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    • Correcting a prior post. Oliver at least got fed every day didn't he. Tories will see the kids go without food for a week or two wont they.      
    • It was because the last day fell on a weekend so they had until the end of yesterday to reply. No reply and I have Requested Judgement this morning, I have requested full payment by the 3rd November. I think a week to for the to resolve is reasonable. I don't hold much hope of them even responding to that so feel it will need to be taken further.   What is my next step if I don't receive the full refund by 3rd November?
    • I did see that but I haven't seen any announcement.
    • Dodo is just a scapegoat - and well rewarded at that.   So here we are about 8 weeks and approaching 2 months from: (during which failing to even collect 250 spit samples a day  @£500M)   BBC Breakfast - Matt Hancock on coronavirus testing (03Sept20).mp4
    • Good morning,   Thanks for the reply.  This gym involves Legacy Leisure, the gym I use is Rutland Sports Park, though my account is linked to Friesland Sports Centre as that’s where I initially signed up (they have 5 different sites all working as one in this area).  It was a council owned and run gym before they brought in this third party to do it for them (and reduced the quality, but that’s a story for another day).   As suggested I have cancelled the direct debit.  I received another email last night telling me that they would freeze my account for a further 6 months for an ‘admin fee’ of £5 per month.  I will be telling them that’s not good enough.   Apparently I owe them £25 for an admin error on their behalf from about a year or so ago (they mentioned this at the time but said they would look in to it, and never mentioned it again).  I’m happy to pay what I owe outside of this £26 28-days notice fee.   So: what should I do next?   Thanks again,   Sam
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    • I came across this discussion recently and just wanted to give my experience of A Shade Greener that may help others regarding their boiler finance agreement.
       
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      After a summer of discontent with ASG I discovered that if you have paid HALF the agreement or more you can legally return the boiler to them at no cost to yourself. I've just returned mine the feeling is liberating.
       
      It all started mid summer during lockdown when they refused to service our boiler because we didn't have a loft ladder or flooring installed despite the fact AS installed the boiler. and had previosuly serviced it without issue for 4yrs. After consulting with an independent installer I was informed that if this was the case then ASG had breached building regulations,  this was duly reported to Gas Safe to investigate and even then ASG refused to accept blame and repeatedly said it was my problem. Anyway Gas Safe found them in breach of building regs and a compromise was reached.
       
      A month later and ASG attended to service our boiler but in the process left the boiler unusuable as it kept losing pressure not to mention they had damaged the filling loop in the process which they said was my responsibilty not theres and would charge me to repair, so generous of them! Soon after reporting the fault I got a letter stating it was time we arranged a powerflush on our heating system which they make you do after 5 years even though there's nothing in the contract that states this. Coincidence?
       
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      The boiler was removed and replaced by a reputable installer,  and the old boiler was returned to ASG thus ending our contract with them. What's mad is I saved in excess of £1000 in the long run and got a new boiler with a brand new 12yr warranty. 
       
      You only have to look at TrustPilot to get an idea of what this company is like.
       
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    • Dazza a few months ago I discovered a good friend of mine who had ten debts with cards and catalogues which he was slavishly paying off at detriment to his own family quality of life, and I mean hardship, not just absence of second holidays or flat screen TV's.
       
      I wrote to all his creditors asking for supporting documents and not one could provide any material that would allow them to enforce the debt.
       
      As a result he stopped paying and they have been unable to do anything, one even admitted it was unenforceable.
       
      If circumstances have got to the point where you are finding it unmanageable you must ask yourself why you feel the need to pay.  I guarantee you that these companies have built bad debt into their business model and no one over there is losing any sleep over your debt to them!  They will see you as a victim and cash cow and they will be reluctant to discuss final offers, only ways to keep you paying with threats of court action or seizing your assets if you have any.
       
      They are not your friends and you owe them no loyalty or moral duty, that must remain only for yourself and your family.
       
      If it was me I would send them all a CCA request.   I would bet that not one will provide the correct response and you can quite legally stop paying them until such time as they do provide a response.   Even when they do you should check back here as they mostly send dodgy photo copies or generic rubbish that has no connection with your supposed debt.
       
      The money you are paying them should, as far as you are able, be put to a savings account for yourself and as a means of paying of one of these fleecers should they ever manage to get to to the point of a successful court judgement.  After six years they will not be able to start court action and that money will then become yours.
       
      They will of course pursue you for the funds and pass your file around various departments of their business and out to third parties.
       
      Your response is that you should treat it as a hobby.  I have numerous files of correspondence each faithfully organised showing the various letters from different DCA;s , solicitors etc with a mix of threats, inducements and offers.   It is like my stamp collection and I show it to anyone who is interested!
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national debt register website ?


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Hm interesting, wonder who gives them permission to post your personal details

PGH7447

 

 

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Advice is given freely but is in no way meant to be taken as Gospel:-)

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dont really think theyve thought it through properly.

it would go against oft guidelines for a start, wouldnt it? causing an embarresment etc.

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Do you remember the old saying "If you don't pay your name will be in the window"?

donkeys years ago our local butcher shop used to do this my Gran a shopkeep herself at the time used to say an advertised debt is a paid debt

now wouldn't that be good if only it was true i would be happy to have my name on it :D

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The site would be up against people suing for libel, breach of data protection and harassment.

