Jump to content


  • Tweets

  • Posts

    • it is NOT A FINE.....this is an extremely important point to understand no-one bar a magistrate in a magistrates criminal court can ever fine anyone for anything. Private Parking Tickets (speculative invoices) are NOT a criminal matter, merely a speculative contractual Civil matter hence they can only try a speculative monetary claim via the civil county court system (which is no more a legal powers matter than what any member of Joe Public can do). Until/unless they do raise a county court claim a CCJ and win, there are not ANY enforcement powers they can undertake other than using a DCA, whom are legally powerless and are not BAILIFFS. Penalty Charge Notices issued by local authorities etc were decriminalised years ago - meaning they no longer can progress a claim to the magistrates court to enforce, but go directly to legal enforcement via a real BAILIFF themselves. 10'000 of people waste £m's paying private parking companies because they think they are FINES...and the media do not help either. the more people read the above the less income this shark industry get. where your post said fine it now says charge .............. please fill out the Q&A ASAP. dx  
    • Well done on reading the other threads. If ECP haven't got the guts to do court then there is no reason to pay them. From other threads there is a 35-minute free stay after which you need to pay, with the signs hidden where no-one will read them.  Which probably explains why ECP threaten this & threaten that, but in the end daren't do court. As for your employer - well you can out yourself as the driver to ECP so the hamster bedding will arrive at yours.  Get your employer to do that using the e-mail address under Appeals and Transfer Of Liability.  
    • good you are getting there. Lloyds/TSb...i certainly would not be risking possible off-setting going on if a choice were there, but in all honestly thats obv too late now..., however..you might not never be in that situation so dont worry too much. regardless to being defaulted or not, if any debt that is not paid/used in 6yrs it becomes statute barred. you need to understand a couple of things like 'default' and 'default notice' a default is simply a recorded D in the calendar section/history of a debt, it does not really mean anything. might slightly hit your rating. the important thing here is a default notice , these are issued by the original creditor (OC) under the consumer credit act, it gives you 14 days to settle whatever they are asking, if you don't then they have the option to register a defaulted date on your credit file. that can make getting other credit more difficult. and hits your rating. once that happens, not matter what you do after that, paying it or not or not paid off or not, the whole account vanishes from your credit file on the DN's 6th b'day. though that might not necessarily mean the debt is not still owed - thats down to the SB date above. an OC very rarely does court and only the OWNER of a debt can instigate any court action (Attempted a CCJ) DCA's debt collection agencies - DCA's are NOT BAILIFFS they have ZERO legal powers on ANY debt - no matter what it's TYPE. an OC make pass a debt to a dca as their client to try and spoof people into paying through legal ignorance of the above statement. an OC may SELL on an old debt to a DCA/debt buyer (approx 10p=£1) and then claim their losses through tax write off and their business insurance, wiping their hands of the debt. the DCA then becomes the debt OWNER. since the late 70's dca's pull all kinds of 'stunts' through threat-o-grams to spoof a debtor into paying them the full value of the debt, when they bought if for a discounted sum (typically 10p=£1). you never pay a dca a penny! if read carefully, NONE of their letters nor those of any other 'trading names' they spoof themselves under making it seem it's going up some kind of legitimate legal 'chain' say WILL anything....just carefully worded letters with all kinds of threats of what could/might/poss happen with other such words as instruct forward pass... well my dog does not sit when instructed too...so... DCA's SOMETIMES will issue a court claim, but in all honesty its simply a speculative claim hoping mugs wet themselves and cough up...oh im going to court... BIG DEAL DCA - show me the enforceable paperwork signed by me...9/10 they dont have it and if your defence is conducted properly, most run away from you . however before they do all that they now have to send a letter of claim, cause the courts got fed up with them issuing +750'000PA speculative claims and jamming up the legal system. so bottom line is two conclusions.... if you cant pay a debt, get a DN issued ASAP (stop paying it!) make sure it gets registered on your file then it stops hurting your file/future credit in 6yrs regardless to what happens (bar of course a later DCA CCJ - fat chance mind!)  once you've a registered DN , then look into restarting payments if the debt is still owed by the OC, if SOLD to a DCA, don't pay - see if they issue a letter of claim (then comeback here!).        
    • Any update here?  I ask as we have someone new being hassled for parking at this site.
    • Any update here?  I ask as we have someone new being hassled for parking at this site.
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
        • Like
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
        • Like
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 5543 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Can someone please advise me whether I am being charged an excessive fee. I am dealing with a firm of bailiffs who are well known locally as unethical bully boys.

 

I received a liability order from my council having been late with some payments. Due to personal problems at the time I did not deal with the council as I should have done, so got contact from bailiffs.

 

I received notice of intention to levy distress from the bailiffs dated 17.11.08 of an amount outstanding of £480 plus £39.70 fee, total £519.70. They put the registration of my car on the notice (I no longer have this vehicle)

 

I had one week earlier on 10.11.08 made a payment online of £135 direct to the council, so the amount outstanding was actually £345 plus charge. The council had not informed the bailiff of the payment, but did so when I queried it.

 

Although I initially advised the bailiffs I did not want to deal with them, the Council advised me it was out of their hands and I would have to pay the bailiff.

 

I subsequently sent two cheques to the bailiffs for £135 on 24.11.08 and 29.12.08, and one cheque for £75 dated 7.02.09. I attached a note to the £75 cheque stating that I had not received advice of any amended charges from them relating to the revised amount owed, as I assumed that the £39.70 charge should come down to £34.30 based on standard scale.

 

I did not receive any response from the bailiffs about the charge. However, 10 days later on 17.2.09 I come home to find a notice of attendance to remove goods posted through my door, with a charge of £139.70 and demanding payment within 24 hours.

