no Caggers, over two years, who had sent a PPC the wrong registration snotty letter, had even been taken to court, let alone lost a court hearing .... but now they have. I too used the word "seemed" because it is true, we haven't had all the details. After perusing this forum I believe certain advice changed here after the Beavis case, I could be wrong but that is what I seem to remember reading. Could it be that after winning the above case in question, a claimant could refer back to this case and claim that a defendant had not made use of the appeal process, therefore allowing the claimant to win? Again, in this instance only, I do not know what is to be gained by not making an appeal or concealing the identity of the driver, especially if it is later admitted that the defendant was the driver and was the one to input the incorrect VRN in error. So far no one has educated me as to the reason why. But, of course, when making an appeal, it should be worded carefully so that an error in the appeal process cannot be referred back to. I thought long and hard about whether or not to post here but I wanted to bring up this point for discussion. Yes, I admit I have limited knowledge, but does that mean I should have kept silent? After I posted that I moved away from this forum slightly to find other avenues to increase my knowledge. I bought a law book and am now following certain lawyers on Youtube in the hope of arming myself with enough ammunition to use in my own case. In one video titled “7 Reasons You Will LOSE Your Court Case (and how to avoid them)” by Black Belt Barrister I believe he makes my point by saying the following, and I quote: “If you ignore the complaint in the first instance and it does eventually end up in court then it's going to look bad that you didn't co-operate in the first place. The court is not going to look kindly on you simply ignoring the company and not, let's say, availing yourself of any kind of appeal opportunities, particularly if we are talking about parking charge notices and things like that.” This point makes me think that, it is not such a bizarre judgement in the end. Only in the case of having proof of payment and inputting an incorrect VRN .... could it be worthwhile making a carefully worded appeal in the first instance? .... If the appeal fails, depending on the reason, surely this could only help if it went to court? As always, any feedback gratefully received.
    • To which official body does one make a formal complaint about a LPA fixed charge receiver? Does one make a complaint first to the company employing the appointed individuals?    Or can one complain immediately to an official body, such as nara?    I've tried researching but there doesn't seem a very clear route on how to legally hold them to account for wrongful behaviour.  It seems frustratingly complicated because they are considered to be officers of the court and held in high esteem - and the borrower is deemed liable for their actions.  Yet what does the borrower do when disclosure shows clear evidence of wrong-doing? Does anyone have any pointers please?
    • Less than 1% of Japan's top companies are led by women despite years of efforts to address the issue.View the full article
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Scott & Co Council tax wages arrestment


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 2123 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

I recieved a letter from Scott & Co stating a wages arrestment for council tax arrears.

 

The council house is my girlfriends.

 

the wages arrestment letter has my girlfriends name on it with my work details, think this is because my gf told Scott & co my work details :(.

My girlfriend does not work.

 

Will the arrestment still go ahead through my workplace - with my girlfriends name on the details?

Thanks for any help.

 

I am going to try and get this resolved ASAP before the arrestment happens and offer some kind of payment.

 

P.s I am starting a new job in a month or so and I will be handing in my notice. what happens if the arrestment has already went ahead at this point.

 

Thanks for any help.

Edited by edinburgh09
Link to post
Share on other sites

I recieved a letter from Scott & Co stating a wages arrestment for council tax arrears.

 

The council house is my girlfriends.

 

the wages arrestment letter has my girlfriends name on it with my work details. my girlfriend does not work.

Were you living with your girlfriend for the period of the arrears?

 

Will the arrestment still go ahead through my workplace - with my girlfriends name on the details?
It shouldn't but it might. They could of course correct the name on the earnings arrestment if you are indeed liable.

 

The amount of any arrestment would depend the amount of money that you earn and is set out in The Statutory Deductions Tables in Schedule 2 of the Debtors (Scotland) Act 1987.

 

P.s I am starting a new job in a month or so and I will be handing in my notice. what happens if the arrestment has already went ahead at this point.
With the introduction of the Bankruptcy and Diligence etc. (Scotland) Act 2007 it is compulsory for the employer to tell the sheriff officers if the employee leaves their employment and the name and address of the new employer if known. Edited by rory32

HAVE YOU BEEN TREATED UNFAIRLY BY CREDITORS OR DCA's?

 

BEWARE OF CLAIMS MANAGEMENT COMPANIES OFFERING TO WRITE OFF YOUR DEBTS.

 

 

Please note opinions given by rory32 are offered informally as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

Link to post
Share on other sites

I am going to try and get this resolved ASAP before the arrestment happens and offer some kind of payment.
When offering payment it's useful to know how much they would be able to deduct if they managed to obtain an earnings arrestment (you wouldn't want to offer too much). As previously stated the amount they can deduct is governed by statute. You'll find the amounts that they can deduct in the following link http://www.aib.gov.uk/Resource/Doc/4/0000460.pdf

 

Schedule 2 is about 3/4's of the way down or you can just click on the link in the contents table.

HAVE YOU BEEN TREATED UNFAIRLY BY CREDITORS OR DCA's?

 

BEWARE OF CLAIMS MANAGEMENT COMPANIES OFFERING TO WRITE OFF YOUR DEBTS.

 

 

Please note opinions given by rory32 are offered informally as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

Link to post
Share on other sites

Quote:

 

I recieved a letter from Scott & Co stating a wages arrestment for council tax arrears.

 

The council house is my girlfriends.

