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LIAM THOMAS vs Lloyds TSB


LIAMTHOMAS
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Hi,

 

Guess I'm jumping in half way through here but just wanted to put something on record!

 

I have just received a Notice of Allocation to the small Claims Track from Southampton County Court dated the 26/07/2006. I am claiming for £1141.50 charges + £272.87 interest (to date) + £120 costs.

 

The date for the hearing is the 18/10/2006 which seems a long way off to me? Anyone have any advice for what I should do next, Is it worth approching the bank directly (or via solicitors) or should I wait for them to make the first move?

 

Also it mentions we need to submit written statements within 21 days from 26/07/2006. Does anyone have an idea of whay sort of thing to send?

 

Any help greatly appreciated.

 

Cheers

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  • 2 weeks later...

I would under no circumstances make any approach to the bank or their solicitors. It would be taken by them as a sign of weakness and it will merely prolong the matter. You have made your appraoches. they have lead you into litigation and now it is for them to lead you out of it if they wish - and of course they wish very badly not to go to court.

Do nothing.

Howeve, do treat the matter seriously. You should be preparing to go to court. You should be reading up, making a familiarisation visit and gradually getting into control.

 

The documents you must submit will include anything you intend to rely upon in court.

OFT rport

UCTTR

about 4 common law cases

bank statements,

relevant correspondence

 

All with the relavant parts highlighted and all put into a ringbinder numbered with an index sheet on top.

 

It is not heard to do.

 

You will need three copies, one ofr the court, one for them and one for yourself.

 

However it will all probably come to nothing as you will receive a settlememnt letter at some point. If it is at all conditional then you should just answer

dear sir

re your letter

No

Yours faithfully

 

Then wait for the unconditional settlement to come.

 

It is amazing to me that the banks can hold their heads up with the shame of what they are doing and how they are reacting to people's claims.

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  • 2 weeks later...

I have sent the court and Lloyds TSB a nice bound folder containing all the documents. The court date is set for the 18/10/06 (which I'm quite nervous about!).

 

I'm genning (?) up on what happens at court but hoping it doesn't go that far and Lloyds come back with a full settlement.

 

Will put any updates on this post.

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  • 5 weeks later...

No the court date is set for 18/10!

 

I have spoken to their solicitors who have told me that they have received a copy of the documents we sent to the court and they said we were at the bottom of the pile as they were dealing with loads of cases!

 

No further news from Lloyds TSB yet but I'll put an update on here as soon as they do.

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