Robbinson way! chasing old HSBC joint business loan

[citizenB]

Yes, almost certainly you need to report them to the OFT.. they will not get involved in individual cases, but they do keep a record of complaints made which are then used when a company reapplies for its licence.

[RW Fugitive]

Yes, almost certainly you need to report them to the OFT.. they will not get involved in individual cases, but they do keep a record of complaints made which are then used when a company reapplies for its licence.

 

Well I will definitely report them, they won't be bullying me that's for sure

[sillygirl1]

It is well worth reporting them, they like to take liberties and the more reports the so called regulatory authorities get the better.

 

Try to stay off the phone with them, I know it is tempting to wind them up but it doesn't really help much.

[RW Fugitive]

It is well worth reporting them, they like to take liberties and the more reports the so called regulatory authorities get the better.

 

Try to stay off the phone with them, I know it is tempting to wind them up but it doesn't really help much.

 

I know, I just lost it, had bad news and their letter was the straw etc... I will report them for sure, should have done it earlier this year! Thanks for replying x

[Learnerlitigator]

It might also be Harassment which is a criminal offense.

Best one of the more senior members think that one over for you and give a better answer.

[RW Fugitive]

It might also be Harassment which is a criminal offense.

Best one of the more senior members think that one over for you and give a better answer.

 

If feels like it.... still nothing from them in the post after our conversation. hmmm

[BRIGADIER2JCS]

They most likely to use 2nd class post so don't fret, at present I would say this has not reached harassment level but is getting close.

[RW Fugitive]

They most likely to use 2nd class post so don't fret, at present I would say this has not reached harassment level but is getting close.

 

Thanks... yeah they took about 2 weeks to get back to me earlier in the year when I told them it was Statute barred. I've still got all copies and proof of postage / signed for copies etc. I shall wait and see what happens next..

[RW Fugitive]

OK, got another letter today saying "Where have we gone wrong?" and they could offer a discount, but if I ignore then they will take "further action"... no mention of courts in this letter.... They are getting on my nerves now!

[BRIGADIER2JCS]

Write back to the compliance Manager saying

 

Dear Sir or Madam,

 

I have received your letter dated xx xx xxxx asking how Robinson Way have failed in dealing with this allged debt, I would think it is quite palin to anyone who has read my previous letters : PLEASE NOTE THIS ALLGED DEBT IS STATUTE BARRED AND I WILL NOT BE MAKING ANY PAYMENT OR OFFER OF PAYMENT.

Final Response.

[RW Fugitive]

Write back to the compliance Manager saying

 

Dear Sir or Madam,

 

I have received your letter dated xx xx xxxx asking how Robinson Way have failed in dealing with this allged debt, I would think it is quite palin to anyone who has read my previous letters : PLEASE NOTE THIS ALLGED DEBT IS STATUTE BARRED AND I WILL NOT BE MAKING ANY PAYMENT OR OFFER OF PAYMENT.

Final Response.

 

Thanks... would I be best sending it "signed for", so they can't claim they never received it?

[BRIGADIER2JCS]

Thanks... would I be best sending it "signed for", so they can't claim they never received it?

yes so it there on Monday for them.

[RW Fugitive]

yes so it there on Monday for them.

 

OK, thanks

[sillygirl1]

This is where you reply using their headings

 

WHERE HAVE WE GONE WRONG

 

You have not stopped your harrassment of myself, so a full report is going to the relevant authorities.

 

This alleged debt is statute barred, if you do not know the legal meaning of statute barring I suggest you ask a qualified legal representative.

 

For clarification, on my part this means I am not going to make any payment for this alleged debt now or in the future and you must stop harrassing me.

[42man]

LETTER BEFORE ACTION

 

Dear Sir / Madam

 

I am in receipt of your recent letter entitled 'WHERE HAVE WE GONE WRONG'

 

I will state for the record

 

I will not be making any kind of payment towards a debt that is statute barred, you claim to have received 'payments' that imply that the alleged debt is NOT statute barred. If you feel your case has any kind of merit then you will have no hesitation informing me just how these payments were made, the dates and times and what method of payment was made and where. I have previously told you my situation by recorded delivery mail.

 

Your letter is headed "WHERE HAVE WE GONE WRONG" I will categorically state that this is the question you will be asking yourselves after:

 

a) A harrassment case in court

 

b) When the Office Of Fair Trading see that you are clearly in breach of not only their guidelines, but also your 'governing body' (The CSA), and more seriously the Consumer Protection From Unfair Trading Regulations 2008, You will be asking the same question when you have 'requirements' imposed on you or a fine.

 

After the date on this letter above, if I have to continue to write to you then I will charge you £20 per letter. Also if it is your intention to issue a court claim, then it will be defended most vehemently, and when the issue of costs arises I will have no hesitation in showing this letter and previous correspondence to the judge.

 

I would also quote to you the well known case of Arkell vs Pressdram.

 

I trust this makes my position completely clear.

Edited November 3, 2012 by 42man
spelling error

[RW Fugitive]

Thanks guys.. I really like the last letter by 42Man, so will be sending this one by recorded delivery today I think

[Zonker]

I must remember that one Arkell versus Pressdam. That probably would get some usage

[42man]

Zonker just thought I would show you this link - http://www.consumeractiongroup.co.uk/forum/showthread.php?351219-Setting-Aside-a-Statutory-Demand/page2

[Zonker]

42man i dont do email with dca's either, it isnt foolproof