"To love unconditionally is the greatest gift, laughter is a close second" .To give your time to help others after being helped here is the best way to show your appreciation to your fellow CAG members.

 

Please note that this advice is given informally, without liability and without prejudice. Seek the advice of an insured qualified professional if you have any doubts. All my knowledge has been gained here, for which I'm very grateful. I'm a Journalist, not a law professional.

 

If you do PM, make sure to include a link to your thread as I don't give out advice in private ;)

BB 13 - DCAs/banks and solicitors 0.

 

I get a fresh start to get on with learning to live with severe disabilities when they could have had something if they'd been understanding...

 

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Is this an early April Fool's joke.:-o:-o

 

 

Gosh I hope so.....:shock:

 

Horrifying and alarming are just two descriptions that come to mind.:mad:

 

As an aside, check out the spelling, punctuation and grammatical errors - bloody abysmal.

 

This just can't be right, can it??:shock:

Six Nations Champions 2009

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I can't see such a thing ever happening. Even without the various regulators, the CRAs would wish to protect their nasty businesses.

 

The website is registered to one Scott Khadun.

 

A man called Scott Khadun was imprisoned in 2005 for false accounting and fraud (google the name). False name on Nominet, or new [problem]?

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Gosh I hope so.....:shock:

 

Horrifying and alarming are just two descriptions that come to mind.:mad:

 

As an aside, check out the spelling, punctuation and grammatical errors - bloody abysmal.

 

This just can't be right, can it??:shock:

I don't think it's anything remotely like being 'proper' - in any sense of the word.

Still, we can all keep an eye on it, for referral to the OFT if necessary.

We will not be intimidated.

'The pen is mightier than the sword'.

Petition to Outlaw Debt Sale and Purchase

- can't read/post much as eye strain's v.bad.

VIVA CAG!!! :)

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Looks distinctly dodgy to me...as well as badly worded and unprofessionally laid out. Funnily enough, just like some of the bumf DCAs like to churn out. What a surprise.

 

 

 

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I can't see such a thing ever happening. Even without the various regulators, the CRAs would wish to protect their nasty businesses.

 

The website is registered to one Scott Khadun.

 

A man called Scott Khadun was imprisoned in 2005 for false accounting and fraud (google the name). False name on Nominet, or new [problem]?

SP said it! :D

We will not be intimidated.

'The pen is mightier than the sword'.

Petition to Outlaw Debt Sale and Purchase

- can't read/post much as eye strain's v.bad.

VIVA CAG!!! :)

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I wonder which bright spark was behind the set up of that site then?

No doubt some very disgruntled/combined DCA splinter group i bet :D

I note the way they say that will show "missing debtors reported new locations" :eek:

I bet they wont show enforcable CCA's though :p

Anyway...by the time the data protection act & every other law catches up with them, it will soon vanish :rolleyes:

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- in any case, think of the news, and all the gazillion pound bank debts, and all the corrupt bosses of those dodgy banks... ;):p

 

Somehow, I don't think their names would ever get on such a site sadly :-|

"To love unconditionally is the greatest gift, laughter is a close second" .To give your time to help others after being helped here is the best way to show your appreciation to your fellow CAG members.

 

Please note that this advice is given informally, without liability and without prejudice. Seek the advice of an insured qualified professional if you have any doubts. All my knowledge has been gained here, for which I'm very grateful. I'm a Journalist, not a law professional.

 

If you do PM, make sure to include a link to your thread as I don't give out advice in private ;)

BB 13 - DCAs/banks and solicitors 0.

 

I get a fresh start to get on with learning to live with severe disabilities when they could have had something if they'd been understanding...

 

<--- If you feel I've helped, please twinkle my star :)

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Just googled him - quite the con-artist it would seem. Having been struck off he is obviously now looking for new ways to fund his lifestyle.:mad:

 

Not with CAG now on the case, though!;)

Edited by ohoh4312
my spelling is as bad as his!

Six Nations Champions 2009

Triple Crown 2009

Grand Slam 2009

:cool::-D:cool:

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Will the names be listed alphabetically? Will he run out of time just listing A's? :D

 

Good job my surname is near the middle of the alphabet!:p

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It would be against data protection rules for them to post INDIVIDUALS details but COMPANY details are not covered by data protection act.

 

We had a company threatening to register and unpaid invoice (which we were disputing) on the ROsi website and when I challenged the ICO with this they said as we were a company the data protection act did not apply,

Opinions are offered in good faith based upon personal experience and research. Before making any irreversible decisions the opinion of a qualified, registered and insured legal professional should be sought.

 

If my advice or information has assisted you in any way - please click my scales.

 

thanks

 

Nat West Charges £1056 WON

RBS Charges £3600 WON

RBS Unenforceable Loan £18500 Pending

RBS PPI on loan above Pending

MBNA Credit Card CCA & SAR Sent

Co-op Credit Card CCA Sent

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thats ok, start up a website listing all dca's, web addresses, registered addresses, phone numbers, and start listing all the unlawful acts they come out with.

question everything!

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Is this a relation of the "National register of Debtors of England and Wales" which a certain DCA got into trouble for printing on their paperwork ie "If you previously paid this debt to the National Register of Debtors of England and Wales please now pay us...."

 

Distinctly dodgy to say the lease, perhaps a complaint to Trading Standards and the Advertising people is in order

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