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Windywoo

HFO Services and Windywoo.

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Did you make a complaint to the OFT?

If you did it would be worth giving them an update to make them aware of HFO,s latest tactics.

If you didn't could you please make one, do you still have the direct logistics card?


US President Barack Obama referred to Ugland House as the biggest building in the world or the biggest tax SCA* in the world.

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I complained to OFT, I'll send them an update!

 

Still treasuring the Direct Logistics Card!:-)


L/Woods B/Card/Cabot - Unenforceable CCA, SD Issued *WON+COSTS*

Capital One/Cabot - No CCA account irrecoverable.

Citi/DLC Hillesden - No CCA account irrecoverable

MBNA/Aegis - Unenforceable CCA

B/Card/HFO - Unenforceable CCA

Fashion World - No CCA account irrecoverable

TRUECALL IS A GODSEND!!

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Forgot to add to post 75.

 

BCW threw their toys out of their pram when I sent the SB letter (they said a payment had been made in March 2009 - £1.00 CCA request fee!!), and issued me with their "Final Response and FOS leaflet.

 

No response as yet to the letter sent to them along with their new buddies HFO!:-)


L/Woods B/Card/Cabot - Unenforceable CCA, SD Issued *WON+COSTS*

Capital One/Cabot - No CCA account irrecoverable.

Citi/DLC Hillesden - No CCA account irrecoverable

MBNA/Aegis - Unenforceable CCA

B/Card/HFO - Unenforceable CCA

Fashion World - No CCA account irrecoverable

TRUECALL IS A GODSEND!!

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Well done you! I have a Logistics card and the ****e they sent me when I rang up, may frame them!


At your Service

 

Please Double click the Star and leave a message if I have helped you

 

Please support CAG and they will support you.

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For anybody who is interested - new phone numbers appearing on my Truecall unit!

 

01132321086

01132321282

01132321087

 

Had a look on Whocallsme and there doesn't seem to be any reference. I've done a little bit of research (didn't take much) to realise these numbers are all in the vicinity of BCW!!

 

Looks like they are rather eager to get me to pay them something - think on!!


L/Woods B/Card/Cabot - Unenforceable CCA, SD Issued *WON+COSTS*

Capital One/Cabot - No CCA account irrecoverable.

Citi/DLC Hillesden - No CCA account irrecoverable

MBNA/Aegis - Unenforceable CCA

B/Card/HFO - Unenforceable CCA

Fashion World - No CCA account irrecoverable

TRUECALL IS A GODSEND!!

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And here's another one!

 

01133970133

 

Again, from same area!


L/Woods B/Card/Cabot - Unenforceable CCA, SD Issued *WON+COSTS*

Capital One/Cabot - No CCA account irrecoverable.

Citi/DLC Hillesden - No CCA account irrecoverable

MBNA/Aegis - Unenforceable CCA

B/Card/HFO - Unenforceable CCA

Fashion World - No CCA account irrecoverable

TRUECALL IS A GODSEND!!

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For anybody who is interested - new phone numbers appearing on my Truecall unit!

 

01132321086

01132321282

01132321087

 

Had a look on Whocallsme and there doesn't seem to be any reference. I've done a little bit of research (didn't take much) to realise these numbers are all in the vicinity of BCW!!

 

Looks like they are rather eager to get me to pay them something - think on!!

Leeds numbers.


US President Barack Obama referred to Ugland House as the biggest building in the world or the biggest tax SCA* in the world.

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BCW Leeds office

Floor 6

West one

Wellington Street

Leeds

LS1 1BA


US President Barack Obama referred to Ugland House as the biggest building in the world or the biggest tax SCA* in the world.

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And another!

 

01132321081

 

Obviously they haven't read my letters!! lol


L/Woods B/Card/Cabot - Unenforceable CCA, SD Issued *WON+COSTS*

Capital One/Cabot - No CCA account irrecoverable.

Citi/DLC Hillesden - No CCA account irrecoverable

MBNA/Aegis - Unenforceable CCA

B/Card/HFO - Unenforceable CCA

Fashion World - No CCA account irrecoverable

TRUECALL IS A GODSEND!!

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Maybe they have adopted the HFO/Turnbull Rutherford way of doing business? A lack of professionalism is catching!


“The industry is rotten to the core, whether it is in-house recovery and collection, or where agents are used, or where the debt has been sold.” Andrew Mackinley MP, House of Commons, 22 April 2009

 

If a Cagger helps you, click their star. Better still, make a donation however small, so that CAG can continue to help others.

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Default has fallen off credit files - and they're still ringing!!:lol:


L/Woods B/Card/Cabot - Unenforceable CCA, SD Issued *WON+COSTS*

Capital One/Cabot - No CCA account irrecoverable.

Citi/DLC Hillesden - No CCA account irrecoverable

MBNA/Aegis - Unenforceable CCA

B/Card/HFO - Unenforceable CCA

Fashion World - No CCA account irrecoverable

TRUECALL IS A GODSEND!!

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Doesn’t actually mean much, it falling off your credit file... just means six years plus since the default was recorded. Bears no relation to actual payments.


“The industry is rotten to the core, whether it is in-house recovery and collection, or where agents are used, or where the debt has been sold.” Andrew Mackinley MP, House of Commons, 22 April 2009

 

If a Cagger helps you, click their star. Better still, make a donation however small, so that CAG can continue to help others.

