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hi, me again, i am trying to reclaim a mis sold ppi with blemain finance. i have written many letters one to ocean finance (who dealt with the actual sale) one from Bleamin (who loan was with) and premier writers who the insurance was with. I had a loan of 500.00 which was over 5 years but after the first 6 months of having come into a small bit of money decided to pay the loan off. unbenown to me the isnurance was still on going. i only found this out about 6 months ago when i was trying to get my premium back. they told me that i could not get it back, i said that my loan stopped over 2 years ago and they said tough luck but cant do any thing about it. I was under the impression that the insurance had stopped and that the money was in the figures given when given up the loan. if any thing had happened i would not ever contemplated going throuhg that insurance as it would of only been for the loan of which we di not have any more, surely this is wrong and should of been given back at the time.

no one seems to admit to any thing so who really should i keep on at to get it back, ocean, blemain of premier writers?

any way been in this situation?

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Hiya

 

You should deal with the peeps who actually sold you the loan which will be Ocean Finance. They were the ones that mis sold you and if it went any further they would have been the ones that the FSA would fine.

 

olives xx

Next Directory £215 NO CCA ***WON***

 

Littlewoods Visa*** WON ***

 

Littlewoods evenmore£496.47 COURT CHARGES£296.84 PPI £575.52

Littlewoods LX £0.00 COURTCHARGES £327.68

Choices for you S.A.R owe £362.02

Additions Direct £1400 NO CCA

 

HUBBY

Bank of Scotland Prefernce account £296

Capital One £300CHARGES£1135 TAKING COURT ACTION

 

also owe big to

Bank Of Scotland £10000 sending cca reqest

British Credit Trust £6000

 

Fighting For Family

MUm,***WON ***Barclays for hardship just need to get the last little bit. Chasing LLOYDS TSB for hardship

Bro, HBOS PPI mis selling ***WON***

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thank you for replying but i have sent them letters and they keep saying i should deal with blemain, bkemian say i should deal with ocean. so going round in circles really. have u had n e thing like this

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Hiya,

I won with Littlewoods Visa but they are actually run by barclay card. Littlewoods catolouge are actually in my queue to go to court with as like you say they just aint playing ball. The catolouges are very reluctant to give in.

 

I never had a problem with who was dealing with my ppi complaint it was just getting themm to admit to there failings. Ocean are giving you the run around. It was them who sold you the insurance. It was them that were supposedly checking that you really needed the PPI not Blemain or the insurers. You need to tell them that.

 

olives xx

Next Directory £215 NO CCA ***WON***

 

Littlewoods Visa*** WON ***

 

Littlewoods evenmore£496.47 COURT CHARGES£296.84 PPI £575.52

Littlewoods LX £0.00 COURTCHARGES £327.68

Choices for you S.A.R owe £362.02

Additions Direct £1400 NO CCA

 

HUBBY

Bank of Scotland Prefernce account £296

Capital One £300CHARGES£1135 TAKING COURT ACTION

 

also owe big to

Bank Of Scotland £10000 sending cca reqest

British Credit Trust £6000

 

Fighting For Family

MUm,***WON ***Barclays for hardship just need to get the last little bit. Chasing LLOYDS TSB for hardship

Bro, HBOS PPI mis selling ***WON***

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