 

the wages arrestment letter has my girlfriends name on it with my work details. my girlfriend does not work.

Were you living with your girlfriend for the period of the arrears? Yes I was

 

Quote:

Will the arrestment still go ahead through my workplace - with my girlfriends name on the details?

It shouldn't but it might. They could of course correct the name on the earnings arrestment if you are indeed liable.

 

The amount of any arrestment would depend the amount of money that you earn and is set out in The Statutory Deductions Tables in Schedule 2 of the Debtors (Scotland) Act 1987.

 

Quote:

P.s I am starting a new job in a month or so and I will be handing in my notice.

what happens if the arrestment has already went ahead at this point.

 

With the introduction of the Bankruptcy and Diligence etc. (Scotland) Act 2007 it is compulsory for the employer to tell the sheriff officers if the employee leaves their employment and the name and address of the new employer if known.

Do I have to inform my employer my new job details

Edited by edinburgh09
Link to post
Share on other sites

Yes I was
In which case you have joint and several liability. What that means is that they can either go after one of you for the money or both of you. Obviously it's not worth them attempting to pursue your girlfriend as she doesn't work.

 

Do I have to inform my employer my new job details
No but if you don't they may just arrest your bank account instead which may result in the funds held in your account being frozen.

HAVE YOU BEEN TREATED UNFAIRLY BY CREDITORS OR DCA's?

 

BEWARE OF CLAIMS MANAGEMENT COMPANIES OFFERING TO WRITE OFF YOUR DEBTS.

 

 

Please note opinions given by rory32 are offered informally as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

Link to post
Share on other sites

Seems they have a habit of doing this! I volunteered for an arrestment of earnings order, and provided full details of myself and my workplace payroll dept. They STILL managed to do an AEO by using my name but my ex partner's work details. Eejits. However it could not go ahead because obviously my ex's work didn't have me on their books!

 

EDITED to add: When it didn't go through and I repeatedly rang them and asked over a three month period when they were going to set up the AEO correctly, they then did exactly as Rory stated, they arrested my bank account. Cue a very piddled off Scots woman who advised them they had better remove it otherwise I'd take action against them as I had done everything possible to rectify the debt, which wasn't even my debt to begin with!

My advice is based on my opinion, my experience and my education. I do not profess to be an expert in any given field. If requested, I will provide a link where possible to relevant legislation or guidance, so that advice provided can be confirmed and I do encourage others to follow those links for their own peace of mind. Sometimes my advice is not what people necesserily want to hear, but I will advise on facts as I know them - although it may not be what a person wants to hear it helps to know where you stand. Advice on the internet should never be a substitute for advice from your own legal professional with full knowledge of your individual case.

 

 

Please do not seek, offer or produce advice on a consumer issue via private message; it is against

forum rules to advise via private message, therefore pm's requesting private advice will not receive a response.

(exceptions for prior authorisation)

 

 

 

 

Link to post
Share on other sites

Scott & Co probably have the worst reputation of any sheriff officers amongst people who have had to deal with these issues, no great suprise in their actions (unfortunately) Erika from what I have heard about them.

HAVE YOU BEEN TREATED UNFAIRLY BY CREDITORS OR DCA's?

 

BEWARE OF CLAIMS MANAGEMENT COMPANIES OFFERING TO WRITE OFF YOUR DEBTS.

 

 

Please note opinions given by rory32 are offered informally as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

Link to post
Share on other sites

Please contact a member of the site team if you are offered help off the forum for a a paid or no win no fee service.

 

Please consider making a small donation to help keep this site running

Click here to donate through PayPal (opens in a new window)

Link to post
Share on other sites

If the arrestment is served on your work with your partners name, it is the responsibility of your employment to return the order back to Scott & Co stating that the employee cannot be found within their organisation.

 

As for the liability, if its only your gf on the summery warrent then they should not have any interest in you....but that will be predetermined by the council.

 

As for employers having to give details regarding the next employer, then make sure you DO NOT give your current work any details, then they cannot serve the arrestment....

Link to post
Share on other sites

As for the liability, if its only your gf on the summery warrent then they should not have any interest in you....but that will be predetermined by the council.

 

Both me & my girlfriend did recieve a charge for payment, two letters both in each others names, posted by hand through the letter box not even in an envelope, then a few days later the same two (photocopied) letters arrived by normal first class post.

6 weeks passed without us doing anything about it then the arrestment arrived in my gf's name with my work details.

 

Form 30 The debtors (scotland) Act 1987 section 47

Earnings arrestment

 

:(

 

I will phoning the council in the morning to try sort this all out once and for, hopefully never get in this mess again.

 

Thanks for everyones comments

Link to post
Share on other sites

  • 9 years later...

Despite keeping in telephone contact with Scott and Co explaining that I was not working and as soon as I was I would set up a payment plan they still went into my bank account and took the full amount of what was owed plus nearly £100 on top for fees.

 

This money was in my account from my Uncle for new carpets, which are dearly needed.

 

As I have ordered the carpets and can no longer pay for them I have now had to borrow money.

 

Instead of paying Scott & Co in instalments and replacing 15 year old carpets I am now still in debt.

Well done Scott & Co and Glasgow City Council

- People may make Glasgow but Glasgow destroys people:

Link to post
Share on other sites

and sadly quite legal to do so

you should not of sat on your hands.

 

thread is almost 10yrs old

you will not get seen here

 

start a new thread

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...