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    • Post #9 suggested some options to avoid or put off having a smart meter. Post #12 a simple solution to your complaint about the ay they handle fixed monthly DD. It's not really clear why you posted if you're going get irate when members "jump in" with suggestions. You can see what I'm referring to on "gasracker.uk" to allay your suspicion that I was lying in Post #16 which was made to correct ther misinformation shown in your Post #15
    • Back to octopus from the smart meter/tariff salesperson. Octopus have now said just ignore the letter - I dont have to have one despite there letter implying (at least) it was required, but that i will HAVE to have a smart meter if current meters stop working as 'their suppliers dont supply non smart meters any more'. They also say they do not/will not disable any smart functionality when they fit a smart meter I am of course going to challenge that. Thats their choice of meter fitter/supplier problem not mine
    • Point taken that we should inform new Caggers that the £20 option is there in wrong registration cases.  Well, supposedly there, who knows what the PPCs would do in practice.  Anyway, the option is allegedly there with both the BPA as you say, but also the IPC (I've just checked). However, there's a danger here of baby, bathwater. The two easiest types of cases to win are (a) residential - due to Supremacy of Contract and (b) wrong registration - due to "de minimis".  Indeed until recently we has been boasting that no Caggers, over two years, who had sent a PPC the wrong registration snotty letter, had even been taken to court, let alone lost a court hearing. We simply can do nothing about a terrible judge.  The judge seems - I say seems because we haven't had all the details - to have ignored "de minimis",. got fixated on a sign and awarded unreasonable behaviour costs.  A totally bizarre judgement.
    • You mean your witness statement 
    • That may be your personal claimed experience I said i didn't want smart meters - you jumped in to recommend smart meters I quite clearly indicated I was happy with being in credit to maintain constant payments - you suggest paying what I owe every month I quite clearly indicated I was happy with being in credit to maintain constant payments - you suggest a variable tariff - even if its one that only varies on a daily basis rather than half/hourly - with prices higher in winter when you need it and lowest in summer when you need it least   politeness ends with: - I'm NOT interested in any smart tariff I see, You are pushing your smart meter + variable tariffs in the wrong place - try pushing them somewhere 'nearer to home'  
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Norwich Union Endowment-joint names


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Hi Folks,

 

I'm hoping someone can provide me with some help.

 

My ex-partner and I split up in 2003 and we were fortunate to have two properties and two endowments/life assurances relating to them.

 

We agreed verbally to take one endowment each,relating to the property that we held on to,and I subsequently signed a Deed of Assignment for the policy held by my ex removing my interest.

 

My ex even asked me to remove her from my policy,which I duly completed a Deed of Assignment for that one,Norwich Union,but unknown to me,she didn't send it back to NU for action.

 

More recently,I stopped the DD's and the policy has now been stopped.Norwich Union is currently retaining the funds,pending an agreement between the ex and I.

 

The problem is the following:

 

NU is saying since both our lives are insured,we are both owners of the policy.

 

As such,it wants both our agreement as to how to divide the money.

 

My ex,bless her,is now claiming half my NU policy now she has had all of the first one.

 

What pains me is that NU have confirmed in writing that all payments from the start of the policy have come direct from me,yet my ex appears to have me over a barrel,simply since I took care of her when we were together................

 

When we split,we each took the relevant Policy document,without which we cannot surrender,and indeed continued to reside in the respective houses.

 

I can't find the particular email from the ex asking to be removed,although have had a very helpful one more recently,gloating how she'll either take half now,or half later.................and thanks if I keep up the payments!!

 

What can I do to move forward-I have emailed the ex for a year now,and she simply doesn't respond.I callled her office the other day,and she was 'suddenly' in a meeting,and have even offered her 1000 to sign out,but still no joy.

 

Advice,case law or input from anyone in the know at NU??!!

 

I can't be the first person to face a vexacious ex on an endowment problem?!!

 

Thanks for reading the saga !!!

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Hi wellingtonlane

 

Its been a while since i dealt with an endowment, so I've contacted a colleague to see where you stand.

 

Beccus

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Dear All,

 

Is there any one on this Forum who has ever had a problem with getting their Endowment cashed when in joint names??

 

I'm running out of time for resolving this,and haven't heard anything from NU-nothing new there !!!!!

 

Thanks WL

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Spoke to a really nice guy at NU who told me what I kind of knew..........

 

The ex has me again,and not much I can do about it!!

 

Guess I'll have to sue here for the money-any one had success with that kind of thing !?

 

WL

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