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Hi

 

Just read the SD and they are a great help but just have another question. I have received an SD from a solicitor acting on behalf of his client. His client lent me some money and I had to pay an amount each week into a personal account which seem to be his wife's account. I did not sign any credit agreement, have never received a default notice.

 

I simply lost the paying in book and he not once phoned or sent a letter asking for payment. I was never given his address or phone number. I find this very bizarre for someone to issue an SD without even phoning to ask why payments have not been maintained.

 

Can I state this as unenforceable as I never signed a credit agreement.

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It depends on what they have written on the demand ? does it say under a written agreement ?

PLEASE NOTE - I am not a legal expert, what is stated is my own opinion and from what I have learnt from this forum and my own experiences.

 

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