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    • Should this to be take into court with him or should he send something in earlier?
    • This is the other sign  parking sign 1a.pdf
    • 4 means that they need to name and then tell the people who will be affected that there has been an application made, what the application relates to (specificially "whether it relates to the exercise of the court’s jurisdiction in relation to P’s property and affairs, or P’s personal welfare, or to both) and what this application contains (i.e what order they want made as a result of it) 5 just means that teh court think it is important that the relevant people are notified 7 means that the court need more information to make the application, hence they have then made the order of paragraph 1 which requires the applicant to do more - this means the court can't make a decision with the current information, and need more, hence paragraph one of the order is for the applicant to do more. paragraph 3 of the order gives you the ability to have it set aside, although if it was made in january you are very late. Were you notiifed of the application or not?    
    • These are the photos of the signs. At the entrance there is a 7h free sign. On some bays there is a permit sign.  Also their official website is misleading as it implies all parking is free.  I can't be certain of the exact parking bay I was in that day, and there was no PCN ticket on my car and no other evidence was provided.  parking sign 2.pdf
    • Hi, In my last post I mentioned I had received an email from SS who were asking me to hand over the keys to my mother’s flat so they could pass them to the Law firm who have been appointed court of protection to access, secure and insure my mother’s property.  Feeling this, all quickly getting out of my hands I emailed ss requesting proof of this. I HAVEN’T HEARD BACK FROM SS.  Yesterday, I received an email (with attached court of protection order) from the Law Firm confirming this was correct (please see below a copy of this).  After reading the court of protection order I do have some concerns about it:   (a)   I only found out yesterday, the Law firm had been appointed by the court back in January.  Up until now, I have not received any notification regarding this.  (b)   Section 2   - States I am estranged from my mother.  This is NOT CORRECT    The only reason I stepped back from my mother was to protect myself from the guy (groomer) who had befriended her & was very aggressive towards me & because of my mother’s dementia she had become aggressive also.  I constantly tried to warned SS about this guy's manipulative behaviour towards my mother and his increasing aggressiveness towards me (as mentioned in previous posts).  Each time I was ignored.  Instead, SS encouraged his involvement with my mother – including him in her care plans and mental health assessments.   I was literally pushed out because I feared him and my mother’s increasing aggression towards me. Up until I stepped back, I had always looked after my mother and since her admission to the care home, I visit regularly.   .(c)    Sections -  4, 5 and 7  I am struggling to understand these as I don’t have a legal background.  I was wondering if there is anyone who might be able to explain what they mean.  It’s been a horrendous situation where I had to walk away from my mother at her most vulnerable because of; ss (not helping), scammer and groomer. I have no legal background, nor experience in highly manipulative people or an understanding of how the SS system operates, finding myself isolated, scared and powerless to the point I haven’t collected my personal belongings and items for my mother’s room in the care home.  Sadly, the court has only had heard one version of this story SS’s, and based their decision on that. My mother’s situation and the experience I have gone through could happen to anyone who has a vulnerable parent.    If anyone any thoughts on this much appreciated.  Thank you. ______________________________________________________  (Below is the Court of Protection Order)  COURT OF PROTECTION                                                                                                                                                                                   No xxx  MENTAL CAPACITY ACT 2005 In the matter of Name xxx ORDER Made by  Depty District Judge At xxx Made on xxx Issued on 18 January 2024  WHEREAS  1.     xxx Solicitors, Address xxx  ("Applicant”) has applied for an order under the Mental Capacity Act 2005.  2.     The Court notes (my mother) is said to be estranged from all her three children and only one, (me) has been notified.  3.     (Me) was previously appointed as Atorney for Property and Affairs for (my mother).  The Exhibity NAJ at (date) refers to (me) and all replacement Attorneys are now officially standing down.  4.     Pursuant to Rule 9.10 of the Court of Protection Rules 2017 and Practice Direction 9B the Applicant 2must seek to identify at least three persons who are likely to have an interest in being notified that an application has been issues.”  The children of (my mother), and any other appointed attorneys are likely to have an interest in the application, because of the nature of relationship to (my mother).  5.     The Court considers that the notification requirements are an important safeguard for the person in respect of whom an order is sought.  6.     The Court notes that it is said that the local authority no longer has access to (my mother’s) Property.  7.     Further information is required for the Court to determine the application.  IT IS ORDERED THAT  Within 28 days of the issue date this order, the Applicant shall file a form COP24 witness statement confirming that the other children of (my mother) and any replacement attorneys have been notified of the application and shall confirm their name, address, and date upon which those persons were notified.  If the Applicant wishes the Court to dispense with any further notification, they should file a COP9 and COP24 explaining, what steps (if any) have been taken to attempt notification and why notification should be dispensed with.   Pending the determination of the application to appoint a deputy for (my mother), the Applicant is authorised to take such steps as are proportionate and necessary to access, secure and insure the house and property of (my mother).   This order was made without a hearing and without notice.  Any person affected by this order may apply within 21 days of the date on which the order was served to have the order set aside or varied pursuant to Rule 13.4 of the Court of Protection Rules 2017 (“the Rules”).  Such application must be made on Form COP9 and in accordance with Part 10 Rules.              
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      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

