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Scottish Power threatening default on credit file


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Changed my energy company from Scottish Power to EDF a few months ago, as Scottish Power were unable to offer me a social tariff, which EDF could.

 

Today I received a letter asking me to contact First Locate in order to pay my final Scottish Power bill otherwise a default would be recorded on my credit file (didn't say which CRA though).

 

Is this a genuine threat, as I don't remember ever giving Scottish Power permission to forward my personal information to other parties (or would it be in general terms and conditions?).

 

Many thanks!

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Changed my energy company from Scottish Power to EDF a few months ago, as Scottish Power were unable to offer me a social tariff, which EDF could.

 

Today I received a letter asking me to contact First Locate in order to pay my final Scottish Power bill otherwise a default would be recorded on my credit file (didn't say which CRA though).

 

Is this a genuine threat, as I don't remember ever giving Scottish Power permission to forward my personal information to other parties (or would it be in general terms and conditions?).

 

Many thanks!

 

 

Its actually in the Terms and Conditions there hun.

 

Information on applications may be sent to CRAs and recorded by

them. Where you receive products and/or services from us, we

may give details of your account/s and how youmanage it/them to

CRAs and if you do not pay for the products/services in full and on

time, CRAs may record the outstanding debt. This information

can be supplied to other organisations by CRAs and FPAs to

perform similar checks and to trace your whereabouts and recover

debts that you owe. Records remain on file for 6 years after they

are closed, whether settled by you or defaulted

ARGH COMPLAINTS!!!

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