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Put the figures in cant hurt you Use our std 3 -5 line generic defence and get our ppc cpr 31:14 running to dcb(l) Scan up everything you have in/out letter wise to date, both sides please Use one multiple page pdf only Read our upload guide carefully -
Then put the field agent charge on the stat int sheet
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not all creditors pay to use use all CRA providers. with regard to SB date is always best now to assume defaulted date + 14 days.
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By Manxman in exile · Posted
Personally, I would not be surprised at all if a self-funding patient is charged less by a private health provider than they would be if they were a health insurer. Think about it - a private health provider doesn't want to scare away customers who are paying with their own hard-earned money, whereas a health insurer is more or less a captive customer and they can be charged what the provider thinks they can stand.*** In the same way, I'm sure that "self-funding" customers of car body-shops etc get a better deal than car insurance companies do. What do the T&Cs of your health insurance say? If you are concerned that they are fraudulently charging you more for the excess than they have been charged by the provider, I suppose all you can do is ask them - but I doubt they'd admit it. (I'm not sure how far an SAR might get the sort of answer you want. You could try asking both your insurer and the hospital I suppose. If you don't get a satisfactory response from your insurer you could try complaining to the FSO - but that might not go down well with your insurer). *** Before you ask, any retailer or provider of services is perfectly entitled to charge different customers different prices - so long as they don't break any equalities legislation. Although I'm a former NHS manager I'm currently having tests doen privately, and I'm confident I'm paying less as a "self-funder" than if I were insured. -
reply from devere to cpr request :
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Our picks
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Post in Bailiffs in at BBC obtain 7 years interest on overpayment of TV licence
Its WAR posted a post in a topic,
I sent in the bailiffs to the BBC. They collected £350. It made me smile.
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Post in Court Claim Against Hermes - item sent via Packlink was lost/tampered with **WON at mediation full amount **
jj58 posted a post in a topic,
Hi @BankFodder
Sorry for only updating you now, but after your guidance with submitting the claim it was pretty straight forward and I didn't want to unnecessarily waste your time. Especially with this guide you wrote here, so many thanks for that
So I issued the claim on day 15 and they requested more time to respond.
They took until the last day to respond and denied the claim, unsurprisingly saying my contract was with Packlink and not with them.
I opted for mediation, and it played out very similarly to other people's experiences.
In the first call I outlined my case, and I referred to the Contracts (Rights of Third Parties) Act 1999 as the reason to why I do in fact have a contract with them.
In the second call the mediator came back with an offer of the full amount of the phone and postage £146.93, but not the court costs. I said I was not willing to accept this and the mediator came across as a bit irritated that I would not accept this and said I should be flexible. I insisted that the law was on my side and I was willing to take them to court. The mediator went back to Hermes with what I said.
In the third call the mediator said that they would offer the full amount. However, he said that Hermes still thought that I should have taken the case against Packlink instead, and that they would try to recover the court costs themselves from Packlink.
To be fair to them, if Packlink wasn't based in Spain I would've made the claim against them instead. But since they are overseas and the law lets me take action against Hermes directly, it's the best way of trying to recover the money.
So this is a great win. Thank you so much for your help and all of the resources available on this site. It has helped me so much especially as someone who does not know anything about making money claims.
Many thanks, stay safe and have a good Christmas!
Picked By
BankFodder, -
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***Hermes and mediation hints ***
BankFodder posted a topic in Postal and Delivery Services,
Hermes and mediation hints. https://www.consumeractiongroup.co.uk/topic/428981-hermes-and-mediation-hints/&do=findComment&comment=5080003-
- 1 reply
Picked By
BankFodder, -
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Natwest Bank Transfer Fraud Call HMRC Please help
waz70 posted a topic in NatWest Bank,
Natwest Bank Transfer Fraud Call HMRC Please help. https://www.consumeractiongroup.co.uk/topic/428951-natwest-bank-transfer-fraud-call-hmrc-please-help/&do=findComment&comment=5079786-
- 31 replies
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waz70, -
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