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It does to me! :-)

 

One down, three more to go!!:oops:

 

Still nothing in response to my SB letter to BCW and HFO!


L/Woods B/Card/Cabot - Unenforceable CCA, SD Issued *WON+COSTS*

Capital One/Cabot - No CCA account irrecoverable.

Citi/DLC Hillesden - No CCA account irrecoverable

MBNA/Aegis - Unenforceable CCA

B/Card/HFO - Unenforceable CCA

Fashion World - No CCA account irrecoverable

TRUECALL IS A GODSEND!!

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Two letters in post from BCW this morning!

 

First one saying, they acted upon my email and asked HFO to furnish me with documentation requested in my correspondence (proof of payment 03/09), and have removed my phone number from their file (so it was them ringing from all those numbers!), and cessation of collection activities! (Love the way they word their letters btw!)

 

Second letter dated three days later, they have returned the account to HFO and I will receive no further communication from them!

 

Goodeee!!


L/Woods B/Card/Cabot - Unenforceable CCA, SD Issued *WON+COSTS*

Capital One/Cabot - No CCA account irrecoverable.

Citi/DLC Hillesden - No CCA account irrecoverable

MBNA/Aegis - Unenforceable CCA

B/Card/HFO - Unenforceable CCA

Fashion World - No CCA account irrecoverable

TRUECALL IS A GODSEND!!

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Blimey... a DCA following OFT guidelines. I just fell off my chair.


“The industry is rotten to the core, whether it is in-house recovery and collection, or where agents are used, or where the debt has been sold.” Andrew Mackinley MP, House of Commons, 22 April 2009

 

If a Cagger helps you, click their star. Better still, make a donation however small, so that CAG can continue to help others.

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Nice one!


At your Service

 

Please Double click the Star and leave a message if I have helped you

 

Please support CAG and they will support you.

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Well, I didn't think I would be ressurecting this old thread again!

 

In this mornings post, I was very pleased to receive a letter from Link Financial, telling me they had purchased the old HFO account, so for those of you who have had previous dealing with the delightful HFO Services - they could be writing to you! :lol:

 

Such a pity the account is long since SB!!


L/Woods B/Card/Cabot - Unenforceable CCA, SD Issued *WON+COSTS*

Capital One/Cabot - No CCA account irrecoverable.

Citi/DLC Hillesden - No CCA account irrecoverable

MBNA/Aegis - Unenforceable CCA

B/Card/HFO - Unenforceable CCA

Fashion World - No CCA account irrecoverable

TRUECALL IS A GODSEND!!

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At your Service

 

Please Double click the Star and leave a message if I have helped you

 

Please support CAG and they will support you.

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Well, I didn't think I would be ressurecting this old thread again!

 

In this mornings post, I was very pleased to receive a letter from Link Financial, telling me they had purchased the old HFO account, so for those of you who have had previous dealing with the delightful HFO Services - they could be writing to you! :lol:

 

Such a pity the account is long since SB!!

 

Another one! Lots more to come.

 

Check your credit record — make sure they're not reporting it.


“The industry is rotten to the core, whether it is in-house recovery and collection, or where agents are used, or where the debt has been sold.” Andrew Mackinley MP, House of Commons, 22 April 2009

 

If a Cagger helps you, click their star. Better still, make a donation however small, so that CAG can continue to help others.

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Nothing on my credit report!


L/Woods B/Card/Cabot - Unenforceable CCA, SD Issued *WON+COSTS*

Capital One/Cabot - No CCA account irrecoverable.

Citi/DLC Hillesden - No CCA account irrecoverable

MBNA/Aegis - Unenforceable CCA

B/Card/HFO - Unenforceable CCA

Fashion World - No CCA account irrecoverable

TRUECALL IS A GODSEND!!

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Good. Keep an eye on it. Link are not nice.

 

Did the letter actually ask for any money, or was it just an NoA? Would like to see it.

 

Who do they claim to have bought the account from? Who was your debt actually with – Capital or Services?


“The industry is rotten to the core, whether it is in-house recovery and collection, or where agents are used, or where the debt has been sold.” Andrew Mackinley MP, House of Commons, 22 April 2009

 

If a Cagger helps you, click their star. Better still, make a donation however small, so that CAG can continue to help others.

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They were begging for money,and the account was allegedly purchase from Services. Unfortunately, I filed the letter in the bin as it's firmly SB, and I have no itentions of paying them a penny!


L/Woods B/Card/Cabot - Unenforceable CCA, SD Issued *WON+COSTS*

Capital One/Cabot - No CCA account irrecoverable.

Citi/DLC Hillesden - No CCA account irrecoverable

MBNA/Aegis - Unenforceable CCA

B/Card/HFO - Unenforceable CCA

Fashion World - No CCA account irrecoverable

TRUECALL IS A GODSEND!!

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I would send them the correspondence from BCW and tell them to do one otherwise you will involve the FCA immediately.

 

I wonder if Link have employed any ex HFO people in the collection of these alleged debts...

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The Letter I received from link was sent to say they have bought the account but it did have a request for payment and bank details of where to pay so I would say that in my letter from link they are asking for money.

 

 

I am a member ofl the online credit checking services operated by the credit reference agencies so am keeping a very close eye on my credit file too.

Good. Keep an eye on it. Link are not nice.

 

Did the letter actually ask for any money, or was it just an NoA? Would like to see it.

 

Who do they claim to have bought the account from? Who was your debt actually with – Capital or Services?

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