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    • And yes, they state their client is EON and that they can return the debt to EON who can either register a default or take me to court. 
    • Thank you. The npower debt was from 2019/2020 until EON took over the account late 2021.   npower had set a DCA on me even though I owed them nothing. I spoke to a customer service agent, following up by email, who confirmed I was in credit . I made a complaint to head office who sent a barrage of emails, changing the amounts each time. According to them, I owed £279.   The debt grew to what it is now as first npower and then EON subsequently failed to put a payment arrangement and direct debit in place to pay off this supposed sum and my ongoing bills.   I was very ill with Covid, struggling in lockdown with a disabled child and informed them of all this.   EON stopped their legal action when I took them to the ombudsman as this was part of my complaint and requested remedy but I have not received a notice of discontinuance.    I would like to set up my own dd to pay them off but am concerned they could still take legal action. I am on a low income and can’t afford to pay them more than a token amount each month.   
    • Thank you guys! @lookinforinfo thank you for the case, it seem to similar with my case which is gold. @Nicky Boy shouldn't be ICO?   Personal data breaches: a guide ICO.ORG.UK   For CAG I found this  The Confidentiality Advisory Group (CAG) is an independent body which provides expert advice on the use of confidential patient information. This includes providing advice to us, the Health Research Authority (HRA) for research uses. It also provides advice to the Secretary of State for Health for non-research uses.
    • HB - yes I agree it is about their paperwork and advice.  I need to be clear in my head what my complaint is.  And what a result looks like for me? (They should never have placed me with the shark with whom I've had all sorts of issues - but I don't think that's my complaint focus -v-  broker) 
    • HB - all sorts of issues have been in court; the main one re repo remains in court, no resolution.  They all stem really from bad advice by broker.  Indeed, but if the Ombudsman is prepared to accept the complaint, it would be about the advice given by the broker and their paperwork, wouldn't it? You seem to be asserting that the problems you've had stem from their bad advice. HB
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Cabot Again !!!


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Hi all. I have recived this letter from our beloved friends :roll: Cabottys thought you might like to see it first. I am wondering if i should request a CCA and donate the sum of £1 first or send them a status barred letter as i think this could be something that Ruthbodge tried on about this time last year but they gave up after i hit them with status barred letter. I do not know of any account with these parasites and they have not even stated as to where the address i am supposed to have opened this so called account was as i certainly have not done so whilst at my present address of over six years. Any help appreciated thanks Edd. :)

Edited by Pilot747
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I got one of these in Feb, its now filed in the bin.

 

I have no doubt they will contact me again with more info at which time I will go into battle with them.

Might as well just wait for the time being

 

Notts

As a great man once said " All Men Can Fly But Some Only in One Direction"

 

Notts

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Cheers NottsDave. I have fed this snack to my tame shredder i think it enjoyed that it had a touch of wind after though i wonder if it was all that hot air :D yes i will see what happens next before i invest a quid. Ta Edd

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There are no end of these flying around and most are Statute Barred debts - I would send it to the OFT with a letter of complaint. They won't actually handle the complaint for you just log it but there are others sending in complaints against Cabot.

With a bit of luck the OFT will treat them as they have 1st Credit!

Edited by Rhia
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  • 2 weeks later...

Hi all here we go again. Have recived this letter No2 from our beloved Carbunkels and i was wondering if i should first request a CCA or as i do not know of this account i wonder if it could be another case of ID theft? or should i send a Statute Barred as they have not supplied me with an address as to where this account was applied to it certianly is not from my current address as i have lived here for over 7 years. On the reverse of their letter they state that it acts as a Notice Of Assignment of this so called account to them and that they are the legal owners of it.They also state that if i request a copy of any info that they hold on me that if i send £10 that they are allowed to charge me and also a copy of my passport or d/licence ( i don't think so ) they will pass it on to me. Any advice on my next course of action will be gratefully recived thanks Edd. :confused:

Edited by MARTIN3030
typo error
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It is always a bit of a poser wether to reply or just ignore. If this is bothering you I think I would call their bluff and see exactly what they do have. They are known just to start court action without any documents so see what they have.

 

Write to them stating in bold capitals at the start of the letter I DO NOT ACKNOWLEDGE ANY DEBT YOU CLAIM and then ask for a copy of the original executed agreement, statements and any other documents you claim to have. In other words prove it!

 

That's all you need to say. You can apply under CCA which costs £1 or perhaps £2 now. Once you see what they have you can proceed from there. Do not go into any other correspondence with them re various addresses and a SB debt etc as this will be used against you. Just send a template CCA request from this site and sit back and see what happens next. (My guess no docs but we'll see).

 

The £10 is a request for a Subject Access Request under the Data Protection Act and I wouldn't let this shower within a continent of my passport or anything else with my signature on it. At this stage you don't need a SAR.

 

BTW I don't think Peter Andreson exists. He's like Emma Robertson they are made up characters for their threatogram machine. This letter is a prime example of the computer generated threatogram.

Edited by Rhia
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Pilot 747 last attatchment removed since it showed personals.

 

 

Thanks Adam69 for spotting this.

  • Haha 1

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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The answer to their request for identification is, 'you have been happy enough to send detailed letters purporting to relate to me to this address, perhaps I should be asking you if you would like to prove that I am me, as you obviously think so!!!' This is again is against the guidlines and would be classed as a 'phishing' letter!

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