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    • If you are absolutely certain* that you were parked OK, write a letter of complaint to the Headteacher and copy in the Chair of the school governors.   If you or the car were identifiable in any way from the photo (eg visible registration number, driver's face etc) I would very politely write that you resent the untrue suggestion that you had parked/had stopped/were waiting in a way that contravened any traffic regulations, and that you are sure that the school will understand that you would like an apology and a correction to be printed in the next newsletter.  (You can also clearly state that you were identifiable from the photo because other parents have mentioned it to you).   See if that works.   You don't want to go to court for defamation as you'll need access to about £10k in fees before you get out of bed.  You just want an apology and a correction.  If what you've told us is accurate, I don't see any reasonable school failing to say sorry.     *My wife is a former school governor and my experience listening to her is that very very few parents actually understand the meaning of the no stopping/no waiting signs and road markings outside schools.  Don't complain unless you are sure you weren't stopped where you shouldn't have been.
    • And they haven't offered a speed awareness course either?  (Have you done one in the last three years or is this in Scotland?)   And is one of the notices for 34 in a 30?  As Man in the Middle says, that ought to be below the level at which they take action.   (And sorry - I don't want to appear preachy - but...  there don't have to be any warnings or signs or lines on the road to advise you of the presence of speed cameras.  If you get away with an exceptional hardship argument you will need to stick to speed limits in future - whether you know there are cameras there or not.  NB Don't know if this applies to you, but most 30 mph limits are restricted roads with a system of streetlighting and don't even need speed limit signs - you are assumed to know this from the Highway Code).
    • It's up to you if you want to pay £300 you don't owe plus whatever Unicorn Food Tax with no basis in law whatsoever that they will have made up in the Letter Before Claim.   We'd prefer you didn't.   But you have received a LBC so it's make your mind up time.   So please    - post up photos of the signage in the dark that you'll have taken two months ago (post 14)    - post up details of planning permission for their signs you'll have found out after you got onto the council, again two months ago (again post 14)    - also let us know if you agree with Brassnecked's excellent letter or if you'd like to tweak bits depending on what you've found out    - upload the LBC.  Some of them are appallingly drafted and invariably contain Unicorn Food Tax which is all useful extra ammo    - also, where are you living now (post 35) and are you comfortable with legal communications arriving at your parents'?   If you look in our PPC Successes thread at the top of the page, you will see 275 times these cheats have been seen off with their tails between their legs (and all had the same "well known legal companies" (ho! ho!) on hand).  In reality 275 times is a massive underestimate, in all 275 cases there was a "moment of victory" IYSWIM where the PPC were thrashed in court or discontinued a claim or were called off by a supermarket chain, etc., etc.  There will have been at least that number again where they were told to Foxtrot Oscar and then crawled back under their stone.  They are eminently beatable but logically when you're in legal dispute you have to put some graft in to beat the other party.
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Ex parte injunction against log book loans - and you can do it too


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OK here we go again. Any insulting posts will be edited and any off topic posts will be moved to the bear garden.

 

EDIT: This post makes no sense now as I have moved 4 posts to the BG.

Edited by freakyleaky

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:eek::rolleyes::p:D:):cool::cool::eek:

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Welcome to the Consumer Forums

Free advice and support to to solve your consumer problems.

You will soon discover what a friendly place this is and get lots of hints about standing up to consumer bullies or dealing with other consumer rights.

 

Which guide to the Sale Of Goods Act

 

New advice guide explains credit card rights

 

Help the CAG!!

Make a donation

 

ARE YOU A VICTIM OF COWBOY BUILDERS?

 

Has your RBS account been transferred to Santander?

 

Forum rules. Please read these before posting

 

PLEASE CHECK OUT THE CAG LIBRARY!! IT HAS LOADS OF USEFUL STUFF IN THERE. CLICK HERE

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Good and fast thinking, well done and good luck. :-)

 

Let us know how you got on!

 

Sending good vibes to you. :-)

 

hI

I have had problems with Lbl and they have finally got my car and say i have 7 days to pay £8,540.45. Do you think i could also go down this line, the problem is that i only have 4 days left.

l WOULD BE GLAD FOR ANY INFORMATION

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thanks for the advice, i do have soloicitors on it but i am worried that they won't be able to stop the sale in time.

If i get this ex parte injunction, would i have to take it to their office in putney London, as the car i think is being held in Enfield London to be autioned off"!! I only know this because i thought it was stolen and was told by the police that lbl have it.

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jf uk go to the supreme court in london and request a search on your name give them a date you signed the contract with lbl and check that the bill of sale was registered. (within 7 days of you signing) this will only cost you a fiver for a copy if you go in personally room e17 at temple high court. do this asap it will help you big time in court for your injunction if they registered late or not at all. good luck

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thanks for the advice, i do have soloicitors on it but i am worried that they won't be able to stop the sale in time.

If i get this ex parte injunction, would i have to take it to their office in putney London, as the car i think is being held in Enfield London to be autioned off"!! I only know this because i thought it was stolen and was told by the police that lbl have it.