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      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Chris v Natwest***WON***


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Cobetts were very successful for Cobetts! They must have made a fortune out of RBS!!

 

Can't believe how negligent they are being at NatWest and all of the banks in paying out so much money to solicitors and in court costs as well as all the 8% interest that they wouldn't have to if they just paid the money back when you asked for it! Their shareholders are being let down so badly!

 

Anyway, its great for us I suppose. I hope mine gets that far too so that I can claim my 8% on top of the charges. That alone should pay for a nice little holiday!

 

Good luck with it all, can't wait until mine gets to that stage, its so frustrating waiting!

 

There'll be earning thier keep alright as I bet for everyone of us that takes them the full stretch Cobetts scare a dozen more into accepting a lower offer.:mad:

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well, I just phoned the court to find out about these 2 acknowledgements that I recieved, 1 dated the 10th august, the other dated the 17th, they said the 10th one was a mistake, so I asked when exactley coud I put in for judgement against NatWest and was told that thet have until 31st so I can put in for judgement on the 1st september.dont know how they have worked that out as papers were served on 7th august

hope I get some thing in the post today, post doesent come till between 11 and 12, so will just have to wait and see

CHRIS WATKINS

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would you credit it, ( I know, yes you would )Natwest has just charged me another £19 for going overdrawn, how do they decide what they are going to charge, it seems they just charge what they want

CHRIS WATKINS

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Don't count on it, they'll probably file a defence at the very last moment (maybe even a day late), thats generally the rule! But for every rule there is an exception so fingers crossed.

NatWest:

Sent LBA on 12 May.

Submitted MoneyClaim on 30 May.

Acknowledged 7 Jun, 3 Jul deadline for response

Defence filed 4 Jul

Received their copy of AQ 21 July, awaiting court date

*********** SETTLED IN FULL - 17 August *************

Egg Card:

Requested Payment Protection Refund on 20 May,

Sent Data Protection Act request, egg acknowledged,

8 Jul deadline for response.

26 Jul: Sent Prelim Letter

01 Sep: Sent LBA

Citibank:

Not Started

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Just looked at the rest of the thread and notice i've already told you this ... god, i'm boring!!

NatWest:

Sent LBA on 12 May.

Submitted MoneyClaim on 30 May.

Acknowledged 7 Jun, 3 Jul deadline for response

Defence filed 4 Jul

Received their copy of AQ 21 July, awaiting court date

*********** SETTLED IN FULL - 17 August *************

Egg Card:

Requested Payment Protection Refund on 20 May,

Sent Data Protection Act request, egg acknowledged,

8 Jul deadline for response.

26 Jul: Sent Prelim Letter

01 Sep: Sent LBA

Citibank:

Not Started

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well laffar, looks like you could be right, still nothing from anyone and tomorrows the last day, so if nothing in the post on friday morning then its of to court to put in for judgement, tick tock

CHRIS WATKINS

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Are Natwest really this bad? I want to claim but this just sounds awful!!! I've had my troubles with them in the past and am just worried they're going to close my account and make me pay back my overdraft straight up....any words of encouragement that this wont happen??

