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I have a £16,000 loan with HSBC and corresponding monthly PPI cover. I have claimed on the insurance once when I had an injury and couldn't work for a month (they paid out for one month). For the last few years I have also been self employed.

 

I am going to cancel the insurance anyway but just checking before I do, can I claim a refund even though I made a claim on the insurance? Bit cheeky, I know, but I don't want to miss out on a chance to get my money back.

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