 

The injunction can be process-served on all parties - LBL, the agents & the auction house if need be - and such inunctions are always served by court bailiffs

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you need to go to the closest court to the office of lbl that you dealt with..or where the car is being kept....when i got my injunction the judge got me to serve it on mm.. the only reason i am telling you to check the bill of sale is if it is not valid the judge will be more in your favour.. but as fleeced said earlier get moving on it...dont waste a day!!!

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yes..unfortunately i don't qualify for leagal aid, so they are looking to see what else they can do..It doesn't really look hopeful, i have read some other replies and a few peopl have said that there cars were sold within hours. I have received an early settlement calculation letter which says

when i took the loan out, and how much i owe..

Thats about it.

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JF, the only delay you can come up with I guess is t say that you are going to pay for it, tell them that you are sending a cheque, I know from some people this trick has worked well, this should give you a little more time for your injunction application.

 

Only thing I would say tho is I am not aware that there is such thing as a Bill of Sale being registered late, at court we do not register anything with out a reasonable answer, the master will normally use his discretion if he believes there is a genuine reason that the BoS was being presented late, I know we charge a fee for late registeration, the court cannot just register a late BoS for the sake of it.

 

Did you have an expensive car ? it certainly sounds it if you owe 8k.

 

Come back and let us know.

** Credentials **

 

10 Years Finance Fraud Investigator

 

5 Year High Court Sheriffs

 

2 Years Tip Staff Royal Courts

 

Currently : HMCS Enforcement Officer

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I have been sent a letter from lbl and they intend to sell it.. The loan was for £3k, the £8.5k they are asking for is intrest and default letters, calls, etc...My car was a mercedes..

They have told me i can collect my belongings that was in the car.

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If that is the case, then I cannot comprehend why on earth you aren't following Frustrated's lead and going for an immediate ex-parte injunction that would prevent sale of the car and it's likely return!

They will flog your car for peanuts and then carry on their relentless pursuit of the gargantuan and unlawful charges they have applied to your account.

The Judge will not think "They are entitled to loan payments, charges AND THE CAR", he will think "This must be halted and explained in a Court of Law"

Do not underestimate just how many other cases against these crooks are currently going on in the Courts.

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fleeced ...as a matter of intrest have just checked section 8 of bills of sales act 1878 ammneded act 1882 unless bill of sale is registered in 7 days of signing it is unenforceable and void..

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I have been sent a letter from lbl and they intend to sell it.. The loan was for £3k, the £8.5k they are asking for is intrest and default letters, calls, etc...My car was a mercedes..

They have told me i can collect my belongings that was in the car.

 

Having seen the above post I realize this may be closing the stable door after the horse has bolted but For gawds sake DON'T post any info on this or any other thread/site which can identify you such as make of car, value of loan or amount claimed by LBL to be outstanding otherwise cos they trawl these forums & they'll be 1 jump ahead all the time

 

Do as advised seek an ex party injunction to stop them disposing of the car & even returning it to you. If you don't follow the advice of those who have been there, done that (eg Fleeced) then you'll lose the car.......period

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fleeced ...as a matter of intrest have just checked section 8 of bills of sales act 1878 ammneded act 1882 unless bill of sale is registered in 7 days of signing it is unenforceable and void..

 

Correct but the High Court will allow late registration provided theres a good reason

 

Now as the person affected if you know of no reason as to why it should have been registered late then you may wish to mention this to the court in any subsequent litigation;)

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Mr Depressed,

If dear old LBL are so fine then why are they paying people off rather than face their business coming under the microscope of a court trial? And I am not talking about dropping a few charges here and there, I am talking about umpteen examples of paying thousands out to those who dare to trouble the courts and challenge these sheisters.

Also, to correct you on a point; to "hand the car back" would mean that LBL had some previous possession of the particular vehicle. As regular viewers to this forum will have twigged, the cars are secured by a Bill of Sale, a legal document that requires (as do all legal documents) full explanation before signing - that explanation is never offered with your beloved LBL rendering it all somewhat dubious.

Furthermore, most of these posts are made by people who, yes, had their loans from LBL - however most have also paid LBL a damn sight more back than they borrowed and are still facing unlawful seizure of their vehicles by these sharks

Edited by freakyleaky
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Dear Fleeced73, you have posted deeply libellous comments which I suggest you withdraw.

 

 

 

 

 

 

Sharks are noble creatures which only hunt when hungry and do not deserve to be associated with the behaviours you describe.

 

 

 

:razz:

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BW don't you think such remarks should have been made via PM rather than on the open forum..............or are you trying to prove something. Libellous or not I find it deeply offensive that someone, who isn't a mod, should chide another member who I know for their comments

 

If you are anyone else is unhappy with a post they, like you have a remedy,.......report the post by hitting the triangle & let a mod decide

Edited by JonCris
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Read it properly it was a JOKE, specsavers appointment, but typical, feet first knee jerk reaction.

** Credentials **

 

10 Years Finance Fraud Investigator

 

5 Year High Court Sheriffs

 

2 Years Tip Staff Royal Courts

 

Currently : HMCS Enforcement Officer

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BW don't you think such remarks should have been made via PM rather than on the open forum..............or are you trying to prove something. Libellous or not I find it deeply offensive that someone, who isn't a mod, should chide another member who I know for their comments

 

 

If you are anyone else is unhappy with a post they, like you have a remedy,.......report the post by hitting the triangle & let a mod decide

 

1053.gif

 

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