 

I have complained to the bailiffs querying why they had not responded about the charge and merely thought fit to turn up and add another £100, and how the £100 figure was arrived at. Their written response received today says that the charge of £39.70 is calculated on the amount of the liability order, even if I have made payments. They did not explain the £100 charge, merely saying that I have their scale of fees, but I cannot reconcile this amount.

 

This firm are well known for their bully boy tactics. I can accept the explanation that I still owe £39.70. Do I have grounds for further complaint to whomever that it was reasonable therefore to expect them to have advised me this when I sent the query with my last cheque, instead of turning up on the doorstep and demanding another £100.

 

I have had run-ins with them before a couple of years ago when I was going through divorce and business closure and struggling to pay my bills. At that time I was self-employed and they took my vehicle away and I had to pay a lot to get it back. I think I need to look again at what they charged me as I think the fees were excessive. In my experience they never contact anyone to give notice of amounts owed, they always just turn up with more charges added.

 

Their response to my complaint does not state why they did not respond to my note about the charge and they are still demanding £139.70 by 23rd February.

 

Advice on what to do would be appreciated please. I intend to make a complaint to the Council. Can they just add this extra charge on top of a charge without advance notification and should I pay it? What about my current vehicle - is that under threat now?

Link to post
Share on other sites

I have put letter's on here that you could use, you DON'T have to pay the bailiffs and it's not law either to pay them so while your paying there fee's they will continue to harass you.

 

Don't pay them at all , pay the council concered online if you have to they never refuse payment. pay what you can afford.

 

I will get the letters for you

Link to post
Share on other sites

Send this one to the bailiffs with you filling in your details

 

re: YOUR ADDRESS

 

YOUR COUNCIL appears to have instructed you to recover unpaid council tax from me.

 

This letter gives you notice that you are not being given peaceful entry to my home or to levy goods contained within and I will not be signing anything for you. This notice revokes your eligibility to charge a Walking Possessions fee or other fee relating to the handling of goods.

 

Due to my circumstances I am unable to pay the debt as you demanded because it is unrealistic. I have sent an affordable payment direct to the council along with a written schedule of repayments.

 

Please be advised it is not a "criminal offence" for me to deny a bailiff entry to my property, the law says I have to settle the debt; it does not obligate me to do business with you. If you suggest to me otherwise I will automatically report you to the police and you may receive a criminal record.

 

I AM NOT REFUSING TO PAY THIS DEBT.

 

Meanwhile please provide me with a written breakdown of your fees you have demanded and put it through the letterbox and quietly leave the property. If your fees are found to contradict Regulation 45(2) of the Council Tax (Administration and Enforcement) Regulations 1992 I will automatically file a Form 4 complaint against you at your certificating court for attempting to defraud me under Sections 2 and 4 of the Fraud Act 2006.

 

This document was sent to you recorded delivery to the above address and a copy was sent to HEAD OF council tax Recovery Dept.

 

Please also supply me with a breakdown of the fee's you have charged me

 

 

Yours Faithfully

 

 

 

 

AND THIS ONE obviously fill in your details to the council and enclose a payment plan that you can afford for the ct you owe

 

Re: your details

On DATE I was visited by your bailiff collecting unpaid council tax who overcharged me with his fees. We were unable to reach an amicable resolve and the bailiff showed threatening behaviour and became vexatious in nature. I also received a letter stating I should pay WHAT THEY ASKED YOU per month to clear the debt which is unrealistic with my present financial state.

 

I now ask the council to:

 

a) Take the case back from the bailiff.

b) Accept my original offer to pay £10.00 extra of what I pay already a week to clear the arrears

c) Pay me a reasonable compensation for my inconvenience and for my efforts in seeking discovery of information and

d) Receiving an over-zealous bailiff acting for you making unrealistic demands of money.

 

If you fail to satisfactorily complete the above I will automatically escalate the complaint to the Local Government Ombudsman in=2 0fourteen days from the date of this letter.

 

Due to my circumstances I am unable to pay the debt as demanded by the bailiffs and I will make payment of £10.00 each week for 249 weekly installments with a final installment of £9.80 This may seem a long time but it's all I can afford and allows me to pay future liabilities without falling into arrears. I confirm I am not refusing to pay this debt.

 

This letter is delivered by Royal Mail and I deem it to be served on you by the ordinary course of Recorded post in the meaning of Section 7 of the Interpretation Act 1978, Please pass this to the relevent person within your organisation.

Link to post
Share on other sites

Sorry I should have made it clear in my initial post that the cheques I sent cleared the amount due under the Magistrates Liability order, but not the charge added by the bailiff. When I sent the final cheque I queried the bailiff charge as the amount due for council tax on the Liability order was incorrect, but instead of receiving the courtesy of a reply the bailiffs turned up just over a week later demanding another £100 on top under a notice of attendance to remove goods. This is what I complained about.

 

Their letter of reply stated their fee is based on the amount due under the Liability order regardless of any other amounts paid. If this is so then fair enough I will pay the £39.70. What I am objecting to is the additional £100 they have added on without any explanation, merely stating that I have their scale of fees. I do not know how they arrive at this figure or why I should pay it, unless this is what they call 'Reasonable costs and fees incurred'.

 

Does this mean that because I have paid the total due under the Liability order and the only thing outstanding is the separate bailiff fee they cannot now impose charges on charges even though they have levied on a vehicle which I no longer have?

 

My inclination is to pay the £39.70 and tell them to get stuffed as far as the £100 is concerned and complain to the Council about the actions of their agents. It might only be £100 and is small compared to some amounts people on this forum are asked to pay, but it is the principle and the unethical way they just turn up and demand more money without prior contact/response to my query.

 

They are the type of crooks who would come and take my current vehicle so I need to know what to do please.

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...