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if Natwest want to close your account they have to give you 30 days notice, if they close the accounts of everyone of us that are claiming off them they will soon have no clients left, so I would'nt think it in their interest to close accounts,

CHRIS WATKINS

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Agreed, it's very very very rare that they close peoples accounts

NatWest:

Sent LBA on 12 May.

Submitted MoneyClaim on 30 May.

Acknowledged 7 Jun, 3 Jul deadline for response

Defence filed 4 Jul

Received their copy of AQ 21 July, awaiting court date

*********** SETTLED IN FULL - 17 August *************

Egg Card:

Requested Payment Protection Refund on 20 May,

Sent Data Protection Act request, egg acknowledged,

8 Jul deadline for response.

26 Jul: Sent Prelim Letter

01 Sep: Sent LBA

Citibank:

Not Started

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Interesting to hear all you guys about Natwest. I am just about to follow suit and put a claim into natwest for all the nasty charges over the years - it comes to quite a sum! I have just put all the charges in a speardsheet I found on the site and it says I should send this breakdown to the bank with my request of charges. HOWEVER, it also says that I am stongly advised to attached a schedule to your claim with the courts. Sorry if I seem silly asking this but what does it mean when it says schedule - what schedule? And I don't think I am at the point where I put a claim in to the courts yet am I as I haven't yet demanded this from the bank yet...?? confused!!

 

Thanks for your help, really appreciated. Good luck to all of you. Sounds like Natwest try and hold out!!

 

Jenny

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hi Chris

We are running exactly along with each other - my final date is also the 4th - ill put money on it that come the 4th or 5th they defend!!! Good luck mate ill be thinking of you mon / tues x

NatWest (CLAIM 1) - £2181.24 SETTLED IN FULL

VIRGIN MBNA - £377 SETTLED IN FULL + INTEREST

NATWEST (CLAIM 2) - £1008.30 - SETTLED IN FULL

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Interesting to hear all you guys about NatWest. I am just about to follow suit and put a claim into NatWest for all the nasty charges over the years - it comes to quite a sum! I have just put all the charges in a speardsheet I found on the site and it says I should send this breakdown to the bank with my request of charges. HOWEVER, it also says that I am stongly advised to attached a schedule to your claim with the courts. Sorry if I seem silly asking this but what does it mean when it says schedule - what schedule? And I don't think I am at the point where I put a claim in to the courts yet am I as I haven't yet demanded this from the bank yet...?? confused!!

 

Thanks for your help, really appreciated. Good luck to all of you. Sounds like Natwest try and hold out!!

 

Jenny

 

No you send the prelim request to the bank with spreadsheet ( not interest at 8% page) then 14 days later the LBA with spreadsheet, then 14 days later if you have to claim then ssend the spreadsheet ot court - spreadsheet otherwise known as schedule of charges

Consumer Health Forums - where you can discuss any health or relationship matters.

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Can anyone tell me how to claw my charges back...?

 

I have sent a letter threatening legal action if they don't refund my charges.

 

They have of course ignored this, so how do I actually start the ball rolling...?

 

Is it through the small claims court..?

 

I want to do it all myself and not use no win no fee solicitors.

 

Or should I use the solicitors...?

 

If I do will I have to pay them a percentage of my reclaimed ammount...?

 

Any help would be gratefully appreciated.

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Pygmy_Giant: Please read the Forum FAQ. It will answer most of your questions. Then read some of the threads on the Natwest part of the forum. Do some research before you get started so that you know the implications and what to expect. All the information that you need is on the forum.

 

By all means ask for help, we've all received help and are of course happy to help others, but read as much as you can about it first.

 

Good luck!!

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