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    • I have received a PCN from Euro Car Parks for MFG - Esso Cobham - Gravesend. I was completely unaware that there was any such limit for parking and always considered this to be a service station. I stopped there to use the toilet, have a coffee and made a couple of work calls. I have read the previous topics on this location which suggest I can ignore this and ECP will not take legal action. The one possible complication is that the vehicle is leased by my employer so I do not want to involve them with the associated reminders and threatening letters. The PCN was first issued to the leasing company Arval who have notified ECP of the hiring company. I have attached a copy of the PCN Notice to Hirer with details removed as per instructions. What options do I have or should I just pay the PCN promptly at the reduced rate of £60? img20240424_23142631.pdf
    • What you have uploaded is a letter with daft empty threats from third-party paper tigers.  Just ignore it. What we need to see is the original invoice you received last October or November.
    • Thanks for posting the CPR contents. i do wish you hadn't blanked out the dates and times since at times they can be relevant . Can you please repost including times and dates. They say that they sent a copy of  the original  PCN that they sent to the Hirer  along with your hire agreement documents. Did you receive them and if so can you please upload the original PCN without erasing dates and times. If they did include  all the paperwork they said, then that PCN is pretty near compliant except for their error with the discount time. In the Act it isn't actually specified but to offer a discount for 14 days from the OFFENCE is a joke. the offence occurred probably a couple of months prior to you receiving your Notice to Hirer.  Also the words in parentheses n the Act have been missed off. Section 14 [5][c] (c)warn the hirer that if, after the period of 21 days beginning with the day after that on which the notice to hirer is given, the amount of unpaid parking charges referred to in the notice to keeper under paragraph 8(2)(f) or 9(2)(f) (as the case may be) has not been paid in full, the creditor will (if any applicable requirements are met) have the right to recover from the hirer so much of that amount as remains unpaid; Though it states "if any applicable ...." as opposed to "if all applicable......" in Section 8 or 9. Maybe the Site could explain what the difference between the two terms mean if there is a difference. Also on your claim form they keeper referring to you as the driver or the keeper.  You are the Hirer and only the Hirer is responsible for the charge EVEN IF THEY WEREN'T THE DRIVER. So they cannot pursue the driver and nowhere in the Hirer section of the Act is the hirer ever named as the keeper so NPC are pursuing the wrong person.  
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CCA received - enforceable? First one - help please!


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4th anniversary since joining CAG and all quiet on the disputed debts other than a recent scare to do with identity theft involving a mobile phone company which has been resolved. So, a couple of years to go before these debts becme Statute Barred.

Thanks to all those who have helped with more recent disputes and long live CAG!

Exchange.

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  • 9 months later...
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Hello to anyone who reads this. I haven't posted on here for ages but look at the website daily still to keep up with others battles. I am currently getting daily calls to my mobile from Allied Credit International (or Allied International Credit! - my listening skills go out of the window when any debt collectors hassle me!). Ignoring them of course but after nearly 5 years they certainly don't give up.

No idea which debt they are calling about as they only quote a reference number.

I'll never find out as I will never speak to them.

Good luck to everyone.

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  • 3 weeks later...

I am still getting daily calls on my mobile from Allied International Credit.

 

 

I know that these idiots take a while to give up and I will never speak to them on the phone.

 

 

I have sent texts telling them that their constant calls are harrasement and asking them to only contact me in writing by post but they have ignored this so far.

 

 

I have decided to have some fun with them and I am now answering their calls but not speaking to them.

I like this because I am not in the UK and it is costing them money while they attempt to talk to me.

Hoping they will get the message this way but if they persist I will start finding various sounds to play at them.

 

 

I know others have done this and it will amuse me over the Christmas period however sad that might be!

Have a good Christmas all!

Exchange

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Letters turned up dated the 21 November, postmarked 18 December and received today which I now recognise as being related to MBNA debts. The companies involved are based in Guernsey and Malta, no doubt to avoid UK laws and rules about debt collecting. Considering sending a sarcastic letter but I probably won't find the time!

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  • 1 month later...

5 years since my first posting and still getting the occasional letter and phone call from various DCA's which are filed and recorded but ignored. One more year to statute barring but will the pestering stop? I have my doubts.

Good luck to all those fighting battles on here and never give up!

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  • 3 months later...

Arden are the latest to start pestering calling my mobile. In my 6th year since disputing these debts and getting ever closer to statute barred land! I doubt the pestering will stop then either but at least I can continue to ignore these idiots. Seems they never get that I won't speak to them on the phone. Some satisfaction in that it costs them to call me as I am not in the UK.

Exchange

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Arden are the latest to start pestering calling my mobile. In my 6th year since disputing these debts and getting ever closer to statute barred land! I doubt the pestering will stop then either but at least I can continue to ignore these idiots. Seems they never get that I won't speak to them on the phone. Some satisfaction in that it costs them to call me as I am not in the UK.

Exchange

 

If you have a tape player/recorder, you record some message to play to them each time they phone, ending with .... the number you have called is a mobile abroad at a cost of £5 a minute, plus £20 connection fee.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

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  • 1 month later...

More than a month later and I am still getting a daily call and voice message left on my mobile from Arden.

Doesn't bother me that much as they will never get to speak to me but I am sending the telephone harassment letter to them.

The Data Protection letter in the library looks the best one.

Hopefully it will work.

Great that this resource is available.

All power to CAG!

Exchange

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  • 2 weeks later...
  • 7 months later...

Well, 6 years since I subscribed to CAG and all quiet at the moment. Daily calls from the last dca stopped about a month ago and I am getting ever closer to statute barred. The occasional letter shows up now but I guess that's because they can work out the 6 years is nearly here. It would be nice to know when debts have become statute barred but living outside the UK means I have no credit record in the UK anymore as there is no address to associate me with. I suppose I just take it that this has happened and ignore any further attempts at collection. Keep fighting all!

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  • 7 months later...

Letter today from Moorgate asking me to contact them re my account with an unrecognisable account number. Very funny, do they really think I'm going to call them! I am almost at the point where all disputed accounts are statute barred and I will be free of this nonsense thanks to the help and advice from this forum.

Never give in to the sharks!

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  • 4 months later...

7th anniversary since I registered with CAG

 

 

only one debt left to become statute barred next month.

 

 

I only learned recently that the statute barred clock starts ticking from the date of default notices.

 

 

Nearly there and as ever phenomenally grateful to all those who contributed to help me

when I needed support and advice.

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  • 3 months later...

Decided to respond to the monthly (more or less) letters from Idem Servicing

as the final outstanding disputed debt became statute barred according to my reckoning in March.

 

Shocked to receive a confirmation letter of my complaint within a week

and further confirmation that my complaint had been upheld within days

and that they would not be contacting me again.

 

Could be the end of the road with all of this for me at last.

I say could be because I have seen that others have received ongoing correspondence out of the blue

so you never know for sure.

 

Anyway, fingers crossed that I won't be troubled again.

 

Keep up the fight all, it can reach a conclusion one day.

 

Thanks to everyone who ever contributed to my battles along the way.

Exchange

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:whoo:

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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