Jump to content


Advice Needed Pretty Please


liverpoolfan
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 5503 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi i had a halifax credit card and got into trouble repaying, it went to the in house debt collectors blair and co, i asked for a copy of the agreement which never arrived but the debt got passed on to robinson way i had a few personal problems at the time and just set up with them to pwy 80 pound a month as i thought it was the best way as i want to pay the debt. My girlfriend left and moved out which ment my income wasnt enough to pay them as much so i wrote saying i could pnly pay 30 pound a month i got lots of letters though saying they were taking me to court etc... then the other day a letter from wescot debt collectors came though for the same debt

 

Please help as i have no idea what to do next

 

ps i have also just lost my job

Link to post
Share on other sites

Hi'

Did you send your CCA request by recorded delivery?

If not, you will have to go through the process again with wescot.

If you did then BOS shouldn't have passed it on as the account would have been in dispute.

 

Might just be better to start again.

 

fox

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

Please help CAG. Order this ebook. Now available on Amazon. Please click HERE

Link to post
Share on other sites

As you're starting again send the CCA request to wescot.

The usual applies:

 

Send by recorded delivery

DO NOT sign anything

enclose £1 postal order, no cheques

12+2 WORKING days for them to reply

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

Please help CAG. Order this ebook. Now available on Amazon. Please click HERE

Link to post
Share on other sites

Not a thing. These letters are standard threat-o-grams and aren't worth the paper they are written on.

The only time you need to worry is if they send you a statutory demand.

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

Please help CAG. Order this ebook. Now available on Amazon. Please click HERE

Link to post
Share on other sites

The lovely poatman brought me a letter from wescot saying my request was being dealt with and that my account is on hold for the time being.

 

this doesnt count as a response i still count the days dont i ?

Link to post
Share on other sites

  • 3 weeks later...

HI,

Oh yes this is standard fodder from them. Place in the ignore file for now.

I suspect they are having problems coming up with your agreement.

I would expect another letter in the not too distant future offering you the discount again.

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

Please help CAG. Order this ebook. Now available on Amazon. Please click HERE

Link to post
Share on other sites

It's normal when they can't obtain your CCA yes. If you've sent the 'In Dispute' letter you don't have to do anything else, just sit back and wait for their next move which will probably be to offer you a further discount or to say they have passed the account back to their client.

Link to post
Share on other sites

Snap ;)

:D:D

 

What's the saying,"Great minds think alike"

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

Please help CAG. Order this ebook. Now available on Amazon. Please click HERE

Link to post
Share on other sites

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

Please help CAG. Order this ebook. Now available on Amazon. Please click HERE

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...