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Hi All,

 

Last week rec a letter from Crapbot quoting a ref number saying that I should call as a matter of urgency.

 

What do you think - Call or no Call !

 

Hope there not waiting.

 

Notts

As a great man once said " All Men Can Fly But Some Only in One Direction"

 

Notts

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I would advise:

 

DO NOT CALL.

 

Im sure many others would agree

 

BTK

Cabot At Court Stage

Barclaycard Settled, Amount Written off :D 12/02/09

Cabot At Court Stage(2nd account)

Skycard Now with Capquest, Threatinging SD

Next No CCA received, in dispute sent. Nothing heard for over a year

HSBC No CCA received, in dispute sent

EGG S.A.R sent 04/02/09

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Hi All,

 

Last week rec a letter from Crapbot quoting a ref number saying that I should call as a matter of urgency.

 

What do you think - Call or no Call !

 

Hope there not waiting.

 

Notts

 

 

Oh go on, You know you want to :D:D

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

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  • 5 weeks later...

Update

 

Letter rec yesterday states,

 

Dear Notts

 

Your Cabot account is overdue (didnt know I had a account)

Weve recently obtained confirmation that you live at the above address.Your account is overdue and we need to talk to you as soon as possible.(yeah I bet you would)

Contact us on blah blah blah and speak to one of our helpful customer advisors :rolleyes: about the options for repaying your account (what account).

Our aim is to help customers get their accounts cleared - so contact us now.

your sincerely

 

Crapbot

 

No details or account numbers

 

So is this another phishing letter ? what do you think ?

 

Notts

As a great man once said " All Men Can Fly But Some Only in One Direction"

 

Notts

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HI my advise is until they write to you giving information that allows you to see if this is your debt IE account number etc then just ignore them.

 

Would you pay me if I just wrote to you to say that you owe me £100 and no details, I think not it's just the same as them writing to you.

 

dpick

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I had one of these letters and just sent them a do not acknolwedge letter.

 

Given I am already dealing with them on another issue, I guess they linked the address.

 

I havent heard back from them since, so that's another one in the file under B!

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  • 2 weeks later...

Update.

 

Yesterday received a letter giving account number amount owed etc letter goes on to state that Crapbot have now bought the debt and to contact them to arrange payments etc.

On the back of the letter it states that this letter acts as Notice of Assignment of my account to Crapbot and should be kept by me at all times.

Crapbot are now the legal owners of this account.

 

This is for a Cahoot Credit Card going back to 2003/2004 not sure when the last action was but certainly not long into 2004.

 

So, whats my best course of action ?

 

Notts

As a great man once said " All Men Can Fly But Some Only in One Direction"

 

Notts

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Update.

 

Yesterday received a letter giving account number amount owed etc letter goes on to state that Crapbot have now bought the debt and to contact them to arrange payments etc.

On the back of the letter it states that this letter acts as Notice of Assignment of my account to Crapbot and should be kept by me at all times.

Crapbot are now the legal owners of this account.

 

This is for a Cahoot Credit Card going back to 2003/2004 not sure when the last action was but certainly not long into 2004.

 

So, whats my best course of action ?

 

Notts

 

 

Send them the do not acknowledge letter, they will then come back with dates when the account was opened when it defaulted etc., and you might be able to work from there as to whether its SB or not.

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I have right here in the Debt letter templates. The letter you need is 17 saying you know nothing of the debt or you can send them letter 7 which is the CCA request. Just highlight, copy and paste it onto your word processing program on your pc. If you need any help let me know. Link below.

 

The Consumer Forums - Debt collectors

 

I hope this helps.

:cool::cool: Blondmusic :cool::cool:
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