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First Plus - Which legislation?


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I have a FP, 2nd Charge loan which is well in excess of 25K. It was taken out in October 2007. I have been unable to make a full payment for the past 3 months, though have made approximatly 50% each month. I want to use the CCA type letter - must I guess this loan is not governed by CCA - any ideas of what I should put into the letter?

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